M&T Bank (MTB) EVP Taylor sells 704 shares, receives 235-share option grant

Rhea-AI Filing Summary

M&T Bank Corporation EVP and Controller John R. Taylor reported several equity transactions involving the company’s common stock. On January 30, 2026, he acquired 560 shares at a price of $0 upon vesting of performance-based restricted stock units granted under the 2019 Equity Incentive Compensation Plan. On the same day, 240 shares were withheld at $221.57 per share to cover taxes related to prior restricted stock unit settlements.

On February 2, 2026, Taylor sold 704 shares of common stock at a weighted average price of $225.3377 per share. He also received an option on 235 shares at an exercise price of $221.57 per share, vesting in three equal annual installments starting from the grant date and granted at no cost to him. After these transactions, he directly held 4,972.392 shares, with additional indirect holdings of 1,104 shares in a 401(k) plan and 1,009.728 shares through his spouse.

Insider Trade Summary

Net Seller: 704 shares ($158,638)

Net Sell 6 txns

Insider Taylor John R.

Role EVP and Controller

Sold 704 shs ($159K)

Type	Security	Shares	Price	Value
Sale	Common Stock	704	$225.3377	$159K
Grant/Award	Option (right to buy)	235	$0.00	--
Grant/Award	Common Stock	560	$0.00	--
Tax Withholding	Common Stock	240	$221.57	$53K
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 4,972.392 shares (Direct); Option (right to buy) — 235 shares (Direct); Common Stock — 1,104 shares (Indirect, By 401(k) Plan)

Footnotes (1)

1. Shares issued pursuant to vesting of performance-based restricted stock units, which were granted to the reporting person on January 31, 2024 and January 31, 2025, under the M&T Bank Corporation 2019 Equity Incentive Compensation Plan (the "Equity Plan") and vested upon achievement of performance goals for the applicable performance period. The performance-based restricted stock units were granted under the Equity Plan, and therefore the reporting person paid no price for the performance-based restricted stock units. Shares withheld for taxes upon the settlement in shares of restricted stock units and performance-based restricted stock units previously granted to the reporting person. This transaction was executed in multiple trades at prices ranging from $225.26 to $225.378. The price reported above reflects the weighted average sale price. The reporting person hereby undertakes to provide upon request to the SEC staff or a security holder of the issuer full information regarding the number of shares and prices at which the transaction was effected. The information presented is as of December 31, 2025. The option vests ratably on the first, second and third anniversary of the grant date. The option was granted under the Equity Plan, and therefore the reporting person paid no price for the option.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Taylor John R.

(Last) (First) (Middle)

ONE M&T PLAZA

(Street)

BUFFALO NY 14203

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
M&T BANK CORP [ MTB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP and Controller

3. Date of Earliest Transaction (Month/Day/Year)
01/30/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/30/2026		A(1)		560	A(1)	$0(2)	5,916.392	D
Common Stock	01/30/2026		F(3)		240	D	$221.57	5,676.392	D
Common Stock	02/02/2026		S		704	D	$225.3377(4)	4,972.392	D
Common Stock								1,104	I	By 401(k) Plan(5)
Common Stock								1,009.728	I	By Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Option (right to buy)	$221.57	01/30/2026		A		235		(6)	01/30/2036	Common Stock	235	$0(7)	235	D

Explanation of Responses:

1. Shares issued pursuant to vesting of performance-based restricted stock units, which were granted to the reporting person on January 31, 2024 and January 31, 2025, under the M&T Bank Corporation 2019 Equity Incentive Compensation Plan (the "Equity Plan") and vested upon achievement of performance goals for the applicable performance period.

2. The performance-based restricted stock units were granted under the Equity Plan, and therefore the reporting person paid no price for the performance-based restricted stock units.

3. Shares withheld for taxes upon the settlement in shares of restricted stock units and performance-based restricted stock units previously granted to the reporting person.

4. This transaction was executed in multiple trades at prices ranging from $225.26 to $225.378. The price reported above reflects the weighted average sale price. The reporting person hereby undertakes to provide upon request to the SEC staff or a security holder of the issuer full information regarding the number of shares and prices at which the transaction was effected.

5. The information presented is as of December 31, 2025.

6. The option vests ratably on the first, second and third anniversary of the grant date.

7. The option was granted under the Equity Plan, and therefore the reporting person paid no price for the option.

Remarks:

	By: Stephen T. Wilson (Attorney-In-Fact)	02/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did M&T Bank (MTB) EVP John R. Taylor report?

John R. Taylor reported acquiring 560 M&T Bank common shares via vested performance-based RSUs, having 240 shares withheld for taxes, selling 704 shares at a weighted average $225.3377, and receiving an option on 235 shares at a $221.57 exercise price, all in early 2026.

How many M&T Bank (MTB) shares did John R. Taylor sell and at what price?

John R. Taylor sold 704 M&T Bank common shares on February 2, 2026 at a weighted average price of $225.3377 per share. The filing notes the sale involved multiple trades between $225.26 and $225.378, with the reported price reflecting the weighted average.

What stock awards and options did M&T Bank (MTB) grant to John R. Taylor?

M&T Bank issued 560 common shares to John R. Taylor upon vesting of performance-based RSUs and granted an option on 235 shares with a $221.57 exercise price. The option vests in three equal annual installments and was granted at no cost under the 2019 Equity Plan.

How many M&T Bank (MTB) shares does John R. Taylor own after these transactions?

After the reported transactions, John R. Taylor directly holds 4,972.392 M&T Bank shares. He also has 1,104 shares held indirectly through a 401(k) plan and 1,009.728 shares held indirectly through his spouse, as disclosed in the filing.

Why were some M&T Bank (MTB) shares withheld from John R. Taylor on January 30, 2026?

On January 30, 2026, 240 shares of M&T Bank common stock were withheld from John R. Taylor to cover taxes. The filing states these shares were withheld upon settlement of restricted stock units and performance-based restricted stock units previously granted to him.

How do John R. Taylor’s M&T Bank (MTB) stock options vest?

John R. Taylor’s option on 235 M&T Bank shares, granted January 30, 2026, vests ratably over three years. The filing explains the option vests in equal installments on the first, second, and third anniversaries of the grant date, consistent with the company’s Equity Plan.