Welcome to our dedicated page for Morgan Stanley SEC filings (Ticker: MS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC is offering contingent income auto-callable securities maturing on January 27, 2028, fully and unconditionally guaranteed by Morgan Stanley. These structured notes are linked to the worst performing of the SPDR® Gold Trust (GLD), the S&P 500® Index (SPX) and the iShares® Silver Trust (SLV), and are explicitly labeled principal at risk.
Each $1,000 security may pay a contingent coupon at a 13.20% annual rate, but only if on each observation date the closing level of every underlier is at or above its coupon barrier level (set at 60% of its initial level). The notes can be automatically called on monthly redemption dates from January 2027 onward if all underliers are at or above their call thresholds (100% of initial levels), paying back principal plus the applicable coupon.
If the notes are not called and, at maturity, any underlier finishes below its downside threshold (60% of initial level), investors lose 1% of principal for each 1% decline of the worst performer, up to a total loss of their investment. The initial issue price is $1,000 per security, while the estimated value on the pricing date is approximately $939.60, reflecting issuing, selling, structuring and hedging costs borne by investors. All payments depend on Morgan Stanley’s credit.
Morgan Stanley Finance LLC is offering principal-at-risk jump securities with an auto-callable feature, fully and unconditionally guaranteed by Morgan Stanley and linked to the worst performer among the iShares® U.S. Real Estate ETF, the State Street® Utilities Select Sector SPDR® ETF and the EURO STOXX 50® Index. Each security has a stated principal amount of $1,000 and an issue price of $1,000, but the estimated value on the pricing date is expected to be approximately $927.70 per security.
The notes can be automatically redeemed on scheduled determination dates starting on January 29, 2027 if each underlier closes at or above its call threshold level, paying early redemption amounts that correspond to a return of approximately 10.15% per annum (for example, $1,101.50 on the first early redemption date, rising to $1,482.125 on the last one). If not called, and on the final determination date each underlier is at or above its call threshold, investors receive $1,507.50 per security; if any underlier is below its call threshold but all are at or above their downside thresholds, only principal is returned.
If on the final determination date any underlier finishes below its downside threshold level, the maturity payment is reduced in proportion to the decline of the worst-performing underlier, leading to losses up to 100% of principal. The securities pay no interest, do not participate in any upside of the underliers, will not be listed on any exchange and are subject to Morgan Stanley’s credit risk, limited liquidity, pricing and valuation model risks, sector concentration risks in real estate and utilities, and complex, uncertain U.S. federal tax treatment.
Morgan Stanley Finance LLC is offering principal-at-risk structured notes that pay a high contingent coupon instead of regular interest. The notes, guaranteed by Morgan Stanley, run to December 30, 2027 and are linked to the worst performer of three equity indices: the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index.
Holders can receive an annual coupon of 11.60%, but only on observation dates when all three indices are at or above 70% of their initial levels. If any index is below that barrier, no coupon is paid for that period, and it is possible to receive no income over the entire term.
From April 30, 2026 onward, the issuer may call the notes in whole on scheduled redemption dates if a risk-neutral valuation model shows it is economically rational for Morgan Stanley, ending all future payments. At maturity, if the notes have not been called and any index finishes below 70% of its initial level, investors lose principal on a 1-for-1 basis with the decline of the worst index, potentially down to zero. The estimated value on the pricing date is approximately $983.30 per $1,000 note, and the notes will not be listed, so liquidity may be limited.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering principal-at-risk structured notes linked to the worst performer of Amazon, JPMorgan Chase and Visa shares. Each $1,000 security can pay a contingent coupon at an annual rate of 11.60%, but only on dates when all three stocks close at or above their respective coupon barrier levels, set at 70% of the initial stock levels. Missed coupons can be paid later if all underliers recover above the barrier, but investors may receive few or no coupons over the life of the notes.
The notes are automatically called if, on specified redemption determination dates, all three stocks are at or above their call thresholds, set at 100% of initial levels. If not called, and at maturity all underliers are at or above their downside thresholds of 65% of initial levels, investors receive full principal plus any due coupons. If any underlier finishes below its downside threshold, repayment is reduced 1% for each 1% decline in the worst-performing stock, potentially to zero. The estimated value on the pricing date is approximately $961.10 per $1,000 note, reflecting issuing, selling, structuring and hedging costs borne by investors.
Morgan Stanley Finance LLC is offering buffered jump securities with an auto-call feature maturing on January 25, 2029, linked to the worst performer of the S&P 500 Index, the State Street Health Care Select Sector SPDR ETF and the State Street Utilities Select Sector SPDR ETF. Each security has a stated principal amount of $1,000 and pays no interest.
The notes can be automatically redeemed on scheduled determination dates starting January 29, 2027, for fixed early redemption payments ranging from $1,135.00 to $1,371.25 per security if each underlier is at or above its call threshold level. If held to maturity and each underlier is at or above its call threshold level, investors receive $1,405.00 per security. If any underlier finishes below its call threshold but all are at or above 85% of their initial level, investors receive only principal. Below the 85% buffer on any underlier, investors lose 1% of principal for each 1% decline in the worst performer beyond the 15% buffer, subject to a minimum payment of 15% of principal.
The securities are unsecured obligations of MSFL, fully and unconditionally guaranteed by Morgan Stanley, with an estimated initial value of approximately $975.80 per security. They are not listed on any exchange, involve principal-at-risk, valuation and liquidity risks, and are sensitive to Morgan Stanley’s creditworthiness.
Morgan Stanley Finance LLC is offering callable contingent income "memory" securities due January 26, 2029, linked to the worst performer of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. Each note has a $1,000 stated principal amount and is fully and unconditionally guaranteed by Morgan Stanley, but principal is at risk and can be lost in full.
The notes pay a contingent coupon at an annual rate of 10.00% only when, on a given observation date, the closing level of each index is at or above 70% of its initial level. Missed coupons can be paid later if all indices recover above their coupon barriers. Starting July 28, 2026, the notes are callable in whole on scheduled redemption dates if a risk-neutral valuation model shows it is economically rational for the issuer to redeem.
If not called, and on the final observation date each index is at or above 70% of its initial level, investors receive back principal plus any due coupons. If any index finishes below 70%, repayment is reduced 1% for every 1% decline of the worst-performing index, potentially to zero. The notes will not be listed, secondary liquidity is uncertain, U.S. tax treatment is complex, and the estimated value on the pricing date is approximately $980.40 per $1,000 note.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering principal-at-risk callable contingent income securities due January 27, 2031 linked to the worst performer of the Nasdaq-100, Russell 2000 and S&P 500 indices. Investors can receive a contingent coupon at an annual rate of 8.80%, but only for periods when the closing level of each index is at or above its coupon barrier on the relevant observation date; otherwise no interest is paid for that period.
Starting on October 27, 2026, the notes can be redeemed early in whole at par plus any due coupon if a risk‑neutral valuation model shows it is economically rational for the issuer to call them. If the notes are not redeemed and, on the final observation date, every index is at or above its downside threshold, investors receive their full principal (plus any final coupon). If any index finishes below its downside threshold, the maturity payment is reduced in proportion to the decline of the worst performing index and can fall to zero, meaning investors may lose their entire investment. The estimated value on the pricing date is expected to be approximately $981.60 per $1,000 security, reflecting embedded costs and an internal funding rate.
Morgan Stanley Finance LLC is offering contingent income memory buffered auto-callable securities linked to the S&P® U.S. Equity Momentum 40% VT 4% Decrement Index, fully and unconditionally guaranteed by Morgan Stanley. The notes pay a 10.00% per annum contingent coupon only if the index closes at or above a coupon barrier set at 70% of the initial level on scheduled observation dates; missed coupons can be paid later if the barrier is met.
The securities may be automatically redeemed starting January 22, 2027 if the index is at or above a call threshold of 98% of the initial level, returning principal plus the applicable coupons. If held to January 27, 2031 and the final index level is at or above an 85% buffer level, investors receive full principal back; below that, principal loss is 1% for each 1% decline beyond the 15% buffer, subject to a minimum payment of 15% of principal. The estimated value on the pricing date is approximately $904.90 per $1,000 note, and all payments are subject to Morgan Stanley’s credit risk.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering Buffered PLUS notes linked to the S&P 500® Index, maturing on February 4, 2031. The notes pay no interest and are principal-at-risk securities.
At maturity, if the index is above its initial level, holders receive $1,000 plus 125% of the index gain, capped at a maximum payment of $1,595 per $1,000. If the index is between 85% and 100% of its initial level, investors receive only the $1,000 principal. Below 85% of the initial level, principal is reduced 1% for each 1% decline beyond the 15% buffer, but not below 15% of principal.
The indicative estimated value on the pricing date is approximately $972.50 per security, reflecting issuing, selling, structuring and hedging costs and an internal funding rate that is advantageous to the issuer. The notes will not be listed on any exchange, may have limited secondary liquidity, and all payments depend on Morgan Stanley’s credit.
Morgan Stanley Finance LLC is offering contingent income auto-callable securities due January 19, 2029, linked to the worst performer of Bank of America, Goldman Sachs and JPMorgan Chase common stocks. The notes are fully and unconditionally guaranteed by Morgan Stanley but are principal at risk and pay no guaranteed interest.
Investors may receive a contingent coupon at an annual rate of 13.00%, but only if on each observation date all three stocks are at or above their coupon barrier levels, set at 70% of their initial levels. The notes can be automatically redeemed quarterly beginning July 15, 2026 if each stock is at or above its 100% call threshold, returning principal plus the coupon for that period. If held to maturity and any stock finishes below its 70% downside threshold, repayment is reduced 1% for every 1% decline in the worst-performing stock and can fall to zero. The estimated value on the pricing date is approximately $956.70 per $1,000 security.