KeyCorp reports Q3 2025 results; press release furnished, financials filed

Rhea-AI Filing Summary

KeyCorp reported it issued a press release announcing financial results for the three- and nine-month periods ended September 30, 2025, and posted a third‑quarter 2025 supplemental information package. Both materials were furnished as Exhibits 99.1 and 99.2.

The company also filed its Consolidated Balance Sheets and Consolidated Statements of Income as Exhibit 99.3, which are deemed “filed” under the Exchange Act and may be incorporated by reference in Securities Act filings. The report is dated October 16, 2025.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

 of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): October 16, 2025

KeyCorp

(Exact name of registrant as specified in its charter)

Ohio

001-11302

34-6542451

State or other jurisdiction of incorporation or organization:

Commission File Number

I.R.S. Employer Identification Number:

127 Public Square,

Cleveland,

Ohio

44114-1306

Address of principal executive offices:

Zip Code:

(216) 689-3000

Registrant’s telephone number, including area code:

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):
☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities Registered Pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common Shares, $1 par value			KEY			New York Stock Exchange
Depositary Shares (each representing a 1/40th interest in a share of Fixed-to-Floating Rate Perpetual Non-Cumulative Preferred Stock, Series E)			KEY PrI			New York Stock Exchange
Depositary Shares (each representing a 1/40th interest in a share of Fixed Rate Perpetual Non-Cumulative Preferred Stock, Series F)			KEY PrJ			New York Stock Exchange
Depositary Shares (each representing a 1/40th interest in a share of Fixed Rate Perpetual Non-Cumulative Preferred Stock, Series G)			KEY PrK			New York Stock Exchange
Depositary Shares (each representing a 1/40th interest in a share of Fixed Rate Reset Perpetual Non-Cumulative Preferred Stock, Series H)			KEY PrL			New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

    Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02     Results of Operations and Financial Condition.

    On October 16, 2025, KeyCorp issued a press release announcing its financial results for the three- and nine-month periods ended September 30, 2025 (the “Press Release”), and posted on its website its third quarter 2025 Supplemental Information Package (the “Supplemental Information Package”). The Press Release and Supplemental Information Package are being furnished as Exhibit 99.1 and Exhibit 99.2, respectively.

The information in the preceding paragraph, as well as Exhibit 99.1 and Exhibit 99.2 referenced therein, shall not be deemed “filed” for purposes of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), nor shall it be incorporated by reference in any filing under the Securities Act of 1933, as amended (the “Securities Act”).

    KeyCorp’s Consolidated Balance Sheets and Consolidated Statements of Income (collectively, the “Financial Statements”), included as part of the Press Release, are filed as Exhibit 99.3 to this report. Exhibit 99.3 is deemed “filed” for purposes of Section 18 of the Exchange Act and, therefore, may be incorporated by reference in filings under the Securities Act.

Item 9.01     Financial Statements and Exhibits.

(d)    Exhibits

The following exhibits are furnished, or filed in the case of Exhibit 99.3, herewith:

99.1    Press Release, dated October 16, 2025, announcing financial results for the three- and nine-month period ended September 30, 2025

99.2    Supplemental Information Package reviewed during the conference call and webcast.

99.3    Financial Statements.

104    Cover Page Interactive Data File (embedded within the Inline XBRL document).

SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
						KEYCORP
						(Registrant)
Date: October 16, 2025						/s/ Stacy L. Gilbert
						By: Stacy L. Gilbert
						Chief Accounting Officer

FAQ

What did KeyCorp (KEY) announce in its 8-K?

KeyCorp announced financial results for the three- and nine-month periods ended September 30, 2025, via a press release and a supplemental information package.

Which exhibits were furnished and which were filed by KeyCorp?

Exhibits 99.1 (press release) and 99.2 (supplemental package) were furnished. Exhibit 99.3 (financial statements) was filed.

Why does the filed status of Exhibit 99.3 matter for KeyCorp (KEY)?

Filed materials under the Exchange Act may be incorporated by reference in Securities Act filings, which applies to Exhibit 99.3.

What periods do KeyCorp’s results cover?

The results cover the three- and nine-month periods ended September 30, 2025.

What is the date of KeyCorp’s report?

October 16, 2025.

Where can investors find the detailed financial statements?

In Exhibit 99.3, which includes KeyCorp’s Consolidated Balance Sheets and Consolidated Statements of Income.

Are the press release and supplemental package considered filed?

No. Exhibits 99.1 and 99.2 are furnished and are not deemed filed for Exchange Act purposes.