HRTG Form 4: CEO reports multiple insider stock sales

Rhea-AI Filing Summary

Heritage Insurance Holdings, Inc. (HRTG) reported insider stock sales by its Chief Executive Officer and director on a Form 4. On 11/20/2025, the reporting person sold three blocks of common stock: 4,360 shares at a weighted average price of $26.2714, 2,815 shares at $27.4377, and 1,159 shares at $28.2278. All trades were coded as open-market or similar sales and were executed under a pre-arranged Rule 10b5-1 trading plan, which is designed to allow insiders to sell shares according to a preset schedule.

Following these transactions, the CEO beneficially owned 1,200,806 shares of Heritage common stock, held directly. The price ranges for each sale are disclosed through weighted-average notes, and the reporting person has indicated a willingness to provide detailed trade breakdowns upon request to regulators, the issuer, or its shareholders.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Garateix Ernie J

(Last) (First) (Middle)

C/O HERITAGE INSURANCE HOLDINGS, INC.

1401 N. WESTSHORE BLVD

(Street)

TAMPA FL 33607

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Heritage Insurance Holdings, Inc. [ HRTG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

3. Date of Earliest Transaction (Month/Day/Year)
11/20/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/20/2025		S		4,360(1)	D	$26.2714(2)	1,204,780	D
Common Stock	11/20/2025		S		2,815(1)	D	$27.4377(3)	1,201,965	D
Common Stock	11/20/2025		S		1,159(1)	D	$28.2278(4)	1,200,806	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan previously adopted by the Reporting Person.

2. Represents the weighted average of the shares sold. The prices of the shares sold pursuant to the transaction ranges from $26.00 to $26.97 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the issuer or a security holder of the issuer full information regarding the number of shares sold at each separate price.

3. Represents the weighted average of the shares sold. The prices of the shares sold pursuant to the transaction ranges from $27.13 to $27.94 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the issuer or a security holder of the issuer full information regarding the number of shares sold at each separate price.

4. Represents the weighted average of the shares sold. The prices of the shares sold pursuant to the transaction ranges from $28.08 to $28.475 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the issuer or a security holder of the issuer full information regarding the number of shares sold at each separate price.

Remarks:

	/s/ Ernie J. Garateix	11/24/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Heritage Insurance Holdings (HRTG) disclose?

Heritage Insurance Holdings disclosed that its Chief Executive Officer and director sold shares of common stock on 11/20/2025 in three separate open-market or similar transactions, reported on a Form 4.

How many HRTG shares did the CEO sell on 11/20/2025?

The CEO sold 4,360 shares, then 2,815 shares, and then 1,159 shares of Heritage Insurance Holdings common stock on 11/20/2025.

At what prices were the HRTG shares sold by the CEO?

The reported weighted average sale prices were $26.2714 per share for 4,360 shares, $27.4377 per share for 2,815 shares, and $28.2278 per share for 1,159 shares, each with disclosed price ranges in the notes.

How many Heritage Insurance Holdings (HRTG) shares does the CEO own after these sales?

After the reported transactions, the CEO beneficially owned 1,200,806 shares of Heritage Insurance Holdings common stock, held directly.

Were the HRTG insider sales made under a Rule 10b5-1 trading plan?

Yes. The filing states that the sales were made pursuant to a previously adopted Rule 10b5-1 trading plan, which is a pre-arranged plan for trading the issuer's equity securities.

What additional price information is available for the HRTG insider trades?

The filing explains that each reported price is a weighted average and provides price ranges for each group of sales. It also notes the reporting person will provide full details on the number of shares sold at each separate price upon request.