JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMORGAN CHASE & CO (symbol: JPM) is the issuer of record for a Form 424B2 filing submitted to the SEC.
JPMORGAN CHASE & CO (JPM), via JPMorgan Chase Financial Company LLC, is offering auto callable contingent interest notes linked to the MerQube US Tech+ Vol Advantage Index, maturing on August 25, 2031. The notes pay a quarterly Contingent Interest Payment at a rate of at least 12.75% per annum if, on the relevant Interest Review Date, the Index closes at or above 70% of its Initial Value; unpaid coupons accrue and may be paid later if this condition is met.
The notes are automatically called on specified semiannual dates if the Index is at or above 90% of its Initial Value, returning $1,000 principal plus due and unpaid contingent interest. If held to maturity and not called, principal is fully returned only if the Final Index Value is at least 50% of the Initial Value; below that Trigger Value, repayment is $1,000 plus $1,000 × Index Return, so investors can lose more than 50% and up to all principal.
The underlying Index employs leverage (up to 500% exposure), a target volatility mechanism and bears a 6.0% per annum daily deduction plus a notional financing cost tied to SOFR + 0.50%, which together drag performance relative to a similar index without such costs. The notes are unsecured, unsubordinated obligations of JPMorgan Chase Financial, fully and unconditionally guaranteed by JPMorgan Chase & Co., with an indicative estimated value of about $936.10 (and not less than $910.00) per $1,000 at pricing, below the $1,000 issue price. They are not listed, may be illiquid and involve complex index and tax features.
JPMORGAN CHASE & CO (JPM), through JPMorgan Chase Financial Company LLC, is offering structured Capped Notes linked to the S&P 500® Futures Excess Return Index, maturing on August 29, 2028, with a 100% participation rate in positive index performance up to a cap.
The notes provide upside exposure to the index with a maximum additional amount of at least $565 per $1,000 principal (a maximum return of at least 56.50%). On the downside, if the index falls, investors lose 1% of principal for each 1% decline in the index, but payments at maturity are floored at $950 per $1,000, so up to 5% of principal can be lost, subject to the credit risk of JPMorgan Chase Financial Company LLC and JPMorgan Chase & Co.
The notes pay no periodic interest, are issued in minimum denominations of $1,000, and will not be listed on an exchange. If priced as of the preliminary date, the estimated value would be about $987 per $1,000 note and will not be less than $900 per $1,000 when finalized, reflecting embedded selling commissions (up to $7 per $1,000) and hedging and structuring costs. For U.S. tax purposes, the issuer expects to treat them as contingent payment debt instruments that accrue original issue discount.
JPMORGAN CHASE & CO. (guarantor, JPM) is backing a $7.8 million offering of Trigger Callable Contingent Yield Notes issued by JPMorgan Chase Financial Company LLC, linked to the least performing of the Russell 2000, S&P 500 and EURO STOXX 50 indices and maturing on August 21, 2031.
Investors receive a 9.50% per annum contingent coupon (0.2375 per $10 note quarterly) only if on each Observation Date all three indices are at or above their Coupon Barriers, set at 70% of their initial levels. JPMorgan may call the notes on any quarterly Observation Date (except the Final Valuation Date), paying principal plus that quarter’s coupon; no further payments would be made.
If not called, principal is fully repaid at maturity only if each index’s Final Value is at or above both its Downside Threshold (65% of initial) and Coupon Barrier. If any index finishes below its Downside Threshold, repayment falls to $10 × (1 + return of the worst index), which can result in a substantial or total loss of principal. The notes are unsecured, not insured, not exchange‑listed, and their value depends on the creditworthiness of JPMorgan Financial and JPMorgan Chase & Co. The estimated value is $9.545 per $10 note versus a $10 issue price.
JPMORGAN CHASE & CO (JPM), through JPMorgan Chase Financial Company LLC, is offering Dual Directional Trigger Jump Securities linked to an unequally weighted basket of five non‑U.S. equity indices, maturing on September 4, 2031. The notes pay no interest and are principal-at-risk unsecured obligations of JPMorgan Chase Financial Company LLC, fully and unconditionally guaranteed by JPMorgan Chase & Co.
For each $1,000 security, if the final basket value is at or above the initial basket value (100), investors receive $1,000 plus the greater of (a) $1,000 × the basket percent change or (b) a fixed upside payment of $453.50 (45.35%). If the basket is down but not below the 75 trigger level (75% of initial), investors receive $1,000 plus the absolute percentage decline, capped at a 25% positive return. If the basket closes below 75, repayment is $1,000 × the basket performance factor, resulting in losses greater than 25% and potentially a total loss of principal.
The basket weights are 40.00% EURO STOXX 50, 25.00% TOPIX, 17.50% FTSE 100, 10.00% Swiss Market Index and 7.50% S&P/ASX 200. Aggregate principal amount is $4,450,000, issue price is $1,000 per security, and the estimated value on the pricing date was $949.60 per $1,000, reflecting embedded fees and hedging costs. Commissions and fees total $155,750, leaving $4,294,250 in proceeds to the issuer. Any payment depends on the credit of both the issuer and guarantor.
JPMorgan Chase & Co. (JPM), via JPMorgan Chase Financial Company LLC, is offering structured Auto Callable Contingent Interest Notes maturing August 25, 2031, linked to the MerQube US Tech+ Vol Advantage Index and fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a contingent coupon of at least 12.50% per annum (6.25% semiannually) only if, on a Review Date, the Index is at or above 70% of its Initial Value; missed coupons can be paid later if the barrier is met on a subsequent Review Date.
The notes are auto-callable beginning August 20, 2027 if the Index is at or above 90% of Initial Value, in which case investors receive $1,000 per note plus due and unpaid contingent interest and the notes terminate. At maturity, if not called and the Index is at or above the 70% Buffer Threshold, investors receive principal plus the final and any unpaid coupons; if below, principal is reduced using a 30% buffer and a 1.42857 downside leverage factor, so losses can reach 100%. The underlying Index embeds a 6.0% per annum daily deduction and a notional financing cost, which drag on performance. The notes are unsecured, not FDIC insured, and carry the credit risk of both the issuer and JPMorgan Chase & Co. The estimated value, if priced on the described date, would be about $939.60 per $1,000 note, and will not be less than $910.00.
JPMORGAN CHASE & CO (JPM), through JPMorgan Chase Financial Company LLC, is offering unsecured, unsubordinated Buffered Digital Notes linked to the lesser performing of the Nasdaq-100 Index® and the S&P 500® Index, maturing on August 31, 2028, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes offer a fixed Contingent Digital Return of at least 17.75% at maturity if the final level of each index is at or above its initial level or down by no more than the 15.00% Buffer Amount. If either index falls by more than 15%, principal is reduced 1-for-1 with the decline of the lesser performing index beyond the buffer, for up to an 85.00% loss of principal (minimum payment $150 per $1,000 note).
The notes pay no interest, provide no dividend rights on index constituents, and will not be listed, so liquidity depends on JPMS making a market. The indicative estimated value is about $968.30 per $1,000 note and will not be less than $930.00, reflecting selling commissions, hedging costs and the issuer’s internal funding rate. Investors are exposed to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. and to complex U.S. tax treatment.
JPMorgan Chase & Co. (JPM), through JPMorgan Chase Financial Company LLC, is offering unsecured Auto Callable Dual Directional Buffered Equity Notes linked to the S&P 500, Russell 2000 and Dow Jones Industrial Average, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes have a maturity date of March 7, 2029 and may be automatically called on September 8, 2027 if each index is at or above its Call Value, paying $1,000 plus a Call Premium Amount of at least $105.50 per $1,000 note. If not called, investors get unleveraged upside if all indices finish above their initial levels, or a dual-directional payoff based on the Absolute Index Return of the worst-performing index when its decline does not exceed a 20.00% Buffer Amount, capped at a 20.00% positive return in negative-index scenarios.
If any index falls more than 20.00%, principal is reduced 1% for each percentage point beyond the buffer, up to a maximum loss of 80.00%. The notes pay no interest or dividends, are not principal-protected, and are subject to the credit risk of both the issuer and guarantor. The estimated value, if priced today, would be about $961.60 per $1,000 note and will not be less than $900.00, reflecting embedded selling, structuring and hedging costs.
JPMorgan Chase & Co. (JPM), via subsidiary JPMorgan Chase Financial Company LLC, is offering $1,369,000 of Series A medium-term notes titled Autocallable Buffered Equity Notes due August 9, 2028, linked to the S&P 500 Index and fully guaranteed by JPMorgan Chase & Co.
The notes pay no interest and may be automatically called on August 16, 2027 if the S&P 500 is at or above its initial level, in which case holders receive $1,088.50 per $1,000 (principal plus an 8.85% call premium). If not called, at maturity investors get at least principal if the index has not fallen more than 10%; above the initial level they earn the greater of index performance or a 17.70% minimum gain. Below the 10% buffer, losses are leveraged at about 1.1111x, and investors can lose their entire investment.
The original issue price is 100% of principal, including a 1.80% underwriting commission, with net proceeds of 98.20% to the issuer. The estimated fair value at pricing was $975.90 per $1,000, reflecting embedded fees and hedging costs. The notes are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., will not be listed, and involve complex, uncertain U.S. tax treatment.
JPMorgan Chase & Co. (JPM), via JPMorgan Chase Financial Company LLC, is offering $6,625,000 of unsecured Callable Contingent Interest Notes due August 22, 2028, linked to the least performing of the S&P 500® Index, EURO STOXX 50® Index and Nasdaq‑100 Index®, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes pay a contingent coupon of 11.00% per annum (0.91667% monthly) only if, on each Review Date, the closing level of each index is at or above 70.00% of its Initial Value, which also serves as the Trigger Value. JPMorgan may redeem the notes early, in whole, on designated Interest Payment Dates starting August 20, 2027 at $1,000 plus any applicable contingent interest.
If not redeemed early and on the final Review Date any index closes below its Trigger Value, the maturity payment is $1,000 plus $1,000 times the Least Performing Index Return, so investors can lose more than 30% and up to all principal. The price to public is $1,000 per note; selling commissions are $4 per $1,000, and the estimated value is $984.70 per $1,000 at pricing, reflecting embedded costs and issuer funding assumptions. The notes are not listed, are subject to the credit risk of both the issuer and guarantor, and offer no dividends on underlying index components.