Welcome to our dedicated page for Nu Hldgs SEC filings (Ticker: NU), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Nu Holdings Ltd. (NYSE: NU) SEC filings page on Stock Titan provides structured access to the company’s regulatory disclosures as a foreign private issuer. Nu files annual reports on Form 20-F and frequent current reports on Form 6-K, which together offer a detailed view of its financial position, performance, and key corporate events.
Through its Form 6-K submissions, Nu furnishes earnings releases and interim condensed consolidated financial statements prepared under IFRS. These filings include statements of income, comprehensive income, financial position, changes in equity, and cash flows, along with notes and independent auditors’ review reports. Investors can examine how Nu reports interest income and gains on financial instruments, fee and commission income, credit loss allowance expenses, deposits, credit card receivables, loans to customers, and other balance sheet items.
Nu also uses 6-K filings to disclose operational and strategic updates, such as quarterly customer metrics, activity rates, deposit and credit portfolio growth, efficiency ratios, and commentary from management. Other 6-Ks cover matters like the results of annual general meetings, regulatory developments, and licensing milestones, including Nubank’s intention to obtain a banking license in Brazil and Nu Mexico’s banking license approval.
On this page, Stock Titan enhances these filings with AI-powered summaries that highlight the most important points from lengthy documents, helping readers quickly understand changes in revenue, profitability, risk indicators, and capital structure. Real-time updates from EDGAR ensure that new Nu 6-Ks and 20-Fs appear promptly, while dedicated sections make it easier to locate quarterly earnings materials, annual reports, and other key disclosures.
For users tracking Nu’s evolution as a digital banking and financial services platform across Brazil, Mexico, and Colombia, this filings hub offers a concise entry point into the company’s official IFRS financials, governance information, and regulatory communications.
Nu Holdings Ltd. received conditional approval from the U.S. Office of the Comptroller of the Currency to form a new national bank, Nubank, N.A., marking a key step in its long-term U.S. expansion strategy. Once fully approved, the charter will let Nu offer U.S. deposit accounts, credit cards, lending and digital asset custody under a federal framework.
The U.S. business will be led by co-founder Cristina Junqueira, with former Central Bank of Brazil president Roberto Campos Neto as board chair. Nu has entered the bank organization phase, targeting full capitalization within 12 months and opening the bank within 18 months, while it continues focusing on core markets in Brazil, Mexico and Colombia and awaits additional approvals from the FDIC and Federal Reserve.
Nu Holdings Ltd., parent of Nubank, reports that Nubank intends to obtain a banking license in Brazil in 2026. The move is designed to include a banking institution within the Nubank conglomerate to comply with Joint Resolution No. 17 issued by the Central Bank of Brazil and the National Monetary Council, which standardizes brand name usage for regulated institutions.
The company states that Nubank’s brand and visual identity will remain unchanged and that there will be no impact on clients or day-to-day operations. Nubank currently serves more than 110 million customers in Brazil and already operates under licenses as a Payment Institution, a Credit, Financing and Investment Company, and a Securities Brokerage Company.
The company also notes that adding a banking institution to the group does not materially change capital or liquidity requirements, and it emphasizes that financial solidity and resilience remain the same.
Nu Holdings Ltd. (NU) insider plans to sell common shares under Rule 144. The notice covers a proposed sale of 10,000 common shares through Morgan Stanley Smith Barney LLC on the NYSE, with an aggregate market value of $165,000.00. The filing states that 4,845,575,709 common shares were outstanding at the time referenced.
The seller acquired 7,998 common shares and 2,002 common shares on 07/01/2024 through restricted stock vesting under a registered compensation plan. Over the past three months, the same beneficial owner, Suzana Kubric, sold 5,000 common shares on 11/14/2025 for gross proceeds of $80,500.00 and 6,000 common shares on 08/25/2025 for gross proceeds of $84,000.00.
NU filed a Form 144 notice for a proposed sale of common stock by an affiliated holder. The seller intends to sell 27,500 common shares through Morgan Stanley Smith Barney LLC on the NYSE, with an aggregate market value of $453,750.00. The table notes that 4,845,575,709 common shares were outstanding, providing context for the size of the planned sale.
The shares to be sold were acquired as restricted stock vesting under a registered compensation plan from the issuer on several dates in 2024 and 2025. The filing also lists prior sales over the past three months by the same account, including 12,500 common shares sold on 11/20/2025 for $200,000.00 and 20,000 common shares sold on 08/28/2025 for $300,000.00. The seller represents that they are not aware of undisclosed material adverse information about NU.
Nu Holdings (NU) insider-related parties filed a notice to sell common stock under Rule 144. The filing covers a proposed sale of 12,500 common shares through Morgan Stanley Smith Barney LLC on the NYSE, with an indicated aggregate market value of $200,000.00. The issuer had 4,845,575,709 common shares outstanding at the time referenced. The shares to be sold were acquired as restricted stock vesting under a registered compensation plan on 07/01/2025, in two tranches of 4,011 and 8,489 shares, both received as compensation. During the past three months, the same account holders sold 20,000 common shares on 08/28/2025 for $300,000.00 in gross proceeds.
NU received a Form 144 notice for a proposed secondary sale of 709,565 shares of common stock with an aggregate market value of $11,342,751.31. The filing lists Morgan Stanley Smith Barney LLC as broker, an approximate sale date of 11/14/2025, and indicates trading on the NYSE. Shares outstanding were 4,818,658,640.
The shares to be sold were acquired primarily through restricted stock vesting under a registered plan and previously exercised options, as detailed across multiple vesting dates in 2024–2025. The filing also reports a sale in the past three months of 886,958 shares for $13,801,687.35 by the named seller.
Nu Holdings (NYSE: NU) reported strong Q3’25 results, combining rapid customer growth with record profitability. Total customers reached 127.0 million after 4.3 million net additions, with an activity rate of 83%. Revenue rose to a record $4.2 billion, up 39% year over year on an FX-neutral basis, as monthly ARPAC climbed to $13.4 and purchase volume hit $36.5 billion.
Profitability scaled with growth: net income was $782.7 million, up 39% FX-neutral, and return on equity reached a record 31%. Operating leverage improved, with the efficiency ratio at 27.7%. Deposits increased to $38.8 billion (up 34% FX-neutral), and the Loan-to-Deposit ratio stood at 46%.
The credit portfolio expanded to $30.4 billion (up 42% FX-neutral), with secured lending up 133% and unsecured up 63%, underscoring diversification. Asset quality remained manageable: Brazil’s 15–90 day NPL ratio was 4.2% and the 90+ day NPL ratio was 6.8%, both consistent with seasonal patterns. Growth outside Brazil accelerated, with Mexico surpassing 13 million customers and Colombia approaching 4 million, supporting Nu’s multi-market scale.
Nu Holdings (NU) reported strong Q3 2025 operating performance, highlighting scale, profitability and balance-sheet depth. Net income reached
Credit and funding scaled alongside asset quality metrics. The total credit portfolio rose to
Nu Holdings Ltd. reported strong Q3 2025 results, with total revenue of $4,172,716 thousand, up from $2,943,188 thousand a year earlier. Net income for the quarter rose to $782,678 thousand, and diluted EPS reached $0.1595 on a diluted weighted average of 4,905,133 thousand shares.
Growth was driven by higher interest income from credit cards and loans, alongside increased fee and commission income. Gross profit improved to $1,814,532 thousand, while the company continued investing in operations and technology, with general and administrative expenses at $349,262 thousand.
The balance sheet expanded meaningfully: total assets were $68,362,816 thousand as of September 30, 2025, supported by growth in financial assets at amortized cost and FVTOCI, and deposits rose to $38,775,929 thousand. Operating cash flows for the nine months were positive at $2,669,433 thousand, reflecting portfolio growth and funding inflows.