MVBF Keeps Quarterly Dividend at $0.17; Record Date Sep 1, 2025

Rhea-AI Filing Summary

MVB Financial Corp. (MVBF) announced that its Board approved a cash dividend of $0.17 per share to shareholders of record on September 1, 2025, payable September 15, 2025. This is the third quarterly dividend in 2025 and equals the dividend declared in the prior quarter, indicating a steady payout policy.

The declaration is presented as a brief corporate action without accompanying financial statements or commentary on funding sources, capital impact, or changes to dividend policy. Investors should note the timing and amount of the payment, but the filing does not disclose earnings, cash flow metrics, or material transactions tied to the dividend.

Positive

• Consistent dividend: third quarterly dividend in 2025 at $0.17 per share
• Clear timetable: record date September 1, 2025 and payable date September 15, 2025

Negative

• No financial context provided: filing does not disclose earnings, cash flow, or capital ratios to confirm dividend sustainability
• Limited investor impact: announcement alone is unlikely to materially change valuation without accompanying financial results

Insights

Corporate Actions Analyst

Dividend maintained at $0.17 signals payout consistency.

The Board's decision to keep the quarterly dividend at $0.17 per share for the third payment in 2025 suggests management is sustaining return of capital to shareholders at the same level as the prior quarter. A repeated cash dividend can reflect stable capital allocation priorities.

Dependencies and risks include undisclosed earnings or capital adequacy details that could affect future dividends; watch upcoming quarterly reports for coverage of dividends by earnings and regulatory capital ratios over the next 90 days.

Investor Relations Analyst

Event is low-complexity and likely low market impact absent additional financial data.

The filing is a straightforward notice of record and payable dates (September 1, 2025 record; September 15, 2025 payable) and includes an attached press release reference. Without earnings or guidance, the announcement provides limited new information for valuation models.

Market-relevant signals to monitor include the next earnings release for dividend coverage ratios and any commentary on capital plans in the coming quarter.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): August 20, 2025

MVB Financial Corp

(Exact name of registrant as specified in its charter)

West Virginia			001-38314			20-0034461
(State or other jurisdiction of incorporation)			(Commission File Number)			(IRS Employer Identification No.)

301 Virginia Avenue, Fairmont, WV			26554-2777
(Address of principal executive offices)			(Zip Code)

(304) 363-4800

(Registrant's telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common stock, $1.00 par value

MVBF

The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2).     

Emerging growth company ☐     

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 7.01.    Regulation FD Disclosure.

On August 20, 2025, MVB Financial Corp. issued a press release announcing the approval by its Board of Directors of the declaration of a cash dividend of $0.17 per share to shareholders of record on September 1, 2025, payable September 15, 2025.

This is the third quarterly dividend for 2025, maintaining the dividend declared in the previous quarter.

Item 9.01.    Financial Statements and Exhibits.

(d) Exhibits.

99.1    Press release of MVB Financial Corp. dated August 20, 2025

104    Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

			MVB Financial Corp.
			By:			/s/ Michael R. Sumbs
						Michael R. Sumbs Executive Vice President and Chief Financial Officer

Date: August 20, 2025

FAQ

What did MVB Financial (MVBF) declare in the 8-K?

The Board declared a cash dividend of $0.17 per share, with record date September 1, 2025 and payable date September 15, 2025.

Is the dividend amount new or different for MVBF in 2025?

No. The $0.17 dividend matches the previous quarter and is the third quarterly dividend in 2025 at the same level.

Does the filing explain how MVB will fund the dividend?

No. The 8-K notes the dividend declaration but does not provide details on earnings, cash flow, or capital adequacy to explain funding.

When will shareholders receive the MVBF dividend?

Shareholders of record on September 1, 2025 will be paid on September 15, 2025.

Will this 8-K change MVBF's financial guidance or outlook?

The filing provides only the dividend notice and does not include guidance or outlook changes.