What is Middlefield Banc Corp's earnings per share (EPS)?

Middlefield Banc Corp (MBCN) reported diluted earnings per share of $1.92 for fiscal year 2024. This represents a -10.3% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Middlefield Banc Corp Financials

MBCN

Trailing 12 months to September 30, 2025

Revenue $75.9M +35.3% YoY

Net Income $21.2M +48.8% YoY

EPS (Diluted) $2.61 +48.3% YoY

Free Cash Flow $17.6M -20.6% YoY

Source SEC Filings (10-K/10-Q) Latest period Q3 FY2025, ended Sep 30, 2025 Reported Nov 13, 2025 Currency USD FYE December

Middlefield Banc Corp (MBCN) reported $75.9M in revenue over the twelve months to Sep 30, 2025, up 35.3% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI MBCN FY2024 2026-08-15

Middlefield Banc is a cash-generating, balance-sheet-heavy lender whose larger asset base is no longer lifting returns.

Cash earnings quality held up better than headline profit: operating cash flow of $17.5M exceeded net income of $15.5M, so reported earnings still turned into cash. But balance-sheet productivity weakened as assets kept growing, with ROA down to 0.8% and ROE to 7.4%, showing the strain is in earning enough on a bigger capital base, not in collecting that income.

With liabilities of $1.64B against equity of about $211M, leverage remains the core operating tool and leaves only a modest equity cushion absorbing changes in profitability. That structure means small changes in asset profitability matter a lot: ROA of 0.8% scaled into ROE of only 7.4%, leaving little room for earnings slippage.

Cost absorption softened as revenue slipped to $67.9M while overhead stayed near $24.6M, so a smaller income pool had to carry similar operating costs. Even so, capital intensity stayed light: free cash flow of $16.7M covered dividends of $6.5M without leaning on outside funding.

Financial Health Signals

Financial Health Score 59/100

Scored as: Banks peer group

Scored against banks for FY2024. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Middlefield Banc Corp's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Growth

Capital

Efficiency

Credit Quality

Stability

Piotroski F-Score Partial

3/6

Middlefield Banc Corp passes 3 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 3 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), neither operating efficiency signal passes.

Earnings Quality Cash-Backed

1.13x

For every $1 of reported earnings, Middlefield Banc Corp generates $1.13 in operating cash flow ($17.5M OCF vs $15.5M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$67.9M

YoY-5.6%

5Y CAGR+4.5%

10Y CAGR+9.3%

Middlefield Banc Corp generated $67.9M in revenue in fiscal year 2024. This represents a decrease of 5.6% from the prior year.

Net Income

$15.5M

YoY-10.6%

5Y CAGR+4.1%

10Y CAGR+8.0%

Middlefield Banc Corp reported $15.5M in net income in fiscal year 2024. This represents a decrease of 10.6% from the prior year.

EPS (Diluted)

$1.92

YoY-10.3%

5Y CAGR-0.3%

Middlefield Banc Corp earned $1.92 per diluted share (EPS) in fiscal year 2024. This represents a decrease of 10.3% from the prior year.

EBITDA

Not reported for fiscal year 2024.

Cash & Balance Sheet

Free Cash Flow

$16.7M

YoY-21.5%

5Y CAGR+7.6%

10Y CAGR+9.8%

Middlefield Banc Corp generated $16.7M in free cash flow in fiscal year 2024, representing cash available after capex. This represents a decrease of 21.5% from the prior year.

Dividends Per Share

$0.80

YoY-1.2%

5Y CAGR+7.0%

Middlefield Banc Corp paid $0.80 per share in dividends in fiscal year 2024. This represents a decrease of 1.2% from the prior year.

Shares Outstanding

YoY+0.2%

5Y CAGR+4.7%

Middlefield Banc Corp had 8M shares outstanding in fiscal year 2024. This represents an increase of 0.2% from the prior year.

Cash & Debt

Not reported for fiscal year 2024.

Margins & Returns

Net Margin

22.9%

YoY-1.3pp

5Y CAGR-0.5pp

10Y CAGR-2.9pp

Middlefield Banc Corp's net profit margin was 22.9% in fiscal year 2024, showing the share of revenue converted to profit. This is down 1.3 percentage points from the prior year.

Return on Equity

7.4%

YoY-1.1pp

5Y CAGR-1.9pp

10Y CAGR-3.9pp

Middlefield Banc Corp's ROE was 7.4% in fiscal year 2024, measuring profit generated per dollar of shareholder equity. This is down 1.1 percentage points from the prior year.

Gross Margin

Not reported for fiscal year 2024.

Operating Margin

Not reported for fiscal year 2024.

Capital Allocation

Share Buybacks

$1.1M

YoY-76.6%

5Y CAGR-13.9%

Middlefield Banc Corp spent $1.1M on share buybacks in fiscal year 2024, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 76.6% from the prior year.

Capital Expenditures

$776K

YoY-29.2%

5Y CAGR-16.4%

10Y CAGR-1.5%

Middlefield Banc Corp invested $776K in capex in fiscal year 2024, funding long-term assets and infrastructure. This represents a decrease of 29.2% from the prior year.

R&D Spending

Not reported for fiscal year 2024.

MBCN Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

MBCN quarterly income statement

Metric	TTM	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11	FY10
Revenue	$75.9M	$67.9M-5.6%	$71.9M+30.9%	$54.9M+4.9%	$52.3M-0.6%	$52.6M-3.5%	$54.5M+8.3%	$50.4M+14.5%	$44.0M+46.7%	$30.0M+4.9%	$28.6M+2.6%	$27.9M-1.1%	$28.2M-2.0%	$28.7M-3.3%	$29.7M+2.2%	$29.1M
SG&A Expenses	$26.2M	$24.6M+0.5%	$24.5M+39.7%	$17.5M+2.3%	$17.2M+8.3%	$15.8M-5.6%	$16.8M+6.6%	$15.7M+14.5%	$13.8M+3231.2%	$413K-8.4%	$451K+11.9%	$403K0.0%	$403K+4.4%	$386K+22.5%	$315K-95.1%	$6.4M
Interest Expense	$39.1M	$40.6M+61.7%	$25.1M+430.7%	$4.7M+12.7%	$4.2M-54.6%	$9.3M-29.6%	$13.1M+32.6%	$9.9M+49.1%	$6.6M+58.6%	$4.2M+9.7%	$3.8M-6.1%	$4.1M-22.5%	$5.3M-18.6%	$6.4M-25.5%	$8.7M-21.0%	$10.9M
Income Tax	$4.2M	$2.8M-16.6%	$3.4M+5.2%	$3.2M-20.8%	$4.1M+190.1%	$1.4M-45.9%	$2.6M+19.9%	$2.2M-48.8%	$4.2M+121.6%	$1.9M+22.0%	$1.6M-21.6%	$2.0M+0.7%	$2.0M+19.1%	$1.7M+178.9%	$596K+777.3%	-$88K
Net Income	$21.2M	$15.5M-10.6%	$17.4M+10.8%	$15.7M-15.9%	$18.6M+123.2%	$8.3M-34.3%	$12.7M+2.3%	$12.4M+31.5%	$9.5M+47.4%	$6.4M-6.5%	$6.9M-4.4%	$7.2M+2.2%	$7.0M+11.9%	$6.3M+52.1%	$4.1M0.0%	$4.1M
EPS (Diluted)	$2.61	$1.92-10.3%	$2.14-17.4%	$2.59-13.7%	$3.00+130.8%	$1.30-33.3%	$1.95+2.1%	$1.91	$3.10+2.3%	$3.03-10.6%	$3.39-3.1%	$3.50+0.9%	$3.47+5.8%	$3.28+33.9%	$2.45	$1.60

Metric	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23
Revenue	$19.9M-3.1%	$20.5M+13.7%	$18.0M+3.3%	$17.5M+3.9%	$16.8M-0.2%	$16.8M+0.5%	$16.8M+195.0%	$5.7M
SG&A Expenses	$6.9M+2.2%	$6.7M+2.7%	$6.6M+9.4%	$6.0M-3.3%	$6.2M+1.5%	$6.1M-3.5%	$6.3M-4.7%	$6.6M
Interest Expense	$10.0M+2.5%	$9.8M+4.5%	$9.4M-5.1%	$9.9M-6.2%	$10.5M+0.2%	$10.5M+9.1%	$9.6M+10.7%	$8.7M
Income Tax	$1.1M-11.0%	$1.2M+31.3%	$924K-7.1%	$995K+168.2%	$371K-46.2%	$690K-10.3%	$769K+8.5%	$709K
Net Income	$5.3M-13.6%	$6.2M+27.5%	$4.8M-0.4%	$4.8M+107.2%	$2.3M-43.8%	$4.2M-0.1%	$4.2M+17.6%	$3.5M
EPS (Diluted)	$0.65-14.5%	$0.76+26.7%	$0.600.0%	$0.60+106.9%	$0.29-44.2%	$0.52+2.0%	$0.51+15.9%	$0.44

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income.

MBCN Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

MBCN quarterly balance sheet

Metric	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11	FY10
Total Assets	$1.9B+1.7%	$1.8B+8.0%	$1.7B+26.8%	$1.3B-4.4%	$1.4B+17.7%	$1.2B-5.3%	$1.2B+12.8%	$1.1B+40.4%	$787.8M+7.2%	$735.1M+8.5%	$677.5M+4.7%	$647.1M-3.5%	$670.3M+2.4%	$654.6M+3.5%	$632.2M
Cash & Equivalents	N/A	N/A	N/A	N/A	N/A	$35.1M-67.5%	$107.9M+170.6%	$39.9M+22.7%	$32.5M+36.8%	$23.8M-7.4%	$25.6M-2.1%	$26.2M-42.2%	$45.3M+31.9%	$34.4M+12.3%	$30.6M
Goodwill	$36.4M0.0%	$36.4M+14.6%	$31.7M0.0%	$31.7M+110.6%	$15.1M0.0%	$15.1M0.0%	$15.1M0.0%	$15.1M+230.6%	$4.6M0.0%	$4.6M0.0%	$4.6M0.0%	$4.6M0.0%	$4.6M0.0%	$4.6M0.0%	$4.6M
Total Liabilities	$1.6B+1.6%	$1.6B+8.5%	$1.5B+25.7%	$1.2B-5.0%	$1.2B+19.5%	$1.0B-6.7%	$1.1B+13.5%	$986.5M+38.8%	$710.9M+5.7%	$672.8M+9.6%	$613.7M+3.4%	$593.6M-3.5%	$614.9M+1.2%	$607.3M+2.2%	$594.2M
Total Equity	$210.6M+2.4%	$205.7M+4.0%	$197.7M+36.0%	$145.3M+1.1%	$143.8M+4.4%	$137.8M+7.4%	$128.3M+7.0%	$119.9M+55.7%	$77.0M+23.5%	$62.3M-2.4%	$63.9M+19.4%	$53.5M-3.5%	$55.4M+17.3%	$47.3M+24.3%	$38.0M
Retained Earnings	$109.3M+9.0%	$100.2M+6.5%	$94.2M+12.1%	$84.0M+20.7%	$69.6M+6.9%	$65.1M+16.1%	$56.0M+18.1%	$47.4M+14.8%	$41.3M+11.0%	$37.2M+14.5%	$32.5M+18.4%	$27.5M+22.1%	$22.5M+23.5%	$18.2M+14.9%	$15.8M

Metric	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23
Total Assets	$2.0B+2.8%	$1.9B+1.9%	$1.9B+1.9%	$1.9B-0.2%	$1.9B+1.6%	$1.8B+0.6%	$1.8B-0.3%	$1.8B
Goodwill	$36.4M0.0%	$36.4M0.0%	$36.4M0.0%	$36.4M0.0%	$36.4M0.0%	$36.4M0.0%	$36.4M0.0%	$36.4M
Total Liabilities	$1.8B+2.7%	$1.7B+2.0%	$1.7B+1.9%	$1.6B-0.3%	$1.6B+1.6%	$1.6B+0.6%	$1.6B-0.4%	$1.6B
Total Equity	$224.1M+3.7%	$216.1M+1.1%	$213.8M+1.5%	$210.6M-0.1%	$210.7M+1.9%	$206.8M+0.6%	$205.6M-0.1%	$205.7M
Retained Earnings	$120.5M+3.1%	$116.9M+4.0%	$112.4M+2.9%	$109.3M+3.0%	$106.1M+0.7%	$105.3M+2.5%	$102.8M+2.5%	$100.2M

Not reported in any period shown, so not listed: Current Assets, Cash & Equivalents, Inventory, Accounts Receivable, Current Liabilities, Long-Term Debt.

MBCN Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

MBCN quarterly cash flow statement

Metric	TTM	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11	FY10
Operating Cash Flow	$20.3M	$17.5M-21.9%	$22.4M+22.3%	$18.3M+18.6%	$15.4M+2.3%	$15.1M+12.1%	$13.5M-5.8%	$14.3M+2.6%	$13.9M+78.4%	$7.8M+8.6%	$7.2M-3.7%	$7.5M-24.6%	$9.9M-3.7%	$10.3M+12.4%	$9.1M+59.5%	$5.7M
Capital Expenditures	$2.7M	$776K-29.2%	$1.1M+24.0%	$884K+46.1%	$605K-43.8%	$1.1M-43.2%	$1.9M-9.7%	$2.1M+74.9%	$1.2M-44.6%	$2.2M+327.2%	$507K-43.8%	$902K-50.8%	$1.8M+84.0%	$997K+71.0%	$583K+78.3%	$327K
Free Cash Flow	$17.6M	$16.7M-21.5%	$21.3M+22.2%	$17.4M+17.5%	$14.8M+5.8%	$14.0M+21.1%	$11.6M-5.1%	$12.2M-4.2%	$12.7M+125.7%	$5.6M-15.6%	$6.7M+1.8%	$6.6M-18.7%	$8.1M-13.2%	$9.3M+8.4%	$8.6M+58.4%	$5.4M
Investing Cash Flow	-$93.1M	-$43.3M+65.8%	-$126.5M-1369.7%	-$8.6M-112.1%	$70.9M+152.4%	-$135.3M-49130.8%	$276K+100.4%	-$76.5M+19.6%	-$95.3M-107.2%	-$46.0M+22.7%	-$59.4M-122.5%	-$26.7M-338.3%	-$6.1M+23.8%	-$8.0M+58.7%	-$19.4M+77.9%	-$87.6M
Financing Cash Flow	$102.6M	$20.8M-81.3%	$111.2M+247.6%	-$75.4M+4.9%	-$79.2M-140.1%	$197.5M+328.2%	-$86.6M-166.4%	$130.3M+46.9%	$88.7M+89.1%	$46.9M-6.8%	$50.4M+169.3%	$18.7M+181.5%	-$23.0M-364.5%	$8.7M-37.9%	$14.0M-80.4%	$71.3M
Dividends Paid	$6.7M	$6.5M-5.9%	$6.9M+25.0%	$5.5M+29.5%	$4.2M+10.6%	$3.8M+4.0%	$3.7M-2.5%	$3.8M+12.5%	$3.4M+44.9%	$2.3M+7.7%	$2.2M+1.5%	$2.1M+1.1%	$2.1M+4.7%	$2.0M+13.5%	$1.8M+7.8%	$1.6M
Share Buybacks	$0	$1.1M-76.6%	$4.5M-26.4%	$6.1M-50.2%	$12.3M+932.0%	$1.2M-46.6%	$2.2M	N/A	N/A	N/A	$6.8M	N/A	N/A	N/A	N/A	N/A

Metric	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23
Operating Cash Flow	$4.8M0.0%	$4.8M-39.8%	$8.0M+201.5%	$2.7M-55.7%	$6.0M+78.6%	$3.4M-38.2%	$5.4M-29.7%	$7.7M
Capital Expenditures	$1.4M+130.6%	$624K+128.6%	$273K-33.1%	$408K+137.2%	$172K+65.4%	$104K+13.0%	$92K+142.1%	$38K
Free Cash Flow	$3.4M-19.4%	$4.2M-45.7%	$7.7M+244.1%	$2.3M-61.4%	$5.8M+79.0%	$3.3M-39.1%	$5.3M-30.6%	$7.7M
Investing Cash Flow	-$17.9M+40.3%	-$30.0M-11.8%	-$26.8M-45.8%	-$18.4M-164.7%	-$7.0M-9.8%	-$6.3M+45.5%	-$11.6M+53.5%	-$25.0M
Financing Cash Flow	$43.9M+41.1%	$31.1M+4.2%	$29.9M+1375.5%	-$2.3M-110.4%	$22.6M+151.4%	$9.0M+206.7%	-$8.4M-167.0%	$12.6M
Dividends Paid	$1.7M+0.1%	$1.7M0.0%	$1.7M+5.0%	$1.6M+0.1%	$1.6M+0.1%	$1.6M0.0%	$1.6M-20.3%	$2.0M
Share Buybacks	$0	$0	$0	$0	$0	$0-100.0%	$1.1M	$0

MBCN Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples.

MBCN quarterly financial ratios

Metric	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11	FY10
Net Margin	22.9%-1.3pp	24.2%-4.4pp	28.5%-7.1pp	35.6%+19.7pp	15.9%-7.5pp	23.3%-1.4pp	24.7%+3.2pp	21.5%+0.1pp	21.4%-2.6pp	24.0%-1.7pp	25.8%+0.8pp	24.9%+3.1pp	21.9%+8.0pp	13.9%-0.3pp	14.2%
Return on Equity	7.4%-1.1pp	8.4%+0.5pp	7.9%-4.9pp	12.8%+7.0pp	5.8%-3.4pp	9.2%-0.5pp	9.7%+1.8pp	7.9%-0.5pp	8.3%-2.7pp	11.0%-0.2pp	11.2%-1.9pp	13.1%+1.8pp	11.3%+2.6pp	8.7%-2.1pp	10.9%
Return on Assets	0.8%-0.1pp	0.9%0.0pp	0.9%-0.5pp	1.4%+0.8pp	0.6%-0.5pp	1.1%+0.1pp	1.0%+0.1pp	0.9%0.0pp	0.8%-0.1pp	0.9%-0.1pp	1.1%0.0pp	1.1%+0.1pp	0.9%+0.3pp	0.6%0.0pp	0.7%
Debt-to-Equity	7.80-0.1x	7.86+0.3x	7.54-0.6x	8.16-0.5x	8.68+1.1x	7.58-1.1x	8.73+0.5x	8.23-1.0x	9.24-1.6x	10.80+1.2x	9.61-1.5x	11.100.0x	11.09-1.8x	12.85-2.8x	15.63
FCF Margin	24.6%-5.0pp	29.6%-2.1pp	31.7%+3.4pp	28.3%+1.7pp	26.6%+5.4pp	21.2%-3.0pp	24.2%-4.7pp	28.9%+10.1pp	18.8%-4.5pp	23.3%-0.2pp	23.5%-5.1pp	28.6%-3.7pp	32.3%+3.5pp	28.8%+10.2pp	18.6%

Metric	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23
Net Margin	26.8%-3.3pp	30.0%+3.2pp	26.8%-1.0pp	27.8%+13.8pp	13.9%-10.8pp	24.7%-0.1pp	24.9%-37.5pp	62.4%
Return on Equity	2.4%-0.5pp	2.9%+0.6pp	2.3%0.0pp	2.3%+1.2pp	1.1%-0.9pp	2.0%0.0pp	2.0%+0.3pp	1.7%
Return on Assets	0.3%-0.1pp	0.3%+0.1pp	0.3%0.0pp	0.3%+0.1pp	0.1%-0.1pp	0.2%0.0pp	0.2%0.0pp	0.2%
Debt-to-Equity	7.83-0.1x	7.91+0.1x	7.830.0x	7.800.0x	7.820.0x	7.840.0x	7.840.0x	7.86
FCF Margin	17.0%-3.5pp	20.5%-22.4pp	42.9%+30.0pp	12.9%-21.8pp	34.7%+15.3pp	19.4%-12.6pp	31.9%	135.5%

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: FCF Margin.

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Where Middlefield Banc Corp Ranks

Frequently Asked Questions

What is Middlefield Banc Corp's annual revenue?

Middlefield Banc Corp (MBCN) reported $67.9M in total revenue for fiscal year 2024. This represents a -5.6% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Middlefield Banc Corp's revenue growing?

Middlefield Banc Corp (MBCN) revenue declined by 5.6% year-over-year, from $71.9M to $67.9M in fiscal year 2024.

Is Middlefield Banc Corp profitable?

Yes, Middlefield Banc Corp (MBCN) reported a net income of $15.5M in fiscal year 2024, with a net profit margin of 22.9%.

What is Middlefield Banc Corp's net profit margin?

Middlefield Banc Corp (MBCN) had a net profit margin of 22.9% in fiscal year 2024, representing the share of revenue converted into profit after all expenses.

Does Middlefield Banc Corp pay dividends?

Yes, Middlefield Banc Corp (MBCN) paid $0.80 per share in dividends during fiscal year 2024.

What is Middlefield Banc Corp's return on equity (ROE)?

Middlefield Banc Corp (MBCN) has a return on equity of 7.4% for fiscal year 2024, measuring how efficiently the company generates profit from shareholder equity.

What is Middlefield Banc Corp's free cash flow?

Middlefield Banc Corp (MBCN) generated $16.7M in free cash flow during fiscal year 2024. This represents a -21.5% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Middlefield Banc Corp's operating cash flow?

Middlefield Banc Corp (MBCN) generated $17.5M in operating cash flow during fiscal year 2024, representing cash generated from core business activities.

What are Middlefield Banc Corp's total assets?

Middlefield Banc Corp (MBCN) had $1.9B in total assets as of fiscal year 2024, including both current and long-term assets.

What are Middlefield Banc Corp's capital expenditures?

Middlefield Banc Corp (MBCN) invested $776K in capital expenditures during fiscal year 2024, funding long-term assets and infrastructure.

Does Middlefield Banc Corp buy back shares?

Yes, Middlefield Banc Corp (MBCN) spent $1.1M on share buybacks during fiscal year 2024, returning capital to shareholders by reducing shares outstanding.

How many shares does Middlefield Banc Corp have outstanding?

Middlefield Banc Corp (MBCN) had 8M shares outstanding as of fiscal year 2024.

What is Middlefield Banc Corp's debt-to-equity ratio?

Middlefield Banc Corp (MBCN) had a debt-to-equity ratio of 7.80 as of fiscal year 2024, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Middlefield Banc Corp's return on assets (ROA)?

Middlefield Banc Corp (MBCN) had a return on assets of 0.8% for fiscal year 2024, measuring how efficiently the company uses its assets to generate profit.

What is Middlefield Banc Corp's Piotroski F-Score?

Middlefield Banc Corp (MBCN) has a Piotroski F-Score of 3 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Middlefield Banc Corp's earnings high quality?

Middlefield Banc Corp (MBCN) has an earnings quality ratio of 1.13x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Middlefield Banc Corp?

Middlefield Banc Corp (MBCN) scores 59 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.