Welcome to our dedicated page for Inter & Co SEC filings (Ticker: INTR), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on Inter & Co's stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time EDGAR feed updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into Inter & Co's regulatory disclosures and financial reporting.
Inter & Co reported strong 1Q26 results, with net income rising to R$395 million, up 37.8% year over year, and return on equity reaching 15.5%. Total gross revenue grew to R$4.3 billion and net revenue to R$2.4 billion, increases of 37.5% and 32.8% respectively.
The gross loan portfolio expanded 33.2% year over year to R$49.8 billion, driven by mortgages, payroll-linked and credit card loans, while funding rose 25.4% to R$74.1 billion with cost of funding at 64.1% of CDI. The bank ended the quarter with 44.0 million total clients and 25.8 million active clients, supported by higher engagement and the launch of its multi-agent AI tool, Seven.
Asset quality remained manageable but showed some pressure, as NPLs over 90 days increased to 5.1% and the all-in cost of risk reached 5.6%, although coverage stayed high at 137%. Efficiency continued to improve, with the efficiency ratio falling to 43.8% as expenses grew more slowly than revenues.
Inter&Co, Inc. reported strong interim results for the period ended March 31, 2026. Net income attributable to shareholders reached R$394.8 million, up 37.8% from the same period in 2025, with basic and diluted earnings per share rising to R$0.89 from R$0.65.
Total revenues grew to R$2.4 billion, an increase of 32.8% year over year, supported by higher interest income, securities and FX results, and service fees. The customer base surpassed 44.0 million, with an activation rate of 58.6%, 1.4 percentage points higher than a year earlier.
The loan portfolio reached R$49.8 billion, 3.3% above December 31, 2025, while total funding rose to R$69.1 billion. Total assets stood at R$99.1 billion and shareholders’ equity at R$10.4 billion, both slightly above year-end 2025, indicating continued balance sheet expansion alongside profitable growth.
Inter & Co, Inc. filed an initial insider ownership report (Form 3) for Maciel Andre Guilherme Cazzaniga, identifying him as a director. This filing does not list any stock transactions or derivative positions for him, and serves primarily as a baseline disclosure of his reporting status.
Inter & Co, Inc., a Cayman Islands holding company for Brazilian digital bank Banco Inter, filed its IFRS-based 2025 Form 20‑F. The report shows a Gross Loan Portfolio of R$52.56 billion and Funding of R$72.92 billion, reflecting a growing credit and deposit base.
Net income reached R$1.40 billion, with Return on Average Equity of 14.4%. Total Gross Revenue was R$14.99 billion and Net Interest Margin was 7.8%, with a Cost of Funding of 9.3% and Cost of Risk of 4.9% on a Credit‑Sensitive Portfolio of R$55.32 billion.
The company details revised methodologies for key non‑GAAP metrics such as Efficiency Ratio, Cost of Risk, Interest‑Earning Portfolio and NIM, and explains numerous operating and regulatory risks, including competition in Brazilian digital banking, cybersecurity, data protection, AI use and evolving Brazilian and international regulation.
INTER & Co, INC. held its Annual General Meeting, where shareholders approved the Company’s financial statements and independent auditor’s report for the year ended 31 December 2025.
They also approved an annual budget of US$29,900,000.00 for aggregate compensation to directors and officers, re-appointed eleven directors for new two-year terms, and replaced the Third Amended and Restated Memorandum and Articles of Association with a Fourth Amended and Restated version, effective immediately.
Inter & Co, Inc. director de Souza Maia Maria Fernanda Nazareth Teixeira filed an initial Form 3, which is a statement of beneficial ownership for insiders. The filing reports her status as a company director but does not show any insider transactions in this dataset.
Inter & Co, Inc. filed an initial ownership report listing Claudia Farkouh Prado as a director. The filing shows no reportable transactions, derivative positions, or holding entries, indicating that, in this excerpt, no insider trades or option exercises are being disclosed.
Inter&Co, through its subsidiary Banco Inter S.A., issued subordinated financial bills structured as perpetual Tier I notes totaling R$300,000,000.00. These securities qualify as Additional Capital within Banco Inter’s reference equity under Brazilian Central Bank rules.
The financial bills include a repurchase option starting in 2031, which requires prior authorization from the Central Bank of Brazil. Management estimates the issuance will increase Banco Inter’s Basel Ratio by about 0.7 percentage point, based on its capital base as of December 31, 2025, strengthening regulatory capital levels.
Inter & Co, Inc. Chief Legal/Compliance Officer Marco Antonio Martins de Araujo Filho reported existing holdings of restricted stock units (RSUs) linked to Class A common shares. One RSU award covers 75,000 underlying shares and is scheduled to vest in three equal installments on January 2 of 2027, 2028 and 2029, unless forfeited. A second RSU award covers 60,184 underlying shares and is scheduled to vest in four equal installments on December 1 of 2026, 2027, 2028 and 2029.
Inter & Co, Inc. has called its 2026 Annual General Meeting for April 29, 2026 at 4:00 p.m. São Paulo time, held both virtually and at its Belo Horizonte offices. Shareholders will vote on approving the 2025 audited financial statements and an annual compensation budget of US$29.9 million for directors and officers.
They will also vote on re‑appointing ten current directors and appointing James Drummond Allen for new two‑year terms. A special resolution would replace the Third Amended and Restated Memorandum and Articles of Association with a Fourth version to increase the maximum number of officers the board may appoint from 10 to 12. The board recommends voting in favor of all 13 proposals.