Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC is offering Dual Directional Jump Securities with Auto-Callable Feature, unsecured principal-at-risk notes linked to the common stock of Marvell Technology, Inc., fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and the aggregate principal amount is $5,850,000.
The notes may be automatically redeemed on any of 24 determination dates starting July 23, 2027 if Marvell’s share price is at or above the $141.225 call threshold, paying a fixed cash amount that steps up over time (from $1,355.80 to $2,037.75 per security). If held to maturity on July 19, 2029 and not previously called, investors receive $2,067.40 per security if the final stock level is at or above the call threshold; a capped positive “absolute return” up to 50% if the stock ends between the call threshold and the downside threshold of $94.15; or a full downside exposure, losing 1% of principal for each 1% decline in the stock if the final level is below the downside threshold. The securities pay no interest, offer no principal protection, and all payments are subject to Morgan Stanley’s credit risk. The estimated value on the pricing date is $961.60 per security, below the $1,000 issue price due to issuing, selling, structuring and hedging costs.
Morgan Stanley Finance LLC is offering Enhanced Buffered Jump Securities, unsecured notes linked to the worst performer of the S&P 500® Futures Excess Return Index, the State Street® Utilities Select Sector SPDR® ETF and the Russell 2000® Index, fully and unconditionally guaranteed by Morgan Stanley. The notes pay no interest and all payments depend on Morgan Stanley’s and MSFL’s credit.
Each $1,000 security offers a fixed digital payment of $132 (13.20%) at maturity if the final level of each underlier is at or above 75% of its initial level. If each underlier is also at or above 90% of its initial level, investors receive full principal back; otherwise, principal is reduced 1% for every 1% decline of the worst-performing underlier beyond the 10% buffer, subject to a minimum payment of 10% of principal. The payoff is based solely on the observation date, not on any interim levels.
The estimated value on the pricing date is approximately $987.60 per security, reflecting structuring and hedging costs. The issuer highlights significant risks, including potential for substantial loss of principal, limited upside capped at the digital payment, market and sector risks from utilities and small caps, complex tax treatment and uncertain secondary market liquidity.
Morgan Stanley Finance LLC is offering Enhanced Buffered Jump Securities due August 26, 2027, linked to the worst performer of the S&P 500 Futures Excess Return Index, the State Street Utilities Select Sector SPDR ETF and the Russell 2000 Index, fully and unconditionally guaranteed by Morgan Stanley.
Each security has a $1,000 stated principal amount and pays no interest. At maturity, investors receive a fixed digital payment of $128.50 per security (12.85%) if the final level of each underlier is at or above its digital threshold level, set at 75% of its initial level.
Principal is buffered against declines in the worst performing underlier down to a buffer level of 90% of its initial level. Below this, investors lose 1% of principal for each 1% decline beyond the 10% buffer, but no less than the minimum payment at maturity of 10% of principal.
The payoff is based solely on the worst performing underlier, so weakness in any one index or ETF can drive losses even if the others rise. The estimated value on the pricing date is approximately $984.80 per security, reflecting issuance, structuring and hedging costs borne by investors. All payments are subject to the credit risk of Morgan Stanley Finance LLC and Morgan Stanley.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering Lookback Entry Trigger PLUS notes linked to the S&P 500® Futures Excess Return Index. Each security has a stated principal amount and issue price of $1,000, with an estimated value on the pricing date of approximately $986.00 per security, within $40.00 of that estimate.
At maturity on July 22, 2031, investors receive leveraged upside if the final index level exceeds the initial level, with a leverage factor of 185% on positive index performance. If the final level is at or below the initial level but at or above the downside threshold level of 70% of the initial level, investors receive only the principal. If the final level is below the downside threshold level, repayment is reduced 1% for every 1% index decline, with no minimum payment and potential loss of the entire investment. The initial level is the lowest closing level during the initial observation period and will not exceed 596.71, the underlier’s closing level on July 17, 2026. All payments are subject to the credit risk of MSFL and Morgan Stanley.
Morgan Stanley Finance LLC is offering Contingent Income Auto-Callable Securities due September 3, 2027, linked to the capital stock of International Business Machines Corporation and fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and pays a contingent coupon at 13.85% per annum only if IBM’s closing level is at or above the coupon barrier on the relevant observation date.
The notes may be automatically redeemed on specified dates beginning January 29, 2027 if IBM’s closing level is at or above the call threshold, in which case investors receive $1,000 plus the applicable coupon and no further payments. If the notes are not redeemed and IBM’s final level is at or above the downside threshold (57% of the initial level), investors receive $1,000 plus any final coupon; if it is below, repayment is reduced in proportion to IBM’s decline, potentially to zero. The securities are principal at risk, unsecured obligations, with an estimated value on the pricing date of approximately $970.10 per security, and all payments depend on Morgan Stanley’s and MSFL’s credit.
Morgan Stanley Finance LLC is offering Leveraged Buffered S&P 500 Index‑Linked Notes, fully and unconditionally guaranteed by Morgan Stanley. Each note has a $1,000 Face Amount, bears no interest and exposes investors to the price performance of the S&P 500 Index over an expected term of about 17–20 months.
At maturity, investors receive leveraged upside of 150% of any positive index return, subject to a Maximum Settlement Amount expected between $1,184.20 and $1,216.00 per $1,000 note. A 7.50% buffer protects principal for index declines up to that level; below a Buffer Level of 92.50% of the initial index level, losses increase at a Buffer Rate of about 108.11%, and investors can lose their entire principal. The notes are unsecured, not FDIC‑insured, and all payments depend on Morgan Stanley’s credit; the estimated value on the trade date is approximately $985.40 per note.
Morgan Stanley Finance LLC is offering Buffered Digital MSCI EAFE Index-Linked Notes, fully and unconditionally guaranteed by Morgan Stanley. Each note has a $1,000 face amount, pays no interest and is a senior unsecured principal-at-risk security linked to the MSCI EAFE Index.
At maturity (expected about 18–21 months after the trade date), investors receive a cash payment based on index performance from the trade date to the determination date. If the final index level is at least 90% of the initial level, the payout is a fixed Maximum Settlement Amount, expected to be between $1,127.70 and $1,150.20 per $1,000 note. Any index increase above this level does not increase the payoff.
If the index falls more than 10% below the initial level, principal is exposed to losses amplified by a Buffer Rate of about 111.11%, and investors can lose some or all of their investment. The estimated value on the trade date is approximately $994.10 per note, reflecting issuance, structuring and hedging costs. The notes are not listed, may have limited secondary liquidity, and all payments are subject to Morgan Stanley’s and MSFL’s credit risk.
Morgan Stanley Finance LLC is offering Trigger Autocallable GEARS, unsecured notes guaranteed by Morgan Stanley, linked to the MSCI Emerging Markets Index with a 5-year term and $10.00 Principal Amount per Security. If on August 4, 2027 the index closes at or above the Autocall Barrier of 100% of the Initial Level, the notes are automatically called for $11.80 per Security, reflecting an 18.00% Call Return, and no further payments are made. If not called and the index ends above the Initial Level in July 2031, investors receive $10 plus leveraged upside based on Upside Gearing between 2.05 and 2.25. If the index is flat or down but at or above the Downside Threshold of 75% of the Initial Level, principal is repaid at $10. If the Final Level falls below the Downside Threshold, repayment is reduced one-for-one with the negative index return, up to a 100% loss of principal. The Securities pay no interest or dividends, may have limited liquidity, and all payments are subject to Morgan Stanley’s credit risk, with an estimated initial value of about $9.559 per $10 Security.
Morgan Stanley Finance LLC is offering Callable Contingent Income Securities due July 27, 2029, fully and unconditionally guaranteed by Morgan Stanley, with a stated principal amount of $1,000 per security. These principal-at-risk notes are linked to the worst performer of the S&P 500 Index, State Street Financial Select Sector SPDR ETF (XLF) and State Street Technology Select Sector SPDR ETF (XLK).
The securities pay a contingent coupon at 9.85% per annum on scheduled dates only if on each observation date all three underliers close at or above their respective coupon barrier levels, set at 60% of initial levels. Beginning July 30, 2027, the issuer may redeem all notes on specified redemption dates if a risk neutral valuation model indicates early redemption is economically rational for Morgan Stanley; investors then receive principal plus any due coupon, with no further payments.
If the notes are not called and, on the final observation date, every underlier is at or above its downside threshold level (50% of initial level), investors receive principal plus any final coupon. If any underlier finishes below its downside threshold, the maturity payment is $1,000 multiplied by the performance factor of the worst-performing underlier, resulting in a loss matching the underlier’s percentage decline and potentially a total loss. The estimated value on the pricing date is approximately $975.20 per security, reflecting issuance, structuring and hedging costs. All payments are subject to the credit risk of Morgan Stanley Finance LLC and Morgan Stanley.
Morgan Stanley Finance LLC is offering Dual Directional Jump Securities with an auto-call feature linked to the S&P 500® Index, fully and unconditionally guaranteed by Morgan Stanley. Each note has a $1,000 stated principal amount, with an estimated value of approximately $988.60 per security on the pricing date.
The notes may be automatically redeemed on July 26, 2027 for $1,110 per security if the S&P 500 closing level on July 21, 2027 is at or above the initial/call threshold level of 7,457.69. If not called, at maturity on January 21, 2028 investors receive (subject to issuer credit risk): upside participation at 100% if the index is above the initial level; a “dual directional” positive return based on the absolute index move (capped at an effective 20% maximum positive return) if the final level is between 80% and 100% of the initial level; or one-for-one downside exposure if the index closes below the downside threshold of 5,966.152, with potential loss of the entire principal.
The securities do not pay interest, are subject to the issuer’s and guarantor’s credit risk, may trade below the issue price due to embedded costs, and have limited or no secondary market liquidity. U.S. tax treatment is uncertain and is expected to follow “prepaid financial contract” treatment, subject to future guidance.