Every 8-K that M&T Bank Corp. (MTB) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow MTB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full MTB filings page.
M&T Bank Corporation established a new series of preferred stock, Perpetual 6.625% Non‑Cumulative Preferred Stock, Series L, by filing a Certificate of Amendment in New York on July 17, 2026. The Series L Preferred Stock has a $10,000 liquidation preference per share, is represented by 24,000,000 Depositary Shares and ranks senior to common stock and equally with M&T’s existing Series F, H, I, J and K preferred stock for dividends and liquidation.
Each Depositary Share represents a 1/400th interest in a share of Series L and is economically equivalent to $25 per Depositary Share. Dividends are noncumulative, payable quarterly in arrears at a 6.625% annual rate, when, as and if declared, beginning September 15, 2026, subject to regulatory and capital adequacy limits. The stock is perpetual with no maturity; M&T may redeem it on any dividend payment date on or after September 15, 2031, or within 90 days after a regulatory capital treatment event, at $10,000 per share (or $25 per Depositary Share) plus declared and unpaid dividends. Voting rights are limited to specified charter amendments, certain mergers or exchanges, director elections after sustained dividend non‑payments, and other matters required by law. On July 21, 2026, M&T completed the public offering of the Depositary Shares under an Underwriting Agreement with a syndicate led by major investment banks.
M&T Bank Corporation reported second quarter 2026 net income of $818 million, with diluted EPS of 5.32, up from 4.24 a year earlier and described as record earnings per share. Taxable-equivalent net interest income was $1.804 billion, 5% above 2Q25, as net interest margin held at 3.70% and average loans rose to $141.4 billion.
Noninterest income grew to $740 million, 8% higher than a year ago, supported by stronger trust income, trading gains and a larger distribution from the Bayview Lending Group investment. The efficiency ratio improved to 52.8%, and net operating return on tangible common equity reached 18.57%.
Credit quality metrics were stable, with the provision for credit losses at $120 million, a net charge-off ratio of 0.23% and nonaccrual loans of $1.208 billion, down 23% year over year. The allowance for loan losses was 1.52% of loans. Capital remained strong with an estimated CET1 ratio of 10.19% and tangible book value per share of $117.41. M&T repurchased 2.1 million common shares for $465 million and provided a 2026 outlook targeting taxable-equivalent net interest income of $7.2–$7.35 billion and a CET1 range of 10.0–10.5%.
M&T Bank Corporation has elected Jeremy M. “Jerry” Jacobs Jr., chief executive officer of Delaware North, to its Board of Directors, effective June 16, 2026. He was also elected to the Board of Directors of M&T Bank, the company’s principal banking subsidiary.
Jacobs co-leads Delaware North, a global hospitality and entertainment company, and has held senior roles there since 1986, becoming chief executive officer in 2015. As a non-employee director, he will participate in M&T’s standard director compensation program. The company notes that Delaware North’s credit relationships with M&T Bank are ordinary-course, on terms similar to other customers.
M&T Bank Corporation shared an investor update highlighting record 2025 performance and its 2026 outlook. For 2025, net operating income reached $2.9 billion, up 10% year over year, with net operating EPS of $17.20, up 16%. Noninterest income was $2.7 billion, 13% higher year over year, and the efficiency ratio was 56%, reflecting disciplined expenses alongside growth.
The bank reported a net interest margin of 3.67% for 2025 and a 1.43% return on tangible assets, both described as top‑quartile versus peers, while nonaccrual loans declined 26% year over year, signaling improved asset quality. Capital returns were substantial: the quarterly dividend per share increased 11% to $1.50 in the third quarter of 2025 and approximately 9% of outstanding shares were repurchased during 2025.
For 2026, M&T expects taxable‑equivalent net interest income of $7.2 billion to $7.35 billion, fee income of $2.675 billion to $2.775 billion, average loans of $140 billion to $142 billion, average deposits of $165 billion to $167 billion, and a CET1 capital ratio between 10.0% and 10.5%, while targeting continued dividend growth.
M&T Bank Corporation reported that shareholders approved all proposals at the 2026 Annual Meeting held on April 21, 2026. Twelve directors were elected for one-year terms, with most nominees receiving over 115 million votes in favor.
Shareholders approved the 2025 compensation of M&T’s Named Executive Officers with 113,373,078 votes for and 7,539,139 against. They also approved the amendment and restatement of the 2019 Equity Incentive Compensation Plan, with 116,924,195 votes for and 3,950,417 against. The appointment of PricewaterhouseCoopers LLP as independent auditor for 2026 was ratified with 129,631,275 votes for and 5,413,036 against.
M&T Bank Corporation closed a public debt offering of $500,000,000 aggregate principal amount of its 5.295% Fixed Rate Reset Subordinated Notes, Series B, due April 18, 2036. The notes were issued under an effective Form S-3 shelf registration statement.
M&T filed the legal opinion and related consent from Squire Patton Boggs (US) LLP as exhibits, confirming the validity of the subordinated notes and supporting their registration under the Securities Act of 1933.
M&T Bank Corporation reported strong first-quarter 2026 results, with net income of $664 million, up 14% from a year earlier, and diluted EPS of $4.13, up 24%. Revenue reached $2.44 billion, driven by 3% growth in taxable-equivalent net interest income and 13% higher noninterest income.
The bank’s net interest margin widened to 3.71% from 3.66% a year ago as funding costs fell faster than asset yields. Average loans grew 3% year over year to $138.4 billion, led by commercial and industrial, residential real estate and consumer lending, while commercial real estate balances declined.
Credit quality remained solid: net charge-offs were 0.31% of average loans and nonaccrual loans fell to 0.89% of total loans, with the allowance for loan losses steady at 1.53%. M&T returned substantial capital, repurchasing 5.5 million common shares for $1.25 billion and paying $224 million in common and $43 million in preferred dividends, while maintaining an estimated CET1 ratio of 10.33% and an estimated liquidity coverage ratio of 107%.
M&T Bank Corporation announced that its Board of Directors authorized a new share repurchase program for up to $5.0 billion of M&T common stock. Repurchases may be made on the open market or through privately negotiated transactions at the company’s discretion and subject to regulatory limits.
The new authorization replaces and terminates the prior $4.0 billion share repurchase program that had been approved in January 2025. The exact number of shares and timing of repurchases will depend on M&T’s decisions over time.
M&T Bank Corporation furnished an investor presentation highlighting strong 2025 performance and a detailed 2026 outlook. Net operating income reached $2.9 billion, up 10% year over year, with net operating EPS of $17.20, up 16%. Net interest margin was 3.67%, alongside 6% growth in non‑CRE loans and a 56% efficiency ratio.
The bank reduced credit risk, with nonaccrual loans down 26% year over year and criticized loans down 27%. Capital returns were significant: M&T repurchased 9% of outstanding shares in 2025 and increased its quarterly dividend 11% to $1.50 per share. The presentation guides 2026 taxable‑equivalent net interest income of $7.2–$7.35 billion, fee income of $2.675–$2.775 billion, GAAP expenses of $5.5–$5.6 billion, and average loans of $140–$142 billion, with an expected CET1 ratio between 10.25% and 10.5%.
M&T Bank Corporation filed a report to share that it has released its financial results for the quarter and full year ended December 31, 2025. The company made these results public through a news release, which is included as Exhibit 99.1.
M&T also posted an updated investor presentation on its website and attached a copy as Exhibit 99.2. Both the earnings release and the presentation are described as being furnished rather than filed, meaning they are not automatically incorporated into other securities filings unless specifically referenced.
M&T Bank Corporation filed a current report to notify investors that it has posted a new investor presentation on its website as of December 9, 2025. The presentation, dated the same day and attached as Exhibit 99.1, may be used in conversations with investors and analysts and is available on the Investor Relations section at ir.mtb.com/events-presentations.
The company states that the materials in this report, including Exhibit 99.1, are being furnished under Regulation FD and are not deemed filed for purposes of the Securities Exchange Act of 1934, nor incorporated into other securities law filings unless specifically referenced. No new financial results, transactions, or guidance are detailed in this excerpt; the focus is on making the presentation broadly available to the market.
M&T Bank Corporation established a new class of preferred stock and completed a public offering of 18,000,000 depositary shares, each representing a 1/400th interest in its Perpetual 6.350% Non‑Cumulative Preferred Stock, Series K. The offering was completed after filing a Certificate of Amendment to fix the Series K terms.
Series K pays noncumulative cash dividends at 6.350% per annum on the $10,000 stated amount per preferred share (equivalent to $25 per depositary share), if and when declared, with quarterly payments on March 15, June 15, September 15 and December 15, beginning December 15, 2025. The shares are perpetual and redeemable at M&T’s option on any dividend date on or after December 15, 2030 (or within 90 days following a regulatory capital treatment event) at $10,000 per preferred share (equivalent to $25 per depositary share), plus any declared but unpaid dividends.
Series K ranks senior to common stock, on parity with Series F, G, H, I and J preferred, and carries limited voting rights on specified matters.
M&T Bank Corporation furnished an investor presentation under Regulation FD. The presentation, dated October 28, 2025, is attached as Exhibit 99.1 and is available on the company’s Investor Relations site at ir.mtb.com/events-presentations.
The information in this report, including Exhibit 99.1, is expressly stated as not deemed “filed” for purposes of Section 18 of the Exchange Act and is not incorporated by reference into other filings unless specifically referenced. The filing also includes Exhibit 104 (Cover Page Inline XBRL).
M&T Bank Corporation announced its results of operations for the quarter ended September 30, 2025. The company made the announcement on October 16, 2025 via a news release furnished as Exhibit 99.1.
M&T also posted an investor presentation to its website the same day, attached as Exhibit 99.2. The information, including Exhibits 99.1 and 99.2, is being furnished and shall not be deemed “filed” under the Exchange Act.
M&T Bank Corporation furnished an update for investors by posting a new investor presentation on its website on September 9, 2025. The materials may be used in discussions with investors and analysts and are available on the Investor Relations page at ir.mtb.com/events-presentations.
The presentation, dated September 9, 2025, is included as Exhibit 99.1 to this report, with an Inline XBRL cover page listed as Exhibit 104. The information in this report and Exhibit 99.1 is expressly stated as not being treated as “filed” under the Securities Exchange Act of 1934 or incorporated by reference into other securities law filings unless specifically referenced.