[144] loanDepot, Inc. SEC Filing

Rhea-AI Filing Summary

loanDepot, Inc. (LDI) Form 144 discloses a proposed sale of 110,000 Class A shares through Fidelity Brokerage Services with an aggregate market value of $520,300, with an approximate sale date of 09/15/2025 on the NYSE. The filer acquired these shares on 05/31/2023 via restricted stock vesting and lists the nature of payment as compensation.

The filing also reports multiple Class A share dispositions by the same person during the prior three months, totaling 796,400 shares sold across dates from 08/14/2025 to 09/12/2025 with reported gross proceeds shown per sale (examples: 259,600 shares for $1,032,845; 100,000 shares for $257,117.67). The filer affirms no undisclosed material adverse information regarding the issuer.

Positive

• Disclosure compliance: The filer provides required details (shares, broker, acquisition date, and recent sales), meeting Rule 144 notice requirements
• Acquisition transparency: Shares were acquired via restricted stock vesting and payment was compensation, clarifying the origin of the securities

Negative

• Heavy insider selling: Multiple dispositions totaling 796,400 Class A shares in the past three months, which could be viewed as significant by investors
• Potential market impact: Large reported gross proceeds on several dates (e.g., $1,032,845 for 259,600 shares) indicate sizable sales concentration without disclosed trading plan timing

Insights

Securities Analyst

TL;DR: Significant insider selling activity totaling hundreds of thousands of Class A shares within three months, which is material for shareholders.

The data shows a proposed sale of 110,000 shares valued at $520,300 and prior dispositions totaling 796,400 shares with aggregate gross proceeds disclosed per transaction. Such concentrated sales by an insider or affiliated person are material because they increase public float and can affect supply-demand dynamics for LDI shares. The acquisition source—restricted stock vesting in May 2023—clarifies these were compensated equity awards rather than open-market purchases. Impact on price depends on market liquidity and timing of executions, which are not provided here.

Corporate Governance Expert

TL;DR: Filing is a routine Rule 144 notice showing sales of vested restricted stock; it complies with disclosure requirements.

The notice identifies the securities, broker, acquisition method, and recent sales history, and includes the standard attestation about no undisclosed material adverse information. From a governance perspective, reporting of vesting and subsequent sales demonstrates regulatory compliance and transparency. The filing does not include additional context such as any trading plan adoption date or lock-up agreements.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Class A	Fidelity Brokerage Services LLC 900 Salem Street Smithfield RI 02917	110000	520300.00	112351102	09/15/2025	NYSE

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Class A	05/31/2023	Restricted Stock Vesting	Issuer			110000	05/31/2023	Compensation

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
Dan Binowitz 6561 Irvine Center Drive Irvine CA 92618	Class A	08/14/2025	35000	69327.95
Dan Binowitz 6561 Irvine Center Drive Irvine CA 92618	Class A	09/05/2025	100000	257117.67
Dan Binowitz 6561 Irvine Center Drive Irvine CA 92618	Class A	09/08/2025	39600	153499.50
Dan Binowitz 6561 Irvine Center Drive Irvine CA 92618	Class A	09/09/2025	19800	66592.35
Dan Binowitz 6561 Irvine Center Drive Irvine CA 92618	Class A	09/10/2025	59400	214883.54
Dan Binowitz 6561 Irvine Center Drive Irvine CA 92618	Class A	09/11/2025	259600	1032845.00
Dan Binowitz 6561 Irvine Center Drive Irvine CA 92618	Class A	09/12/2025	50000	224500.00

144: Remarks and Signature

Remarks

Date of Notice

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What does the Form 144 for LDI disclose about the proposed sale?

The notice discloses a proposed sale of 110,000 Class A shares valued at $520,300 through Fidelity with an approximate sale date of 09/15/2025 on the NYSE.

How were the 110,000 shares acquired by the filer in the LDI Form 144?

The shares were acquired on 05/31/2023 through restricted stock vesting, and the nature of payment is listed as compensation.

Has the filer sold other LDI shares recently according to the filing?

Yes. The filing lists multiple sales from 08/14/2025 to 09/12/2025 totaling 796,400 Class A shares with gross proceeds reported per transaction.

Does the Form 144 state the filer knows of any undisclosed adverse information about loanDepot (LDI)?

The filer signs the standard representation stating they do not know any material adverse information

Which broker is handling the proposed sale in the LDI Form 144?

The proposed sale lists Fidelity Brokerage Services LLC at the specified Smithfield, RI address as the broker.