Welcome to our dedicated page for MainStreet Bancshares SEC filings (Ticker: MNSB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
MainStreet Bancshares, Inc. filings document the financial holding company's bank results, capital actions, governance matters and Nasdaq-listed securities. Its Form 8-K disclosures cover quarterly results, investor presentations, Regulation FD updates, common-stock dividends, stock repurchase programs, board appointments and executive role changes.
Proxy materials describe shareholder voting matters, director elections, executive compensation and governance practices. The filing record also identifies the company's common stock under MNSB and depositary shares under MNSBP, each representing an interest in 7.50% Series A fixed-rate non-cumulative perpetual preferred stock.
MainStreet Bancshares, Inc. reported that its Board of Directors declared a quarterly cash dividend on its 7.50% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock. The preferred stock is represented by 1,150,000 depositary shares, each equal to a 1/40th interest in a preferred share, with a liquidation preference of $1,000 per preferred share, or $25 per depositary share, totaling $28,750,000 in aggregate liquidation preference.
The declared dividend is approximately $0.47 per depositary share, or $18.75 per preferred share, payable on December 30, 2025 to holders of record as of December 15, 2025. Future dividends on this preferred series and related depositary shares are expected, when declared, to be paid quarterly in arrears on March 30, June 30, September 30 and December 30 each year. The depositary shares trade on the Nasdaq Capital Market under the symbol MNSBP.
MainStreet Bancshares (MNSB) reported stronger Q3 2025 results. Net income was $4.517M, up from $0.265M a year ago, and diluted EPS was $0.52 versus a loss of $(0.04). Net interest income rose to $17.102M as total interest expense fell to $15.362M. The company recorded a small loan credit loss benefit of $66K and a $210K provision for off‑balance sheet exposures.
Total assets were $2.125B and deposits were $1.811B, reflecting lower money market and time balances. Loans, net of the allowance, were $1.788B with the allowance at $18.831M. Stockholders’ equity increased to $218.363M. For the quarter, preferred dividends were $0.539M and common dividends were $0.10 per share. For the first nine months, operating cash flow was $8.234M, investing provided $15.901M, and financing used $(104.549M). As of October 30, 2025, common shares outstanding were 7,705,571.
MainStreet Bancshares announced it repurchased 209,000 shares of common stock at $18.54 per share under its stock repurchase program. The purchases were made in accordance with Rule 10b-18.
After this transaction, common shares outstanding decreased to 7,496,571. As of September 30, 2025, tangible book value was $24.81. The company reported $6.1 million of remaining repurchase capacity. The program does not obligate the company to repurchase any amount and may be extended, suspended, or discontinued at any time.
MainStreet Bancshares, Inc. (MNSB) announced a $0.10 per share cash dividend to common shareholders. The dividend is payable on November 18, 2025 to shareholders of record as of November 11, 2025.
The Board stated it will consider any future common dividends after reviewing the company’s financial condition, results of operations, and other factors, and any subsequent declaration will be at the Board’s discretion.
MainStreet Bancshares, Inc. announced it issued a press release with its unaudited third‑quarter 2025 financial results and made an investor presentation available on its website on October 27, 2025.
The press release (Exhibit 99.1) and presentation (Exhibit 99.2) were furnished to provide an overview of Q3 performance and are not deemed filed under the Exchange Act.
MainStreet Bancshares (MNSB) filed a Form 3 reporting an insider’s initial beneficial ownership. The reporting person is a Director and, as of 10/22/2025, holds 630 shares of Common Stock with direct (D) ownership. The derivative securities table shows no listed derivative positions in this excerpt. The filing is signed by /s/ Richard A. Vari, attorney-in-fact.
MainStreet Bancshares, Inc. authorized a new stock repurchase program to repurchase up to $10.0 million of its outstanding common stock. The program replaces and supersedes the plan first announced on May 19, 2022.
Management will determine the timing, number, and price of any repurchases at its discretion based on factors such as share price, market conditions, and legal requirements, and there is no assurance that any stock will be purchased. Repurchases may occur on the open market, through privately negotiated transactions, or by other methods permitted by law. The company currently anticipates the program will extend over an 18‑month time frame, and it may be extended, modified, suspended, or discontinued at any time, or conclude earlier if the authorized amount is completed.
MainStreet Bancshares, Inc. announced it will host a virtual webcast and quarterly earnings conference call on October 27, 2025 at 2:00 p.m. Eastern Time. The session will cover third quarter results and provide an update on recent activities.
Investors interested in attending can request access by contacting Hattie Lester at hlester@mstreetbank.com or (571)-375-1364.
MainStreet Bancshares director Manouchehri Ali R received 577 shares of Common Stock on 10/01/2025 at an effective price of $20.83 per share as restricted stock awards elected in lieu of cash fees. After the grant, the reporting person beneficially owned 7,810 shares of common stock and directly held 500 depositary shares. The grant was made under the companys existing equity incentive plan and the filing was signed by an attorneyinfact on behalf of the reporting person. The disclosure shows a routine director compensation election into equity rather than a cash payment and does not include any derivative transactions.
MainStreet Bancshares director Darrell Green received 793 restricted shares on 10/01/2025 in lieu of cash board fees under the company’s equity incentive plan. The shares were valued at $20.83 each on the grant date and increased his reported beneficial ownership to 33,317 shares held directly. The Form 4 shows the grant was a non-derivative award reported as an acquisition and includes an explanatory note that directors may elect restricted stock instead of cash. The filing was signed by an attorney-in-fact for the reporting person.