Welcome to our dedicated page for M&T BANK SEC filings (Ticker: MTB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
M&T Bank Corporation SEC filings document the financial holding company's operating results, capital structure, investor disclosures and shareholder governance. Its 8-K filings report quarterly and annual results, Regulation FD investor presentations, dividend-related securities information and material capital actions involving common stock and perpetual preferred stock series.
The company's proxy and annual meeting filings cover director elections, executive compensation votes, equity incentive plan approvals and auditor ratification. Other filings describe registered securities, including MTB common stock, preferred stock series listed on the New York Stock Exchange, and completed debt financing through subordinated notes issued under a shelf registration statement.
M&T Bank Corporation director Leslie V. Godridge received an equity award rather than making an open‑market trade. On the grant date, the director was awarded 664 restricted stock units under the M&T Bank Corporation 2019 Equity Incentive Compensation Plan for service on the Board of Directors.
Each restricted stock unit will vest on the first anniversary of the grant and then convert into one share of M&T Bank common stock. Following this grant, the director now holds 5,121 shares of common stock directly.
M&T Bank Corporation director Richard H. Ledgett Jr. reported an equity compensation grant and updated share holdings. He received 664 restricted stock units under the M&T Bank Corporation 2019 Equity Incentive Compensation Plan for his service on the Board of Directors. Each restricted stock unit vests on the first anniversary of the grant and will convert into one share of common stock when it vests. After this grant, he holds 5,545 shares of common stock directly, and an additional 390.025 shares indirectly through an IRA.
M&T Bank Corporation director Melinda R. Rich received an equity award for board service. On April 30, 2026, she was granted 664 restricted stock units of M&T Bank common stock at no cash cost, classified as a grant or award acquisition.
Each restricted stock unit vests on the first anniversary of the grant and represents a contingent right to receive one share of common stock upon vesting. After this award, her direct holdings total 24,108.6277 shares, including 437.058183 shares credited through the M&T Bank Corporation Dividend Reinvestment Plan for several quarters.
SALAMONE DENIS J reported acquisition or exercise transactions in this Form 4 filing.
M&T Bank Corp director Denis J. Salamone reported an equity compensation grant and updated holdings. He received 664 shares of Common Stock at a price of $0.00 per share as a grant of restricted stock units for service on the Board of Directors.
Each restricted stock unit vests on the first anniversary of the grant and represents a contingent right to receive one share of common stock upon vesting. Following the grant, he directly holds 45,189 shares and indirectly holds 7,917 shares through an IRA.
M&T Bank Corporation director Rudina Seseri reported receiving a grant of 664 shares of common stock, shown in the filing as a grant/award acquisition at $0.00 per share. Following this award, she directly holds 4,190 common shares.
According to the footnote, the award consists of restricted stock units granted under the M&T Bank Corporation 2019 Equity Incentive Compensation Plan for service on the Board of Directors. Each restricted stock unit vests on the first anniversary of the grant and represents a contingent right to receive one share of M&T Bank common stock upon vesting.
M&T Bank Corporation director Kirk W. Walters received an equity award of 664 shares of Common Stock on a grant or award basis. The filing describes this as a grant or award acquisition, not an open-market purchase or sale, with a reported price of $0.00 per share, indicating compensation rather than cash outlay.
According to the footnotes, the grant represents restricted stock units issued under the M&T Bank Corporation 2019 Equity Incentive Compensation Plan for his service on the Board of Directors. Each restricted stock unit vests on the first anniversary of the grant and converts into one share of common stock upon vesting. Following this award, Walters directly holds 6,640 common shares and indirectly holds 9 shares through a 401(k) plan, as of March 31, 2026, making this a routine director compensation grant of modest size.
WASHINGTON HERBERT L reported acquisition or exercise transactions in this Form 4 filing.
M&T Bank Corporation director Herbert L. Washington reported a new equity award and updated his holdings. He received 664 restricted stock units of M&T Bank Corporation common stock as a grant for service on the Board of Directors. The award was made at no cash cost to him and increases his directly held common stock position to 18,299 shares after the grant.
Each restricted stock unit vests on the first anniversary of the grant and represents a contingent right to receive one share of common stock upon vesting. The filing also shows an indirect holding of 500 common shares held by his wife.
M&T Bank Corporation shared an investor update highlighting record 2025 performance and its 2026 outlook. For 2025, net operating income reached $2.9 billion, up 10% year over year, with net operating EPS of $17.20, up 16%. Noninterest income was $2.7 billion, 13% higher year over year, and the efficiency ratio was 56%, reflecting disciplined expenses alongside growth.
The bank reported a net interest margin of 3.67% for 2025 and a 1.43% return on tangible assets, both described as top‑quartile versus peers, while nonaccrual loans declined 26% year over year, signaling improved asset quality. Capital returns were substantial: the quarterly dividend per share increased 11% to $1.50 in the third quarter of 2025 and approximately 9% of outstanding shares were repurchased during 2025.
For 2026, M&T expects taxable‑equivalent net interest income of $7.2 billion to $7.35 billion, fee income of $2.675 billion to $2.775 billion, average loans of $140 billion to $142 billion, average deposits of $165 billion to $167 billion, and a CET1 capital ratio between 10.0% and 10.5%, while targeting continued dividend growth.
M&T Bank Corp: Vanguard Capital Management reports beneficial ownership of 11,332,373 shares of Common Stock, equal to 7.6% of the class. The filing shows sole voting power for 1,553,712 shares and sole dispositive power for 11,332,373 shares. The Schedule 13G lists Vanguard Capital Management's business address and notes holdings include securities held for Vanguard funds and managed accounts. The filing is signed by Ashley Grim on 04/30/2026.
Vanguard Portfolio Management reports beneficial ownership of 7,512,503 shares of M&T Bank Corp common stock as of 03/31/2026, representing 5.04% of the class. The filing states Vanguard Portfolio Management LLC has sole dispositive power over the 7,512,503 shares and sole voting power for 23,966 shares. The filing is signed by Ashley Grim as Head of Global Fund Administration on 04/29/2026.