M&T Bank (MTB) EVP John R. Taylor logs stock award and tax share disposition

Rhea-AI Filing Summary

M&T Bank Corporation executive John R. Taylor reported equity compensation activity involving the company’s common stock. On February 13, 2026, he acquired 233 shares at $0.00 per share as a grant/award. According to the footnotes, these shares were issued upon settlement of performance-vested stock units granted on January 31, 2023 under the 2019 Equity Incentive Compensation Plan, earned based on pre-established performance criteria for the three-year period ended December 31, 2025.

On the same date, 97 shares were disposed of at $228.71 per share in a tax-withholding disposition related to that settlement, rather than an open-market transaction. Following these transactions, Taylor directly held 5,108.392 shares. Indirect holdings, as of December 31, 2025, included 1,009.728 shares held by his spouse and 1,104 shares held in a 401(k) plan.

Insights

Equity compensation analyst

Routine performance-based award with tax withholding, not an open-market trade.

The transactions reflect settlement of performance-vested stock units for M&T Bank Corporation’s EVP and Controller, John R. Taylor. He received 233 common shares at $0.00 per share after achieving pre-set performance goals for the three-year period ending December 31, 2025.

A portion of the vested shares—97 shares at $228.71 per share—was disposed of to cover tax obligations, a standard mechanism disclosed with transaction code F. This is classified as a tax-withholding disposition rather than a discretionary sale in the market.

After these equity compensation events, Taylor’s reported direct ownership stood at 5,108.392 shares, with additional indirect holdings by his spouse and through a 401(k) plan as of December 31, 2025. Overall, this appears to be a routine compensation-related filing with neutral investment impact.

Insider Trade Summary

4 transactions reported

Mixed 4 txns

Insider Taylor John R.

Role EVP and Controller

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	233	$0.00	--
Tax Withholding	Common Stock	97	$228.71	$22K
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 5,205.392 shares (Direct); Common Stock — 1,009.728 shares (Indirect, By Spouse)

Footnotes (1)

1. Shares issued pursuant to performance-vested stock units (including 22 shares issued for related dividend equivalent units) that were granted to the reporting person on January 31, 2023 under the M&T Bank Corporation 2019 Equity Incentive Compensation Plan (the "Equity Plan") and were earned based on achievement against pre-established performance criteria for the three-year performance period ended December 31, 2025, as determined by the Company's Compensation and Human Capital Committee on February 13, 2026. The performance-vested restricted stock units were granted under the Equity Plan, and therefore the reporting person paid no price for the performance-vested restricted stock units. Shares withheld for taxes upon the settlement in shares of performance-vested stock units previously granted to the reporting person. The information presented is as of December 31, 2025.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Taylor John R.

(Last) (First) (Middle)

ONE M&T PLAZA

(Street)

BUFFALO NY 14203

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
M&T BANK CORP [ MTB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP and Controller

3. Date of Earliest Transaction (Month/Day/Year)
02/13/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/13/2026		A(1)		233	A(1)	$0(2)	5,205.392	D
Common Stock	02/13/2026		F(3)		97	D	$228.71	5,108.392	D
Common Stock								1,009.728	I	By Spouse
Common Stock								1,104	I	By 401(k) Plan(4)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares issued pursuant to performance-vested stock units (including 22 shares issued for related dividend equivalent units) that were granted to the reporting person on January 31, 2023 under the M&T Bank Corporation 2019 Equity Incentive Compensation Plan (the "Equity Plan") and were earned based on achievement against pre-established performance criteria for the three-year performance period ended December 31, 2025, as determined by the Company's Compensation and Human Capital Committee on February 13, 2026.

2. The performance-vested restricted stock units were granted under the Equity Plan, and therefore the reporting person paid no price for the performance-vested restricted stock units.

3. Shares withheld for taxes upon the settlement in shares of performance-vested stock units previously granted to the reporting person.

4. The information presented is as of December 31, 2025.

Remarks:

	By: Stephen T. Wilson (Attorney-In-Fact)	02/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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