loanDepot (NYSE: LDI) director updates holdings after 24,606 RSUs and share changes

Rhea-AI Filing Summary

loanDepot, Inc. director reports RSU-related share transaction

Director John Hoon Lee reported a transaction on November 28, 2025 involving 24,606 restricted stock units (RSUs), each tied to one share of loanDepot Class A Common Stock. Following the transaction, he reported 211,387 Class A shares held directly and 62,556 Class A shares held indirectly through Bluestar Family Holdings LP, over which he has voting and investment power.

The filing notes that each RSU represents a contingent right to receive either one share of Class A Common Stock or the cash value of one share, and that the RSUs are scheduled to vest ratably on February 27, 2026 and May 29, 2026. This reflects ongoing equity-based compensation aligning the director’s interests with those of other shareholders.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Lee John Hoon

(Last) (First) (Middle)

C/O LOANDEPOT, INC.

6561 IRVINE CENTER DRIVE

(Street)

IRVINE CA 92618

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
loanDepot, Inc. [ LDI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
11/28/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	11/28/2025		M		24,606	A	(1)	211,387	D
Class A Common Stock								62,556	I	Bluestar Family Holdings LP(2)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	11/28/2025		M			24,606	(1)	(1)	Class A Common Stock	24,606	$0	49,213	D

Explanation of Responses:

1. Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock. The RSUs are scheduled to vest ratably on February 27, 2026 and May 29, 2026.

2. The reporting person, as manager of its general partner, has voting and investment power over the assets of Bluestar Family Holdings LP.

Remarks:

	/s/ Greg Smith, as Attorney-in-Fact for John Hoon Lee	12/01/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did loanDepot (LDI) report for director John Hoon Lee?

The filing reports a transaction on November 28, 2025 involving 24,606 restricted stock units (RSUs) tied to loanDepot Class A Common Stock.

How many loanDepot (LDI) shares does John Hoon Lee own after this Form 4 transaction?

After the reported transaction, John Hoon Lee reports 211,387 Class A shares held directly and 62,556 Class A shares held indirectly through Bluestar Family Holdings LP.

What do the restricted stock units (RSUs) reported by loanDepot (LDI) represent?

Each restricted stock unit (RSU) represents a contingent right to receive, at settlement, either one share of Class A Common Stock or the cash value of one share.

When are the RSUs reported by loanDepot (LDI) scheduled to vest?

The RSUs reported for John Hoon Lee are scheduled to vest ratably on February 27, 2026 and May 29, 2026.

How many derivative securities does John Hoon Lee hold after the loanDepot (LDI) Form 4 transaction?

The report shows 49,213 restricted stock units beneficially owned as derivative securities following the transaction.

What indirect ownership does Bluestar Family Holdings LP represent in loanDepot (LDI)?

The filing states that Bluestar Family Holdings LP holds 62,556 Class A shares, and John Hoon Lee, as manager of its general partner, has voting and investment power over its assets.