Ethos Technologies (LIFE) director Niparko receives 6,927 RSU award and reports trust holdings

Q: What did Ethos Technologies (LIFE) director Nathan J. Niparko receive in this Form 4?

Nathan J. Niparko received a grant of 6,927 restricted stock units (RSUs) of Ethos Technologies Inc. Class A Common Stock on August 8, 2026, reported as a compensation-related award at $0.00 per share in this Form 4 filing.

Q: How do the Ethos Technologies (LIFE) RSUs granted to Nathan J. Niparko vest?

The 6,927 RSUs vest 25% on each of November 8, 2026 , February 8, 2027 , May 8, 2027 and August 8, 2027 , or earlier upon the first anniversary of grant or the 2027 annual stockholder meeting, subject to continuous service.

Q: What are Nathan J. Niparko’s total reported holdings of Ethos Technologies (LIFE) shares?

Following the RSU grant, Nathan J. Niparko holds 6,927 shares directly (including shares issuable on RSU settlement) and 4,183 shares indirectly through the Niparko Living Trust, where he serves as a co-trustee.

Q: How are the indirect Ethos Technologies (LIFE) holdings of Nathan J. Niparko structured?

The 4,183 indirect shares are held by the Niparko Living Trust , dated August 11, 2021, with Nathan J. Niparko and Kelly Niparko as co-trustees. The filing notes he is a trustee of this trust, which owns the reported indirect position.

Q: Were the indirect Ethos Technologies (LIFE) shares newly purchased by Nathan J. Niparko?

No. A footnote explains the indirect securities reflect pro rata in-kind distributions for no additional consideration . Their receipt was exempt from Section 16 reporting under Rule 16a-9 and therefore not reportable as a purchase transaction.

Q: Are the Ethos Technologies (LIFE) RSUs subject to any service condition for Nathan J. Niparko?

Yes. The RSUs vest only if continuous service is maintained through each vesting date. Unvested RSUs accelerate to full vesting on the earlier of the first anniversary of grant or the 2027 annual stockholder meeting if he remains in service.

Filing Impact

(Neutral)

Filing Sentiment

(Neutral)

Form Type

Rhea-AI Filing Summary

Niparko Nathan J reported acquisition or exercise transactions in this Form 4 filing.

Ethos Technologies Inc. director Nathan J. Niparko received a grant of 6,927 Class A Common Stock RSUs on August 8, 2026. The RSUs vest in four 25% installments on November 8, 2026, February 8, 2027, May 8, 2027 and August 8, 2027, with full vesting on the earlier of the first anniversary of grant or the 2027 annual stockholder meeting, subject to continuous service. After this award, he holds 6,927 shares directly (including RSUs) and 4,183 shares indirectly through the Niparko Living Trust.

Insider Trade Summary

Net Buyer: 6,927 shares

Net Buy 2 txns

Insider Niparko Nathan J

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Class A Common Stock ^{F1, F2}	6,927	$0.00	$0.00
holding	Class A Common Stock ^{F3, F4}	--	--	--

Holdings After Transaction: Class A Common Stock — 6,927 shares (Direct); Class A Common Stock — 4,183 shares (Indirect, By trust)

Footnotes (4)

F1. Represents a restricted stock unit ("RSU") award. The RSUs will vest as to 25% on each of November 8, 2026, February 8, 2027, May 8, 2027 and August 8, 2027, provided, that the unvested portion of the RSU grant shall be fully vested on the earlier of (i) the first anniversary of the date of grant and (ii) the date of the Issuer's 2027 annual stockholder meeting, subject to the Reporting Person's continuous service through each such vesting date.
F2. Includes shares issuable on settlement of RSUs.
F3. The securities held by the Reporting Person reported herein reflect the receipt of securities pursuant to pro rata distributions in kind, for no additional consideration. The receipt of such securities by the Reporting Person was not required to be reported pursuant to Section 16 by virtue of the exemption from reporting pursuant to Rule 16a-9.
F4. The shares are held by the Nathan J. Niparko and Kelly Niparko, Co-Trustees of the Niparko Living Trust dated August 11, 2021 (the "Trust"). The Reporting Person is a trustee of the Trust.

Key Figures

RSUs granted: 6,927 shares Grant price per share: $0.0000 Direct holdings after grant: 6,927 shares +3 more

6 metrics

RSUs granted 6,927 shares Restricted stock unit award on August 8, 2026

Grant price per share $0.0000 Reported price per share for RSU award

Direct holdings after grant 6,927 shares Class A Common Stock, includes shares issuable on RSU settlement

Indirect holdings via trust 4,183 shares Held by Niparko Living Trust after reported distributions

RSU vesting tranches 4 tranches of 25% Vesting on Nov 8, 2026; Feb 8, 2027; May 8, 2027; Aug 8, 2027

10b5-1 plan status Box unchecked aff_10b5_one is false for this filing

Key Terms

restricted stock unit ("RSU") award, RSUs, pro rata distributions in kind, Rule 16a-9, +1 more

5 terms

restricted stock unit ("RSU") award financial

"Represents a restricted stock unit ("RSU") award. The RSUs will vest as to 25%"

RSUs financial

"The RSUs will vest as to 25% on each of November 8, 2026"

RSUs, or restricted stock units, are a form of company shares given to employees as part of their compensation. They are typically awarded with certain restrictions, such as a waiting period before they can be fully owned or sold, similar to earning a gift that becomes fully yours over time. For investors, RSUs can impact a company's stock offerings and reflect how much the company relies on stock-based incentives to attract and retain talent.

pro rata distributions in kind financial

"reflect the receipt of securities pursuant to pro rata distributions in kind"

Rule 16a-9 regulatory

"not required to be reported pursuant to Section 16 by virtue of the exemption from reporting pursuant to Rule 16a-9"

continuous service financial

"subject to the Reporting Person's continuous service through each such vesting date"

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 08/11/2026 - 04:31 PM Accepted by SEC EDGAR 08/11/2026 - 04:30 PM

FAQ

What did Ethos Technologies (LIFE) director Nathan J. Niparko receive in this Form 4?

Nathan J. Niparko received a grant of 6,927 restricted stock units (RSUs) of Ethos Technologies Inc. Class A Common Stock on August 8, 2026, reported as a compensation-related award at $0.00 per share in this Form 4 filing.

How do the Ethos Technologies (LIFE) RSUs granted to Nathan J. Niparko vest?

The 6,927 RSUs vest 25% on each of November 8, 2026, February 8, 2027, May 8, 2027 and August 8, 2027, or earlier upon the first anniversary of grant or the 2027 annual stockholder meeting, subject to continuous service.

What are Nathan J. Niparko’s total reported holdings of Ethos Technologies (LIFE) shares?

Following the RSU grant, Nathan J. Niparko holds 6,927 shares directly (including shares issuable on RSU settlement) and 4,183 shares indirectly through the Niparko Living Trust, where he serves as a co-trustee.

How are the indirect Ethos Technologies (LIFE) holdings of Nathan J. Niparko structured?

The 4,183 indirect shares are held by the Niparko Living Trust, dated August 11, 2021, with Nathan J. Niparko and Kelly Niparko as co-trustees. The filing notes he is a trustee of this trust, which owns the reported indirect position.

Were the indirect Ethos Technologies (LIFE) shares newly purchased by Nathan J. Niparko?

No. A footnote explains the indirect securities reflect pro rata in-kind distributions for no additional consideration. Their receipt was exempt from Section 16 reporting under Rule 16a-9 and therefore not reportable as a purchase transaction.

Are the Ethos Technologies (LIFE) RSUs subject to any service condition for Nathan J. Niparko?

Yes. The RSUs vest only if continuous service is maintained through each vesting date. Unvested RSUs accelerate to full vesting on the earlier of the first anniversary of grant or the 2027 annual stockholder meeting if he remains in service.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Niparko Nathan J

(Last)

(First)

(Middle)

C/O ETHOS TECHNOLOGIES INC.

1606 HEADWAY CIRCLE #9013

(Street)

AUSTIN

TEXAS

78754

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Ethos Technologies Inc. [ LIFE ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/08/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Class A Common Stock	08/08/2026		A⁽¹⁾		6,927	A	$0	6,927⁽²⁾	D
Class A Common Stock								4,183⁽³⁾	I	By trust⁽⁴⁾

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Represents a restricted stock unit ("RSU") award. The RSUs will vest as to 25% on each of November 8, 2026, February 8, 2027, May 8, 2027 and August 8, 2027, provided, that the unvested portion of the RSU grant shall be fully vested on the earlier of (i) the first anniversary of the date of grant and (ii) the date of the Issuer's 2027 annual stockholder meeting, subject to the Reporting Person's continuous service through each such vesting date.

2. Includes shares issuable on settlement of RSUs.

3. The securities held by the Reporting Person reported herein reflect the receipt of securities pursuant to pro rata distributions in kind, for no additional consideration. The receipt of such securities by the Reporting Person was not required to be reported pursuant to Section 16 by virtue of the exemption from reporting pursuant to Rule 16a-9.

4. The shares are held by the Nathan J. Niparko and Kelly Niparko, Co-Trustees of the Niparko Living Trust dated August 11, 2021 (the "Trust"). The Reporting Person is a trustee of the Trust.

	/s/ Charlie York, Attorney-in-Fact	08/11/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR