Jefferson Capital (NASDAQ: JCAP) releases Q2 2025 results via 8-K filing

Rhea-AI Filing Summary

Jefferson Capital, Inc. filed a current report to note that it has announced its financial results for the quarter ended June 30, 2025. The company released these quarterly results through a press release dated August 14, 2025, which is furnished as Exhibit 99.1 to the report.

The information provided under Item 2.02, including Exhibit 99.1, is being treated as furnished rather than filed, meaning it is not subject to certain liability provisions of the securities laws and is not automatically incorporated into other Securities Act or Exchange Act filings unless specifically referenced.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

DEMN0002046042falseJefferson Capital, Inc. / DE00020460422025-08-142025-08-14

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

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FORM 8-K
CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934

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August 14, 2025

Date of Report

(Date of earliest event reported)

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Jefferson Capital, Inc.

(Exact name of registrant as specified in its charter)

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DELAWARE (State or other jurisdiction of incorporation) ​	001-42718 (Commission File Number)	33-1923926 (I.R.S. Employer Identification No.)
​	600 SOUTH HIGHWAY 169, SUITE 1575, MINNEAPOLIS, MINNESOTA 55426 (Address of principal executive offices)	55426 (Zip Code)

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Registrant’s telephone number, including area code: (320) 229-8505

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Not Applicable
(Former name or former address, if changed since last report.)

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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

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☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

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☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

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☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

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☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

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Securities registered pursuant to Section 12(b) of the Act:

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Title of each class:		Trading Symbol		Name of each exchange on which registered:
Common stock, $0.0001 par value per share		JCAP		Nasdaq Global Select Market
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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

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Emerging growth company ☒

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If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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Item 2.02           Results of Operations and Financial Condition.

On August 14, 2025, Jefferson Capital, Inc. (the “Company”) announced its financial results for the quarter ended June 30, 2025. The full text of the press release issued in connection with the announcement is furnished as Exhibit 99.1 to this Current Report on Form 8-K. The information contained in Item 2.02 of this Current Report on Form 8-K (including Exhibit 99.1 attached hereto) shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as expressly provided by specific reference in such a filing.

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Item 9.01           Financial Statements and Exhibits.

(d)          Exhibits

The following Exhibit 99.1 shall be deemed to be furnished, and not filed:

Exhibit No.	Description
99.1	Press release issued on August 14, 2025
104	Cover page Interactive Data File (embedded within the Inline XBRL document)

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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​	Jefferson Capital, Inc.
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Date: August 14, 2025	​
​	By: /s/ Christo Realov
​	Name: Christo Realov
​	Title: Chief Financial Officer

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FAQ

What did Jefferson Capital, Inc. (JCAP) report in this 8-K filing?

Jefferson Capital, Inc. reported that it announced its financial results for the quarter ended June 30, 2025, through a press release furnished as Exhibit 99.1.

Which period do the reported results of Jefferson Capital, Inc. (JCAP) cover?

The reported financial results cover the quarter ended June 30, 2025.

How did Jefferson Capital, Inc. (JCAP) provide its quarterly financial results?

The company provided its quarterly financial results in a press release dated August 14, 2025, which is attached to the report as Exhibit 99.1.

Are the Jefferson Capital, Inc. (JCAP) results in this 8-K considered filed with the SEC?

No. The information in Item 2.02 and Exhibit 99.1 is designated as furnished, not filed, so it is not subject to certain Exchange Act Section 18 liabilities.

Can the Jefferson Capital, Inc. (JCAP) press release in Exhibit 99.1 be incorporated into other SEC filings?

It can be incorporated by reference into other Securities Act or Exchange Act filings only if those filings expressly refer to Exhibit 99.1.

Who signed the Jefferson Capital, Inc. (JCAP) 8-K related to the Q2 2025 results?

The report was signed on behalf of Jefferson Capital, Inc. by Christo Realov, the company’s Chief Financial Officer.