Welcome to our dedicated page for M&T Bank US SEC filings (Ticker: MTB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
M&T Bank Corporation SEC filings document the financial holding company's operating results, capital structure, investor disclosures and shareholder governance. Its 8-K filings report quarterly and annual results, Regulation FD investor presentations, dividend-related securities information and material capital actions involving common stock and perpetual preferred stock series.
The company's proxy and annual meeting filings cover director elections, executive compensation votes, equity incentive plan approvals and auditor ratification. Other filings describe registered securities, including MTB common stock, preferred stock series listed on the New York Stock Exchange, and completed debt financing through subordinated notes issued under a shelf registration statement.
M&T Bank Corp senior executive Laura P. O'Hara reported equity award activity in company common stock. She acquired 1,889 shares at no cost from performance-vested stock units granted on January 31, 2023, which vested based on performance for the three-year period ended December 31, 2025. To cover taxes on this settlement, 683 shares were disposed of at a price of $228.71 per share through share withholding. After these transactions, she directly holds 9,559 common shares.
M&T Bank Corporation senior executive Peter D’Arcy reported equity compensation activity involving company stock. He acquired 3,105 shares of common stock on February 13, 2026 through the settlement of performance-vested stock units granted on January 31, 2023 under the 2019 Equity Incentive Compensation Plan, including 303 shares from related dividend equivalents, with no purchase price paid.
On the same date, 1,370 shares of common stock were withheld at $228.71 per share to cover taxes due upon this settlement. After these transactions, he directly owned 12,737 common shares. He also had 332 phantom common stock units in an excess benefit plan account, representing an equal number of common shares and payable in cash, with information stated as of December 31, 2025.
M&T Bank Corporation Chairman and CEO Rene F. Jones reported equity compensation activity in company stock. On February 13, 2026, he acquired 16,199 shares of common stock at $0 per share through the settlement of performance-vested stock units earned for a three-year period ending December 31, 2025.
On the same date, 8,270 shares were disposed of at $228.71 per share to cover tax withholding tied to this equity award. After these direct transactions, he held 121,557.79 shares of common stock directly. He also reported indirect holdings, including shares held for two daughters and in a 401(k) plan, with those balances presented as of December 31, 2025.
M&T Bank Corporation is a financial holding company with consolidated total assets of $213.5 billion, deposits of $166.9 billion and shareholders’ equity of $29.2 billion at December 31, 2025. Operations are centered on M&T Bank, which represents over 99% of consolidated assets and serves retail, commercial and wealth clients across the Northeast and Mid-Atlantic through a broad branch and ATM network.
M&T is a Category IV bank holding company subject to Basel III capital rules and Federal Reserve stress testing, with a stress capital buffer of 2.7% effective October 1, 2025, resulting in a CET1 capital requirement of 7.2%. The firm details extensive supervision, liquidity, Volcker, resolution planning, BSA/AML, cybersecurity and consumer protection obligations, and notes CRA ratings of "Outstanding" from both the Federal Reserve and New York regulators.
Human capital is a major focus, with 21,839 full-time employees, average tenure of 9.5 years and broad development programs. The company also discloses paying a total estimated FDIC special assessment of $194 million related to 2023 bank failures, with $22 million remaining accrued at December 31, 2025, and outlines comprehensive market, credit, liquidity, operational, regulatory and climate-related risks.
M&T Bank Corporation Sr. Executive Vice President Woodrow Tracy S. reported an option exercise and share sale involving company stock. On February 11, 2026, he exercised an option for 1,053 shares of common stock at an exercise price of $138.10 per share and then sold 1,053 shares of common stock at $234.21 per share in an open-market transaction. Following these transactions, he directly owned 8,234 shares of M&T Bank common stock. The option was granted under M&T Bank Corporation’s equity incentive compensation plan and carried no separate purchase price for the option itself.
M&T Bank Corporation director John P. Barnes reported an open-market sale of common stock. On February 9, 2026, he sold 21,193 shares of M&T Bank common stock at a price of $235.85 per share. After this transaction, he directly owned 15,142 common shares.
M&T Bank Corporation furnished an investor presentation highlighting strong 2025 performance and a detailed 2026 outlook. Net operating income reached $2.9 billion, up 10% year over year, with net operating EPS of $17.20, up 16%. Net interest margin was 3.67%, alongside 6% growth in non‑CRE loans and a 56% efficiency ratio.
The bank reduced credit risk, with nonaccrual loans down 26% year over year and criticized loans down 27%. Capital returns were significant: M&T repurchased 9% of outstanding shares in 2025 and increased its quarterly dividend 11% to $1.50 per share. The presentation guides 2026 taxable‑equivalent net interest income of $7.2–$7.35 billion, fee income of $2.675–$2.775 billion, GAAP expenses of $5.5–$5.6 billion, and average loans of $140–$142 billion, with an expected CET1 ratio between 10.25% and 10.5%.
A shareholder of MTB filed a notice of proposed sale of 1,053 shares of common stock under Rule 144. The shares have an aggregate market value of 246,623.24 and are expected to be sold on or about February 11, 2026 through Fidelity Brokerage Services on the NYSE.
The shares were acquired on February 11, 2026 by exercising an option that had been granted on January 31, 2024, with the purchase price paid in cash. The notice states that the person does not know any material adverse, nonpublic information about the issuer’s current or prospective operations.
John P. Barnes has filed notice to sell up to 21,193 shares of common stock, with an aggregate market value of $4,998,369.05, through Fidelity Brokerage Services on the NYSE around February 9, 2026. Shares outstanding were 153,690,781.
The shares to be sold were acquired as compensation through restricted stock vesting on February 18, 2021 (3,976 shares) and April 2, 2022 (17,217 shares. Barnes also sold 17,866 common shares on January 22, 2026, generating gross proceeds of $3,915,513.00.
M&T Bank Corp director Kirk W. Walters reported an insider sale of common stock. On February 3, 2026, he sold 909 shares of M&T Bank common stock at $227.3667 per share. After this transaction, he beneficially owned 5,976 shares directly and 9 shares indirectly through a 401(k) plan, with the information presented as of December 31, 2025.