Welcome to our dedicated page for Bank of N.T. Butterfield & Son SEC filings (Ticker: NTB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for The Bank of N.T. Butterfield & Son Limited ("Butterfield") (NYSE: NTB), a full-service bank and wealth manager headquartered in Hamilton, Bermuda. As a foreign private issuer, Butterfield files an annual report on Form 20-F and submits Form 6-K current reports that supply interim and event-driven information to investors.
Butterfield’s Form 6-K filings commonly include earnings releases, financial statements and earnings call presentations for specific quarters, such as the three months ended March 31, June 30 and September 30, as well as the year-end period. These documents explain net income, core net income, net interest income, non-interest income, efficiency ratios, capital ratios and balance sheet metrics, giving investors structured insight into the bank’s performance and risk profile.
The company also uses Form 6-K to furnish press releases on corporate actions, including new share repurchase programs approved by the Board of Directors, senior leadership appointments and Pillar 3 disclosures. For example, filings have attached press releases announcing a new ordinary share repurchase program and senior leadership changes, as well as a Pillar 3 report for a six-month period.
Through this filings page, users can monitor Butterfield’s capital management and regulatory reporting, including disclosures related to the adoption of the Basel Committee on Banking Supervision’s revised standardized approach for credit risk as required by the Bermuda Monetary Authority. Stock Titan enhances these filings with AI-powered summaries that highlight key figures, trends and risk factors, helping readers interpret lengthy documents more efficiently. Real-time updates from EDGAR ensure that new NTB 6-K and 20-F filings, along with any Form 4 insider transaction reports if filed, are quickly reflected and summarized for convenient review.
The Bank of N.T. Butterfield & Son Limited reports detailed Pillar 3 capital and risk disclosures for the six months ended December 31, 2025, highlighting a very strong regulatory capital and liquidity position under the Basel framework and Bermuda Monetary Authority rules.
Common Equity Tier 1 capital was $1,102.3 million with risk‑weighted assets of $3,991.4 million, giving CET1 and Tier 1 ratios of 27.6% and a total capital ratio of 27.8%, comfortably above minimums and buffers, including a 3% D‑SIB surcharge. The Basel III leverage ratio stood at 7.6% on a leverage exposure of $14,520.7 million.
The bank maintained high liquidity, with a quarter‑end Liquidity Coverage Ratio of 156% and Net Stable Funding Ratio of 149%, both above the 100% regulatory floor. Loans net of allowances were $4,382.4 million, while exposure to purchased securitizations, mainly U.S. government and agency mortgage‑backed securities, was $4,356.9 million.
Defaulted loans were $91.3 million with total allowances for expected credit losses of $25.4 million. The report also details a three‑lines‑of‑defense risk framework, board‑level and executive risk committees, and conservative limits around credit, market, operational and liquidity risks, including CET1, leverage, LCR and NSFR thresholds.
The Bank of N.T. Butterfield & Son Limited has entered into an agreement to acquire Rawlinson & Hunter Guernsey, a licensed trust and corporate service provider in Guernsey. The deal will add approximately 50 colleagues, 71 client groups and $9.0 billion of assets under administration to Butterfield.
The acquisition is intended to expand Butterfield’s Channel Islands presence and strengthen its global trust and fiduciary offering, which currently administers $134.7 billion in assets across multiple jurisdictions. The transaction relates solely to the R&H Guernsey entity and is expected to close in the first half of 2026, subject to customary closing conditions and regulatory approvals.
The Bank of N.T. Butterfield & Son Limited files its Form 20-F annual report as a foreign private issuer, presenting audited U.S. GAAP financials for the three years to December 31, 2025. As at December 31, 2025, there were 39,948,264 common shares outstanding.
The bank highlights its geographic concentration in Bermuda, the Cayman Islands, and the Channel Islands/UK, noting that local macroeconomic downturns, real estate weakness, tourism declines, and limited economic diversification could pressure asset quality, loan demand and earnings. Customer deposits of $12.7 billion (largely short-term) are its primary funding source, making liquidity sensitive to confidence and competition.
Butterfield reports an investment portfolio of $5.7 billion, mainly U.S. government and agency securities, with substantial but improving unrealized losses in both available-for-sale and held-to-maturity books after prior rate hikes. Key risk discussions cover absence of a central bank backstop, deposit insurance scheme costs, climate and severe weather exposure, foreign exchange volatility, ratings dependency, acquisition and integration risk, operational and outsourcing risk, cybersecurity threats, AI-related uncertainties, and evolving ESG and regulatory expectations.
The Bank of N.T. Butterfield & Son Limited reported strong fourth quarter and full year 2025 results, with net income of
The bank delivered a 2025 return on average common equity of
The Bank of N.T. Butterfield & Son Limited filed a Form 6-K to notify investors that its Board of Directors has approved a new share repurchase program. The filing states that a press release describing this program is attached as Exhibit 99.1, titled “Butterfield Announces New Share Repurchase Program.” This indicates the bank plans to return capital to shareholders by buying back its own shares, although specific terms such as size, timing, or duration of the program are contained in the referenced press release and are not detailed in this text.
The Bank of N.T. Butterfield & Son Limited submitted a Form 6-K as a foreign private issuer, providing materials related to its third quarter of 2025. The filing furnishes an earnings release, detailed financial statements, and an earnings call presentation for the three months ended September 30, 2025.
These documents give investors access to the bank’s quarterly results and supporting information in connection with its Form 20-F reporting framework.
The Bank of N.T. Butterfield & Son Limited filed a Form 6-K as a foreign private issuer for September 2025. The filing consists primarily of a press release, attached as Exhibit 99.1, announcing senior leadership appointments at the bank.
The report is signed on behalf of the bank by Michael Schrum, who is identified as President and Group Chief Financial Officer. The bank indicates it files its annual reports under cover of Form 20-F.
The Bank of N.T. Butterfield & Son Limited submitted a Form 6-K as a foreign private issuer to provide investors with its Pillar 3 filing for the six-month period ended June 30, 2025. The Pillar 3 report, attached as Exhibit 99.1, is intended to give additional disclosure on the bank’s capital, risk and regulatory position beyond its standard financial statements. The filing is signed on behalf of the bank by Group Chief Financial Officer Craig Bridgewater.
This Form 144 notifies a proposed sale of 1,130 ordinary shares of The Bank of N.T. Butterfield & Son Limited (NTB) on the NYSE through Citigroup Global Markets, Inc. The filing lists an aggregate market value of $50,000, 41,200,000 shares outstanding and an approximate sale date of 08/12/2025.
The securities were acquired on 08/12/2025 by restricted vesting from Bank of N.T. Butterfield & Son Ltd and the consideration is noted as services rendered. The form reports no securities sold in the past three months. Key filer identification fields (CIK/CCC and contact/name of the selling person) are not provided in the supplied text.
The filing is a Form 144 notice of a proposed sale of ordinary shares in Bank of N.T. Butterfield & Son Limited under Rule 144. The filer notifies a brokered sale of 140,598 ordinary shares with an aggregate market value of $6,500,000, to be executed through Citigroup Global Markets, Inc. on the NYSE on 08/12/2025. The shares were recorded as acquired on 08/12/2025 via restricted vesting from Bank Of N.T. Butterfield & Son Ltd and the consideration is noted as services rendered.
The notice indicates no reported sales in the past three months. This filing is a routine regulatory disclosure that identifies the amount, value, broker, acquisition date and transfer origin for the proposed sale.