[8-K] Merchants Bancorp Reports Material Event

Rhea-AI Filing Summary

Merchants Bancorp furnished an 8-K to report its third-quarter 2025 results. The company issued a press release on October 28, 2025, which is attached as Exhibit 99.1 and incorporated by reference.

The filing is presented under Item 2.02 (Results of Operations and Financial Condition) and includes the cover page interactive data file as Exhibit 104.

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United States

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549  

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): October 28, 2025

Merchants Bancorp

(Exact Name of Registrant as Specified in its Charter)

Indiana		001-38258		20-5747400
(State or Other Jurisdiction of Incorporation)		(Commission File Number)		(IRS Employer Identification No.)

410 Monon Boulevard
Carmel, Indiana 46032
(Address of Principal Executive Offices) (Zip Code)

(317) 569-7420

(Registrant’s Telephone Number, Including Area Code)

Not Applicable
(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

¨	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
¨	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
¨	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
¨	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common Stock, without par value	MBIN	NASDAQ
Depositary Shares, each representing a 1/40th interest in a share of Series C Preferred Stock, without par value	MBINN	NASDAQ
Depositary Shares, each representing a 1/40th interest in a share of Series D Preferred Stock, without par value	MBINM	NASDAQ
Depositary Shares, each representing a 1/40th interest in a share of Series E Preferred Stock, without par value	MBINL	NASDAQ

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ¨

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.      ¨

Item 2.02. Results of Operations and Financial Condition.

On October 28, 2025, Merchants Bancorp issued a press release reporting its financial results for the third quarter of 2025. The press release is furnished as Exhibit 99.1 hereto and is incorporated herein by reference.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits.

Exhibit No.		Description
99.1		Press Release dated October 28, 2025 issued by Merchants Bancorp.
104		Cover Page Interactive Data File. The cover page XBRL tags are embedded within the inline XBRL document.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	MERCHANTS BANCORP
Date: October 28, 2025	By:	/s/ Terry Oznick
		Name: Terry Oznick
		Title: General Counsel

FAQ

What did Merchants Bancorp (MBIN) announce in this 8-K?

The company reported its third-quarter 2025 financial results via a press release furnished as Exhibit 99.1 and incorporated by reference.

When was the MBIN press release issued?

The press release was issued on October 28, 2025.

Which 8-K item covers this disclosure for MBIN?

Item 2.02, Results of Operations and Financial Condition.

What exhibits are included with this MBIN 8-K?

Exhibit 99.1 (press release dated October 28, 2025) and Exhibit 104 (cover page interactive data file).

Where can I find MBIN’s Q3 2025 figures?

The specific financial figures are contained in Exhibit 99.1, the press release incorporated by reference.

Which exchanges list MBIN securities?

The filing lists NASDAQ for MBIN common and depositary shares for Series C (MBINN), Series D (MBINM), and Series E (MBINL) preferred.