STOCK TITAN

Nu Hldgs Ltd SEC Filings

NU NYSE

Welcome to our dedicated page for Nu Hldgs SEC filings (Ticker: NU), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

Locating the real story inside Nu Holdings’ multi-country fintech disclosures can feel overwhelming—its 20-F alone exceeds 250 pages of fast-changing metrics on customer growth, credit loss provisions, and technology expenses. If you are searching for Nu Holdings insider trading Form 4 transactions or need the customer-count trend buried in a quarterly 6-K, Stock Titan’s platform turns hours of work into minutes.

Our AI instantly transforms every filing type—whether a Nu Holdings quarterly earnings report 10-Q filing or an unexpected 8-K material events explained—into clear takeaways. You will see:

  • Real-time alerts for Nu Holdings Form 4 insider transactions real-time and executive stock sales
  • Concise redlines that compare revenue, NPL ratios, and segment margins across periods for quick Nu Holdings earnings report filing analysis
  • Side-by-side views of board proposals in the latest Nu Holdings proxy statement executive compensation

Every document—from a routine capital raise notice to a complex Nu Holdings annual report 10-K simplified—comes with plain-English AI commentary. Need help understanding Nu Holdings SEC documents with AI? Hover over any metric: our model explains how Nubank’s net interest margin shifts with funding costs or why its delinquency rate moved quarter-over-quarter.

So whether you’re tracking Nu Holdings executive stock transactions Form 4 before earnings or scanning a 6-K for product-launch details, Stock Titan provides the comprehensive, continuously updated view you require—without digging through EDGAR yourself.

Rhea-AI Summary

Nu Holdings Ltd., parent of Nubank, reports that Nubank intends to obtain a banking license in Brazil in 2026. The move is designed to include a banking institution within the Nubank conglomerate to comply with Joint Resolution No. 17 issued by the Central Bank of Brazil and the National Monetary Council, which standardizes brand name usage for regulated institutions.

The company states that Nubank’s brand and visual identity will remain unchanged and that there will be no impact on clients or day-to-day operations. Nubank currently serves more than 110 million customers in Brazil and already operates under licenses as a Payment Institution, a Credit, Financing and Investment Company, and a Securities Brokerage Company.

The company also notes that adding a banking institution to the group does not materially change capital or liquidity requirements, and it emphasizes that financial solidity and resilience remain the same.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-0.97%
Tags
current report
-
Rhea-AI Summary

Nu Holdings Ltd. (NU) insider plans to sell common shares under Rule 144. The notice covers a proposed sale of 10,000 common shares through Morgan Stanley Smith Barney LLC on the NYSE, with an aggregate market value of $165,000.00. The filing states that 4,845,575,709 common shares were outstanding at the time referenced.

The seller acquired 7,998 common shares and 2,002 common shares on 07/01/2024 through restricted stock vesting under a registered compensation plan. Over the past three months, the same beneficial owner, Suzana Kubric, sold 5,000 common shares on 11/14/2025 for gross proceeds of $80,500.00 and 6,000 common shares on 08/25/2025 for gross proceeds of $84,000.00.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
other
-
Filing
Rhea-AI Summary

NU filed a Form 144 notice for a proposed sale of common stock by an affiliated holder. The seller intends to sell 27,500 common shares through Morgan Stanley Smith Barney LLC on the NYSE, with an aggregate market value of $453,750.00. The table notes that 4,845,575,709 common shares were outstanding, providing context for the size of the planned sale.

The shares to be sold were acquired as restricted stock vesting under a registered compensation plan from the issuer on several dates in 2024 and 2025. The filing also lists prior sales over the past three months by the same account, including 12,500 common shares sold on 11/20/2025 for $200,000.00 and 20,000 common shares sold on 08/28/2025 for $300,000.00. The seller represents that they are not aware of undisclosed material adverse information about NU.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
other
Rhea-AI Summary

Nu Holdings (NU) insider-related parties filed a notice to sell common stock under Rule 144. The filing covers a proposed sale of 12,500 common shares through Morgan Stanley Smith Barney LLC on the NYSE, with an indicated aggregate market value of $200,000.00. The issuer had 4,845,575,709 common shares outstanding at the time referenced. The shares to be sold were acquired as restricted stock vesting under a registered compensation plan on 07/01/2025, in two tranches of 4,011 and 8,489 shares, both received as compensation. During the past three months, the same account holders sold 20,000 common shares on 08/28/2025 for $300,000.00 in gross proceeds.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
other
-
Rhea-AI Summary

NU received a Form 144 notice for a proposed secondary sale of 709,565 shares of common stock with an aggregate market value of $11,342,751.31. The filing lists Morgan Stanley Smith Barney LLC as broker, an approximate sale date of 11/14/2025, and indicates trading on the NYSE. Shares outstanding were 4,818,658,640.

The shares to be sold were acquired primarily through restricted stock vesting under a registered plan and previously exercised options, as detailed across multiple vesting dates in 2024–2025. The filing also reports a sale in the past three months of 886,958 shares for $13,801,687.35 by the named seller.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
other
-
Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-3.65%
Tags
current report
Rhea-AI Summary

Nu Holdings (NYSE: NU) reported strong Q3’25 results, combining rapid customer growth with record profitability. Total customers reached 127.0 million after 4.3 million net additions, with an activity rate of 83%. Revenue rose to a record $4.2 billion, up 39% year over year on an FX-neutral basis, as monthly ARPAC climbed to $13.4 and purchase volume hit $36.5 billion.

Profitability scaled with growth: net income was $782.7 million, up 39% FX-neutral, and return on equity reached a record 31%. Operating leverage improved, with the efficiency ratio at 27.7%. Deposits increased to $38.8 billion (up 34% FX-neutral), and the Loan-to-Deposit ratio stood at 46%.

The credit portfolio expanded to $30.4 billion (up 42% FX-neutral), with secured lending up 133% and unsecured up 63%, underscoring diversification. Asset quality remained manageable: Brazil’s 15–90 day NPL ratio was 4.2% and the 90+ day NPL ratio was 6.8%, both consistent with seasonal patterns. Growth outside Brazil accelerated, with Mexico surpassing 13 million customers and Colombia approaching 4 million, supporting Nu’s multi-market scale.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-3.65%
Tags
current report
-
Rhea-AI Summary

Nu Holdings (NU) reported strong Q3 2025 operating performance, highlighting scale, profitability and balance-sheet depth. Net income reached US$782.7 million with annualized ROE 31%, while Adjusted Net Income was US$829.0 million and annualized Adjusted ROE 33%. The customer base expanded to 127 million, with monthly ARPAC of US$13 and an activity rate of 83%. Gross profit was US$1,814.5 million with a margin of 43.5%, and the efficiency ratio improved to 27.7%.

Credit and funding scaled alongside asset quality metrics. The total credit portfolio rose to US$30.4 billion, including secured loans’ growth, and quarterly originations reached US$4.2 billion. Deposits increased to US$38.8 billion, supporting a loan-to-deposit ratio of 46%. Net interest income was US$2,301.8 million with an annualized NIM of 17.3%; risk-adjusted NIM was 9.9%. Reported delinquency trends and coverage ratios tracked expectations, indicating resilient credit quality.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-3.65%
Tags
current report
-
Rhea-AI Summary

Nu Holdings Ltd. reported strong Q3 2025 results, with total revenue of $4,172,716 thousand, up from $2,943,188 thousand a year earlier. Net income for the quarter rose to $782,678 thousand, and diluted EPS reached $0.1595 on a diluted weighted average of 4,905,133 thousand shares.

Growth was driven by higher interest income from credit cards and loans, alongside increased fee and commission income. Gross profit improved to $1,814,532 thousand, while the company continued investing in operations and technology, with general and administrative expenses at $349,262 thousand.

The balance sheet expanded meaningfully: total assets were $68,362,816 thousand as of September 30, 2025, supported by growth in financial assets at amortized cost and FVTOCI, and deposits rose to $38,775,929 thousand. Operating cash flows for the nine months were positive at $2,669,433 thousand, reflecting portfolio growth and funding inflows.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-3.65%
Tags
current report
Rhea-AI Summary

Nu Holdings (NU): Ownership update. Capital Research Global Investors filed an amended Schedule 13G reporting beneficial ownership of 184,607,140 shares of Nu Holdings common stock, representing 4.9% of the class as of the event date 09/30/2025.

The filer reports sole voting power over 184,342,053 shares and sole dispositive power over 184,607,140 shares, with no shared voting or dispositive power. The percentage is based on 3,781,753,779 shares believed to be outstanding. The certification states the position is held in the ordinary course and not to change or influence control.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-3.65%
Tags
other

FAQ

What is the current stock price of Nu Hldgs (NU)?

The current stock price of Nu Hldgs (NU) is $16.74 as of December 24, 2025.

What is the market cap of Nu Hldgs (NU)?

The market cap of Nu Hldgs (NU) is approximately 81.2B.
Nu Hldgs Ltd

NYSE:NU

NU Rankings

NU Stock Data

81.21B
3.62B
4.94%
79.6%
2.47%
Banks - Regional
Financial Services
Link
Brazil
São Paulo