STOCK TITAN

MetroCity Bankshares (MCBS) director receives 735-share restricted stock grant

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Hungeling William J. reported acquisition or exercise transactions in this Form 4 filing.

MetroCity Bankshares, Inc. director William J. Hungeling received a grant of 735 shares of Common Stock as a restricted stock award valued at $32.66 per share. This is a compensation-related share award, not an open-market purchase. Following the grant, he directly holds 158,163 shares.

The award vests 25% on the grant date and then 25% annually over a three-year vesting period beginning on June 1, 2026, linking full ownership to continued service over time.

Positive

  • None.

Negative

  • None.
Insider Hungeling William J.
Role Director
Type Security Shares Price Value
Grant/Award Common Stock 735 $32.66 $24K
Holdings After Transaction: Common Stock — 158,163 shares (Direct)
Footnotes (1)
  1. F1. The restricted stock award vests 25% on the grant date then 25% annually over a three-year vesting period beginning on June 1, 2026.
Restricted shares granted 735 shares Common Stock grant to director on June 1, 2026
Grant price $32.66 per share Reported value for restricted stock award
Shares held after grant 158,163 shares Direct ownership following the transaction
Initial vesting portion 25% Vests on the grant date
Annual vesting rate 25% per year Annually over a three-year vesting period beginning June 1, 2026
restricted stock award financial
"The restricted stock award vests 25% on the grant date then 25% annually"
A restricted stock award is company shares given to an employee or executive that cannot be sold or fully owned until certain conditions—like staying with the company for a set time or hitting performance targets—are met. Think of it as a gift that only becomes yours after you fulfill specific obligations; for investors, these awards matter because they can increase the total shares outstanding when they vest, reveal how management is being paid and motivated, and create potential selling pressure when restrictions lift.
vesting period financial
"over a three-year vesting period beginning on June 1, 2026"
A vesting period is the set amount of time someone must wait before they fully own granted shares, stock options, or other equity tied to their work or an agreement; ownership increases gradually or in steps during that time. Investors care because vesting determines when insiders or employees can sell shares, which affects future supply of stock, company incentives and executive retention—think of it like unlocking ownership over installments rather than receiving it all at once.
Common Stock financial
"security_title: "Common Stock""
Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.
Grant, award, or other acquisition financial
"transaction_code_description: "Grant, award, or other acquisition""

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FAQ

What insider transaction did MetroCity Bankshares (MCBS) report for William J. Hungeling?

MetroCity Bankshares reported that director William J. Hungeling received a grant of 735 shares of Common Stock as a restricted stock award. This was classified as a grant or award acquisition rather than an open-market purchase or sale of MCBS shares.

What was the price and total size of the MCBS restricted stock grant to Hungeling?

The restricted stock award to William J. Hungeling covered 735 shares of MetroCity Bankshares Common Stock at a reported value of $32.66 per share. This is a relatively small, routine director compensation grant rather than a large discretionary market trade in MCBS stock.

How many MetroCity Bankshares (MCBS) shares does Hungeling hold after this grant?

After receiving the 735-share restricted stock grant, William J. Hungeling directly holds 158,163 shares of MetroCity Bankshares Common Stock. This updated holding reflects his position following the compensation award recorded in the Form 4 insider transaction report.

How does the restricted stock award for MCBS director Hungeling vest over time?

The restricted stock award vests 25% on the grant date and then 25% annually over a three-year vesting period beginning on June 1, 2026. This structure ties full share ownership to ongoing service with MetroCity Bankshares over several years.

Is Hungeling’s MCBS transaction considered a buy or sell of shares?

Hungeling’s transaction is classified as an acquisition by grant, not an open-market buy or sell. The Form 4 uses transaction code “A” for a grant, award, or other acquisition, meaning the shares were received as compensation from MetroCity Bankshares.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Hungeling William J.

(Last)(First)(Middle)
C/O METROCITY BANKSHARES, INC.
5114 BUFORD HIGHWAY

(Street)
DORAVILLE GEORGIA 30340

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
MetroCity Bankshares, Inc. [ MCBS ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock06/01/2026A(1)735A$32.66158,163D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. The restricted stock award vests 25% on the grant date then 25% annually over a three-year vesting period beginning on June 1, 2026.
Nack Peck06/02/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)