[144] Nu Holdings Ltd. SEC Filing

Rhea-AI Filing Summary

Form 144 notice for Nu Holdings Ltd. (NU) shows that Henrique Camossa Saldanha Fragelli intends to sell 20,000 common shares through Morgan Stanley Smith Barney, with an aggregate market value of $270,000 and an approximate sale date of 08/18/2025 on the NYSE. The shares were acquired as restricted stock vesting under a registered plan on 07/01/2022 and were received as compensation. The filing discloses that 20,000 of those shares were acquired on the vesting date and that the filer represents they have no undisclosed material adverse information about the issuer. The filing also reports three recent sales by the same person during the past three months totaling 40,000 shares for gross proceeds of $495,000.

Insights

Financial Analyst

TL;DR: Routine insider sale disclosure; planned sale size is immaterial relative to the issuer's outstanding shares.

This Form 144 documents a proposed sale of 20,000 common shares valued at $270,000 and prior sales of 40,000 shares totaling $495,000. The shares were originally acquired via restricted stock vesting as compensation on 07/01/2022. Given the issuer's reported share count of 4,818,658,640 shares outstanding, the planned sale represents a de minimis fraction of outstanding stock, suggesting limited direct impact on supply-demand dynamics. The filing fulfills SEC Rule 144 notice requirements and offers transparency into recent insider liquidity events without indicating undisclosed company-specific material information.

Corporate Governance Expert

TL;DR: Proper compliance with Rule 144; prior sales disclosed and signer attests no undisclosed material info.

The notice identifies the selling person and broker and states the shares were granted as restricted stock vesting under a registered plan, with payment characterized as compensation. The filer signs the required attestation regarding lack of undisclosed material adverse information. From a governance perspective, the submission is a standard disclosure of insider selling activity and the prior three months of sales are properly reported. There is no indication in the filing of any governance irregularities or trading-plan references that would alter the interpretation of routine liquidity management.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Morgan Stanley Smith Barney LLC Executive Financial Services 1 New York Plaza 8th Floor New York NY 10004	20000	270000.00	4818658640	08/18/2025	NYSE

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	07/01/2022	Restricted stock vesting under a registered plan	Issuer			20000	07/01/2022	Compensation

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
HENRIQUE CAMOSSA SALDANHA FRAGELLI Campbells Corporate Services Limited Floor 4, Willow House, Cricket Square Grand Cayman E9 KY1-9010	Common	06/11/2025	3454	44038.50
HENRIQUE CAMOSSA SALDANHA FRAGELLI Campbells Corporate Services Limited Floor 4, Willow House, Cricket Square Grand Cayman E9 KY1-9010	Common	06/11/2025	16546	210961.50
HENRIQUE CAMOSSA SALDANHA FRAGELLI Campbells Corporate Services Limited Floor 4, Willow House, Cricket Square Grand Cayman E9 KY1-9010	Common	05/23/2025	20000	240000.00

144: Remarks and Signature

Remarks

Date of Notice

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What amount of Nu Holdings Ltd. (NU) common stock is planned for sale on this Form 144?

The filing reports a proposed sale of 20,000 common shares with an aggregate market value of $270,000.

Who is the seller named on the Form 144 for NU?

The seller is Henrique Camossa Saldanha Fragelli.

When were the shares being sold originally acquired?

The 20,000 shares were acquired on 07/01/2022 through restricted stock vesting under a registered plan and received as compensation.

What recent insider sales does the filing disclose for NU?

The filing lists three sales in the past three months totaling 40,000 shares for gross proceeds of $495,000 (sales on 05/23/2025 and 06/11/2025).

Through which broker will the planned sale be executed?

The planned sale is to be executed through Morgan Stanley Smith Barney LLC.