[144] loanDepot, Inc. SEC Filing

Rhea-AI Filing Summary

Form 144 notice from a holder associated with loanDepot, Inc. (LDI) proposes sale of 210,000 common shares through Goldman Sachs on 09/15/2025 with an aggregate market value listed at $949,200. The shares were recorded as acquired on 05/02/2022 via a corporate reorganization that converted units to common stock. The filing lists total shares outstanding as 111,009,806, and reports multiple prior sales by WALSH LIVING TRUST DTD 08/09/2004 during July–September 2025, including transactions of 3,957, 70,000, 37,514, 49,431, 11,757, and repeated 70,000 share sales with gross proceeds shown for each trade. The filer certifies no undisclosed material adverse information.

Positive

• Compliance disclosure completed—the filer provided required Rule 144 information including acquisition date, broker, and intended sale date
• Recent sales reported with proceeds, showing transparency about prior dispositions by the related trust during July–September 2025

Negative

• Holder selling shares—multiple recent dispositions by the WALSH LIVING TRUST in July–September 2025 may increase share supply in the market
• Filing shows insider-adjacent transactions which investors may view as reduced insider ownership concentration

Insights

Securities Compliance Analyst

TL;DR: Routine Rule 144 notice documenting proposed resale and recent trust sales; no disclosures of material nonpublic information.

The filing is procedural under Rule 144, providing required details for a proposed sale of 210,000 common shares through an institutional broker. It documents acquisition date and nature (corporate reorganization on 05/02/2022), outstanding shares, and recent dispositions by the related trust during July–September 2025 with gross proceeds listed. From a compliance perspective, the form includes the standard representation that the seller does not possess undisclosed material information. The filing does not state any conditions, exemptions, or restrictions beyond the Rule 144 notice itself.

Equity Markets Analyst

TL;DR: The proposed sale equals roughly 0.19% of outstanding shares; recent trust sales show ongoing liquidity events but no corporate impact disclosed.

Quantitatively, 210,000 shares at the stated aggregate market value of $949,200 implies an average price near $4.52 per share for the proposed block. The record of multiple sizable trust sales in the prior three months indicates the holder has been selling in the market across July–September 2025. The filing contains no company earnings, operational changes, or other corporate developments that would materially affect valuation; it is a holder liquidity disclosure rather than a corporate event.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Goldman Sachs & Co. LLC 200 West Street New York NY 10282	210000	949200	111009806	09/15/2025	NYSE

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	05/02/2022	Corporate reorganization converted units to common stock	The Issuer			210000	05/02/2022	None

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
WALSH LIVING TRUST DTD 08/09/2004 6561 Irvine Center Drive Irvine CA 92618	Common	07/18/2025	3957	7921.12
WALSH LIVING TRUST DTD 08/09/2004 6561 Irvine Center Drive Irvine CA 92618	Common	07/21/2025	70000	141022
WALSH LIVING TRUST DTD 08/09/2004 6561 Irvine Center Drive Irvine CA 92618	Common	07/22/2025	37514	75106.78
WALSH LIVING TRUST DTD 08/09/2004 6561 Irvine Center Drive Irvine CA 92618	Common	08/13/2025	49431	99212.96
WALSH LIVING TRUST DTD 08/09/2004 6561 Irvine Center Drive Irvine CA 92618	Common	08/15/2025	11757	23564.56
WALSH LIVING TRUST DTD 08/09/2004 6561 Irvine Center Drive Irvine CA 92618	Common	08/28/2025	70000	142086
WALSH LIVING TRUST DTD 08/09/2004 6561 Irvine Center Drive Irvine CA 92618	Common	08/29/2025	70000	144109
WALSH LIVING TRUST DTD 08/09/2004 6561 Irvine Center Drive Irvine CA 92618	Common	09/02/2025	70000	142289

144: Remarks and Signature

Remarks

Date of Notice

Date of Plan Adoption or Giving of Instruction, If Relying on Rule 10b5-1

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What does the Form 144 for loanDepot (LDI) announce?

The form notifies a proposed sale of 210,000 common shares through Goldman Sachs on 09/15/2025 with aggregate market value $949,200.

Who is selling the shares reported in the filing?

The filings list the selling account as connected to WALSH LIVING TRUST DTD 08/09/2004; the Form 144 identifies the person for whose account the securities are to be sold.

When were the shares being offered acquired?

The shares to be sold were acquired on 05/02/2022 in a corporate reorganization that converted units to common stock.

Has this holder sold other LDI shares recently?

Yes; the filing lists multiple sales during July–September 2025, including transactions of 3,957, 70,000, 37,514, 49,431, 11,757, and repeated 70,000 share sales with gross proceeds shown.

What representation does the filer make about material information?

By signing the notice the seller represents they do not know any material adverse information about the issuer that has not been publicly disclosed.