STOCK TITAN

Middlefield Banc Corp SEC Filings

MBCN NASDAQ

Welcome to our dedicated page for Middlefield Banc SEC filings (Ticker: MBCN), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

The Middlefield Banc Corp. (NASDAQ: MBCN) SEC filings page on Stock Titan brings together the company’s regulatory disclosures from the U.S. Securities and Exchange Commission, with AI-powered tools to help interpret key documents. Middlefield Banc Corp. is a Middlefield, Ohio-based bank holding company for The Middlefield Banking Company, and its filings provide detailed information on its commercial banking operations, financial performance, capital actions, and corporate transactions.

Investors can review current reports on Form 8-K, which Middlefield uses to report material events such as quarterly cash dividend declarations, financial results releases, investor presentations, executive compensation decisions, and the signing of significant agreements. For example, 8-K filings dated May 12, 2025, August 11, 2025, and November 17, 2025 describe Board-approved quarterly cash dividends of $0.21 per common share, while other 8-Ks furnish press releases on six-month and nine-month 2025 financial results and provide access to investor presentation materials.

A notable 8-K filed on October 27, 2025 outlines the Agreement and Plan of Merger between Middlefield Banc Corp. and Farmers National Banc Corp., including the exchange ratio, conditions to closing, and related voting agreements. Another 8-K filed on October 22, 2025 furnishes the joint press release and investor presentation describing the planned all-stock merger and the combined organization’s expected scale and branch network. These filings are central for understanding the proposed transaction and its implications for MBCN shareholders.

Additional 8-K filings, such as the December 12, 2025 report, detail executive compensation and equity award actions, including bonuses and accelerated vesting of restricted stock and performance share units, with related exhibit forms. Together with Middlefield’s Annual Reports on Form 10-K and Quarterly Reports on Form 10-Q (referenced in the 8-Ks), these documents provide a comprehensive view of the company’s financial condition, risk factors, and governance.

On Stock Titan, AI-generated summaries highlight the most important points from lengthy filings, helping users quickly understand dividend decisions, merger terms, capital and liquidity disclosures, and changes in executive compensation. Real-time updates from EDGAR ensure that new Middlefield Banc Corp. filings, including 10-Ks, 10-Qs, and Forms 4 reporting insider transactions when available, are accessible with concise explanations of what they mean for investors.

Rhea-AI Summary

Middlefield Banc Corp. announced an all‑stock merger with Farmers National Banc Corp. in which each Middlefield common share will convert into 2.60 Farmers common shares, with cash paid only for fractional shares. Following closing, Middlefield Bank will merge into The Farmers National Bank of Canfield.

The agreement includes full vesting of Middlefield RSUs at maximum performance and conversion at the same exchange ratio. Farmers will expand its board by two seats and appoint two current Middlefield directors, with terms expiring at the 2027 and 2028 shareholder meetings. Closing is expected in the first quarter of 2026, subject to shareholder approvals, required regulatory approvals, Nasdaq listing of the new Farmers shares, and effectiveness of a Form S‑4. A termination fee of $12,000,000 may apply under specified conditions. Middlefield may terminate if Farmers’ 20‑day average price declines below 80% of a defined starting price and under a Nasdaq Bank Index collar, unless Farmers adjusts the exchange ratio.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
current report
-
Rhea-AI Summary

Middlefield Banc Corp. entered into a definitive Agreement and Plan of Merger to combine with Farmers National Banc Corp., with Farmers surviving. Each outstanding Middlefield common share will be converted into 2.60 Farmers common shares; cash will be paid in lieu of fractional shares. A bank merger is expected promptly after closing, with The Middlefield Banking Company merging into The Farmers National Bank of Canfield.

Closing is expected in the first quarter of 2026, subject to shareholder approvals of both companies, effectiveness of a Form S-4, Nasdaq listing approval for the new shares, required regulatory approvals, and a tax reorganization opinion. Middlefield RSUs will fully vest (performance awards at maximum) and convert based on the 2.60 exchange ratio, net of tax withholding. Two Middlefield directors will join Farmers’ board, one to a Class II seat through the 2027 meeting and one to a Class III seat through the 2028 meeting. The merger agreement includes termination rights and a $12,000,000 termination fee under specified scenarios, plus a price-protection walkaway tied to Farmers’ stock and the Nasdaq Bank Index unless Farmers adjusts the exchange ratio.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
merger
-
Rhea-AI Summary

Middlefield Banc Corp. (MBCN) announced a definitive agreement to merge with Farmers National Banc Corp., subject to regulatory and shareholder approvals. The combination aims to streamline operations and broaden products and digital capabilities while maintaining local decision‑making.

Closing is expected in the first quarter of 2026, with system conversion anticipated in the third quarter of 2026. The combined organization is expected to have approximately $7.5 billion in assets, close to 900 employees, and about 83 branch locations. After legal close, three overlapping Middlefield branches in Cortland, Mantua, and Beachwood may close between August 1 and December 31, 2026, subject to regulatory approval; non‑manager retail staff will be retained and reassigned.

Farmers will file an S‑4 to register the shares to be issued to Middlefield shareholders, and a joint proxy statement/prospectus will be provided. Investors are urged to read these materials when available.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
merger
Rhea-AI Summary

Middlefield Banc Corp. (MBCN) announced a definitive agreement to merge with Farmers National Banc Corp. The transaction is subject to customary closing conditions, including regulatory and shareholder approvals. Farmers plans to file a Form S-4 to register the shares of its common stock that will be issued to Middlefield shareholders, and the S-4 will include a joint proxy statement/prospectus.

The companies expect the merger to close in the first quarter of 2026, with system conversion anticipated in the third quarter. Until closing, both organizations will operate separately with no immediate changes to employees’ day-to-day responsibilities or customer processes.

The filing directs investors to read the S-4 and joint proxy statement/prospectus when available on the SEC’s website and the companies’ investor relations pages for important information about the transaction.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
17.09%
Tags
merger
-
Rhea-AI Summary

Middlefield Banc Corp. (MBCN) announced a proposed merger with Farmers National Banc Corp. The companies signed a definitive agreement to combine, subject to regulatory and shareholder approvals. Closing is expected in the first quarter of 2026, with system conversion anticipated in the third quarter of 2026.

Farmers, founded in 1887 and headquartered in Canfield, Ohio, reports approximately $5.2 billion in banking assets and 62 banking locations across Ohio and Pennsylvania. The combined organization is expected to have about $7.5 billion in assets, roughly 900 employees, and approximately 83 branches, based on currently available information.

Integration planning begins now, while both banks continue to operate independently until closing. Existing Middlefield benefit plans remain in place until closing, with year‑end bonuses and merit increases planned under current programs. Employees whose roles are impacted may be eligible for severance and can apply for open roles at Farmers; meetings to review benefits are expected by November 28, 2025. Farmers will file a Form S‑4, and a joint proxy statement/prospectus will be provided to shareholders.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
17.09%
Tags
merger
-
Rhea-AI Summary

Middlefield Banc Corp. (MBCN) announced it entered into an Agreement and Plan of Merger with Farmers National Banc Corp., under which Middlefield will merge into Farmers. The disclosure was made on October 22, 2025 and includes a joint press release and investor presentation furnished as Exhibits 99.1 and 99.2.

Farmers expects to file a Form S-4 to register the Farmers common stock to be issued to Middlefield shareholders, with a joint proxy statement/prospectus to seek shareholder approvals. The transaction remains subject to regulatory and shareholder approvals and other customary closing conditions.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
17.09%
Tags
merger
Rhea-AI Summary

Middlefield Banc Corp. (MBCN) announced it entered into an Agreement and Plan of Merger with Farmers National Banc Corp. The transaction provides for the merger of Middlefield into Farmers, combining the two Ohio-based bank holding companies.

The companies disclosed that Farmers expects to file a Form S-4 to register the Farmers common stock that will be issued to Middlefield shareholders, and a joint proxy statement/prospectus will seek approvals from both shareholder bases. The merger remains subject to customary conditions, including regulatory and shareholder approvals. A joint press release and an investor presentation outlining the deal were furnished as Exhibits 99.1 and 99.2.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
17.09%
Tags
current report
-
Rhea-AI Summary

Middlefield Banc Corp. (MBCN) furnished an 8-K under Item 2.02 announcing it issued a press release with financial results for the nine-month period ended September 30, 2025.

The press release is attached as Exhibit 99.1 and is incorporated by reference. This report is furnished, not filed, and includes customary forward-looking statements language.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
17.09%
Tags
current report
-
Rhea-AI Summary

Middlefield Banc Corp. reported quarterly net income of $6.157 million, up from $4.164 million a year earlier, producing diluted earnings per share of $0.76 versus $0.52. Net interest income increased to $17.437 million for the quarter and to $33.535 million year-to-date. For the six months the company earned $10.987 million with EPS of $1.36. Total loans grew to $1.582 billion and total deposits rose to $1.594 billion, expanding total assets to $1.924 billion.

Investment securities had aggregate unrealized losses of $29.134 million, producing accumulated other comprehensive loss of $(22.937) million at June 30, 2025. The allowance for credit losses on loans was $22.335 million, essentially unchanged from year-end. Noninterest expense increased to $13.651 million for the quarter. The company disclosed a class-action settlement tied to an April 2023 cyber-attack that was covered by its cyber insurance and paid May 15, 2025. Management is evaluating recent federal tax legislation and does not expect a significant impact.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
quarterly report
Rhea-AI Summary

On August 11, 2025 the Board of Directors of Middlefield Banc Corp. approved a quarterly cash dividend of $0.21 per common share, unchanged from the prior quarter. The cash dividend is payable on September 12, 2025 to shareholders of record on August 29, 2025. A press release announcing the declaration is furnished as Exhibit 99.1.

Middlefield Banc Corp. is a bank holding company with $1.92 billion in total assets at June 30, 2025. Its banking subsidiary operates 21 full-service banking centers and one loan production office across Northeast, Central, and Western Ohio. The company’s common shares trade on NASDAQ under the symbol MBCN.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
7.53%
Tags
current report

FAQ

How many Middlefield Banc (MBCN) SEC filings are available on StockTitan?

StockTitan tracks 88 SEC filings for Middlefield Banc (MBCN), including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and Form 4 insider trading disclosures. Each filing includes AI-generated summaries, impact scoring, and sentiment analysis.

When was the most recent SEC filing for Middlefield Banc (MBCN)?

The most recent SEC filing for Middlefield Banc (MBCN) was filed on October 27, 2025.

MBCN Rankings

MBCN Stock Data

273.63M
7.45M
Banks - Regional
State Commercial Banks
Link
United States
MIDDLEFIELD

MBCN RSS Feed