Welcome to our dedicated page for Morgan Stanley SEC filings (Ticker: MS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC is issuing principal at risk, auto-callable structured securities due July 24, 2031, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and issue price of $1,000, with an estimated value on the pricing date of approximately $952.40 per security, reflecting issuance, selling, structuring and hedging costs.
The notes pay a contingent coupon at 16.50% per annum, only if the S&P 500 Futures 40% Intraday 4% Decrement VT Index is at or above a coupon barrier level set at 70% of the initial level on the relevant observation date; missed coupons may be paid later if the barrier is met. The notes are automatically redeemed if the index is at or above the call threshold level, equal to 100% of the initial level, on specified redemption determination dates, returning principal plus due and unpaid contingent coupons.
If not redeemed early and at maturity the index is at or above the downside threshold level of 60% of the initial level, investors receive principal plus any payable coupons; otherwise they lose 1% of principal for each 1% decline in the index, up to a total loss. The underlier includes a 4.0% per annum decrement, can employ significant leverage, has limited live history (established August 30, 2024) with prior performance based on hypothetical back-tests, and the securities are subject to Morgan Stanley’s credit risk, limited liquidity, and uncertain U.S. tax treatment.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering principal-at-risk Contingent Income Memory Auto-Callable Securities linked to the S&P 500 Futures 40% Intraday 4% Decrement VT Index. Each note has a $1,000 denomination, an issue price of $1,000 and matures on July 22, 2031.
The notes pay a 14.00% per annum contingent coupon, only when the index closes at or above a coupon barrier set at 60% of the initial level; missed coupons can be paid later if the barrier is met. The notes are automatically redeemed if, on scheduled determination dates starting January 19, 2027, the index is at or above 100% of the initial level. If not called, investors receive principal at maturity only if the final index level is at or above the 60% downside threshold; otherwise repayment falls in line with the index decline and can be zero. The estimated value on the pricing date is approximately $949.40 per note, and all payments depend on Morgan Stanley’s credit.
Morgan Stanley Finance LLC is offering Contingent Income Auto-Callable Securities maturing July 19, 2029, linked to Netflix, Inc. common stock and fully guaranteed by Morgan Stanley. Each security has a $1,000 stated principal and pays a contingent coupon at 11.75% per year only when the Netflix share price on an observation date is at or above a coupon barrier set at 60% of the initial level. If, on any redemption determination date starting October 16, 2026, the share price is at or above 100% of the initial level, the notes are automatically redeemed for principal plus the applicable coupon, and no further payments are made.
If the notes are not called and the final Netflix level on July 16, 2029 is at or above the 60% downside threshold, investors receive principal back (plus any final coupon). If the final level is below this threshold, repayment is reduced 1% for each 1% decline in Netflix, potentially to zero. The securities are unsecured obligations subject to the credit risk of MSFL and Morgan Stanley. The estimated value on the pricing date is approximately $966.50 per $1,000 note, reflecting issuance, selling, structuring and hedging costs. U.S. tax treatment is uncertain, and non-U.S. holders may face 30% withholding on coupons.
Morgan Stanley Finance LLC is offering Trigger Participation Securities due January 21, 2028, linked to the S&P 500® Index and fully guaranteed by Morgan Stanley. The notes pay no interest and are principal at risk unsecured obligations.
At maturity, holders receive $1,000 plus an upside amount if the index ends above its initial level, with a maximum payment of $1,215 per security (121.50%) based on a 100% participation rate. If the final index level is at or below the initial level but at or above the downside threshold of 70% of the initial level, investors receive only the $1,000 principal. Below the threshold, repayment is reduced 1% for each 1% index decline, down to zero. The estimated value on the pricing date is approximately $988.50 per security, reflecting structuring and hedging costs. The notes are subject to Morgan Stanley’s credit risk, limited secondary market liquidity, and uncertain U.S. tax treatment, including potential debt characterization.
Morgan Stanley is offering unsecured Fixed Rate Notes due September 20, 2027. Each note has a $1,000 stated principal amount and issue price. Interest accrues from July 20, 2026 at a fixed rate of 4.450% per annum on an Actual/360 basis.
At maturity, holders are scheduled to receive the $1,000 principal per note plus accrued and unpaid interest, subject to Morgan Stanley’s credit risk. The notes are not listed on any exchange, and secondary market liquidity may be limited. The estimated value on the pricing date is expected to be about $997.30 per note, lower than the issue price because it excludes issuing, selling, structuring and hedging costs borne by investors. Proceeds are intended for general corporate purposes. For U.S. federal income tax purposes, the notes are expected to be treated as debt issued with original issue discount.
Morgan Stanley plans to issue multiple tranches of Global Medium‑Term Notes, Series I senior notes, including floating‑rate notes due 2029 and fixed/floating‑rate notes due 2029, 2032 and 2037, all denominated in U.S. dollars and issued in minimum denominations of $1,000.
Interest is tied to Compounded SOFR, calculated from the SOFR Index over a backward‑shifted observation period, plus a spread, with a zero percent interest floor. The fixed/floating tranches pay a fixed coupon initially, then switch to SOFR‑based floating rates with semiannual payments during fixed periods and quarterly payments during floating periods.
The notes are senior unsecured obligations with extensive issuer call rights, including make‑whole redemptions starting in 2027 and par redemptions on specified dates before maturity and thereafter, creating reinvestment and call risk for investors. The risk disclosures emphasize the limited history and potential discontinuation of the SOFR Index, possible benchmark replacements determined by Morgan Stanley or its designee, price volatility, lack of any change‑of‑control put, EEA and UK retail distribution restrictions, and tax treatment as variable rate debt instruments.
Morgan Stanley reported record second-quarter 2026 net revenues of $21.3 billion, up from $16.8 billion a year earlier. Net income applicable to Morgan Stanley was $5.6 billion, or $3.46 per diluted share, compared with $3.5 billion, or $2.13 per share. Return on equity was 20.7% and return on tangible common equity was 26.6%, with a firm expense efficiency ratio of 65%.
Institutional Securities delivered record net revenues of $11.0 billion (vs. $7.6 billion), led by strong Equity trading and 58% higher Investment Banking revenues. Wealth Management generated record net revenues of $8.9 billion and a 30.5% pre-tax margin, with $148.1 billion of net new assets and client assets of $8.1 trillion. Investment Management posted net revenues of $1.6 billion and AUM of $2.0 trillion, including $34.5 billion of total net flows.
The firm’s Standardized Common Equity Tier 1 capital ratio was 14.8%, and the Advanced CET1 ratio was 16.2%. Morgan Stanley repurchased $1.5 billion of common stock (8 million shares) in the quarter, the board reauthorized a common equity repurchase program of up to $20 billion, and the quarterly dividend was increased to $1.15 per share. Provision for credit losses was $98 million, and the effective tax rate was 23.1%.
Morgan Stanley Finance LLC is offering market-linked, principal-at-risk notes linked to the iShares Semiconductor ETF, maturing July 26, 2028 and fully guaranteed by Morgan Stanley. Each security has a $1,000 face amount and pays a contingent coupon at a rate of at least 21.10% per year, but only for months when the ETF’s closing price is at or above 60% of the initial level.
After an initial six‑month non‑call period, the notes are automatically called on a monthly observation date if the ETF closes at or above the starting price, returning $1,000 plus the applicable coupon. If not called, principal repayment at maturity depends on the final ETF level: investors receive $1,000 only if the ending price is at or above the 60% downside threshold; otherwise, repayment is reduced in full proportion to the ETF’s decline, with losses of more than 40% and up to 100% of principal possible.
The price to the public is $1,000 per security, including selling and structuring costs that result in an estimated value of about $963.70 on the pricing date. The notes lack principal protection, may make no coupon payments, have limited or no secondary market liquidity, and all payments depend on the credit of Morgan Stanley Finance LLC and Morgan Stanley.
Morgan Stanley Finance LLC is issuing Contingent Income Memory Auto-Callable Securities due July 24, 2031, unsecured notes fully and unconditionally guaranteed by Morgan Stanley and linked to the S&P® 500 Futures 40% Intraday 4% Decrement VT Index. Each security has a $1,000 stated principal amount and issue price, with an estimated value on the pricing date of approximately $910.40 per security, reflecting costs of issuing, selling, structuring and hedging.
The notes pay a 12.35% per annum contingent coupon on scheduled coupon payment dates only when the underlier’s closing level on the related observation date is at or above 70% of its initial level. Missed coupons can be paid later if a future observation date meets the barrier. Beginning January 21, 2027, the notes are automatically redeemed if on any redemption determination date the underlier is at or above 100% of its initial level, returning principal plus the current coupon and any previously unpaid coupons, after which no further payments are made.
If the notes are not called and on the final observation date the underlier is at or above 60% of its initial level, investors receive the full principal plus any due contingent coupon. If the final level is below 60%, repayment is reduced 1% for each 1% decline in the underlier, so the maturity payment can be significantly less than $1,000, including zero. All payments are subject to Morgan Stanley’s credit risk. U.S. tax treatment is uncertain; non-U.S. holders may face 30% withholding on coupons, with no additional amounts paid in respect of such withholding.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering $4,120,000 of Jump Securities with an auto-callable feature due July 15, 2031. Each unsecured, principal-at-risk note has a $1,000 stated principal amount and pays no periodic interest.
The return depends on the worst performer of the Dow Jones Industrial Average and the S&P 500 Index. From October 12, 2026, the notes are automatically redeemed on set dates if both indices are at or above their initial levels, paying fixed early redemption amounts that target roughly 12% per year, after which no further payments occur.
If not called, at maturity investors receive principal plus 100% of any gain in the worst index if both finish above initial levels, principal only if both stay at or above 75% of initial, or a 1-for-1 loss with the worst index below that barrier, potentially losing the entire investment. The estimated value on the pricing date is $969.30 per note, below the issue price, and all payments are subject to Morgan Stanley credit risk.