Orange County Bancorp, Inc. Form 4 Filings

Orange County Bancorp director Olga Luz Tirado received a grant of phantom stock on Common Stock-equivalent terms. The award is coded as a grant/acquisition and is tied to 155 shares of underlying common stock, with each phantom share economically equivalent to one common share.

Following this grant, Tirado holds 532 phantom stock units and 2,963 shares of common stock directly. The filing notes that phantom stock and related restricted stock units become payable or are settled in common shares upon her separation from service as a director, with the restricted stock units vesting 100% on February 19, 2027.

Orange County Bancorp, Inc. Senior Vice President and Chief Operating Officer Elizabeth A. Jones reported equity compensation activity in company common stock. She received a grant of 3,792 shares at a price of $0.00 per share, increasing her direct holdings to 11,922 shares before related tax withholding.

To cover tax obligations, 656 shares were disposed of at $31.15 per share, leaving her with 11,266 directly held shares after the transactions. Footnotes state that her holdings include restricted stock units that vest in equal one-third installments beginning on March 21, 2025, March 20, 2026, and March 19, 2027.

Orange County Bancorp EVP and CFO Michael Lesler received a grant of 5,059 shares of Common Stock on March 19, 2026, recorded at $0.00 per share as a stock award. On the same date, 1,177 shares of Common Stock were disposed of at $31.15 per share to satisfy tax obligations, a non‑market, tax-withholding transaction.

Following these transactions, Lesler directly holds 16,216 shares of Common Stock. He also has indirect holdings of 1,623 shares through a 401(k) plan and 2,000 shares through an IRA. In addition, he holds 2,519 units of Phantom Stock tied to Common Stock under a performance-based SERP, which may be settled in company shares upon distribution based on his prior elections. Footnotes explain that his direct holdings include restricted stock units vesting in one-third increments starting on March 21, 2025, March 20, 2026, and March 19, 2027.

Orange County Bancorp SVP and Chief Risk Officer Michael Listner received a stock award and had shares withheld for taxes. He acquired 2,827 shares of common stock as a grant at $0.0000 per share, and 832 shares were disposed of at $31.15 per share to cover tax obligations.

After these transactions, he directly holds 9,969 shares of common stock. His holdings include restricted stock units that vest in equal one-third installments beginning on March 21, 2025, March 20, 2026, and March 19, 2027, providing a staged compensation over several years.

Orange County Bancorp SVP and Chief Credit Officer Stephen Rooney reported routine equity compensation activity. He received a grant of 2,812 shares of Common Stock on March 19, 2026 at no cost as a stock award, increasing his direct holdings.

On the same date, 841 shares were disposed of at $31.15 per share to cover tax obligations, a non-market transaction that does not represent an open-market sale. After these entries, Rooney directly holds 10,106 shares of Common Stock, including restricted stock units that are scheduled to vest in annual thirds starting in 2025, 2026, and 2027.

Orange County Bancorp executive reports stock award and tax withholding. Regional President Joseph A. Ruhl received a grant of 5,133 shares of Common Stock on March 19, 2026 at no cost as a compensation award. On the same date, 1,377 shares were disposed of at $31.15 per share to satisfy tax obligations, a non-market transaction. After these entries, he directly holds 34,782 shares of Common Stock, including restricted stock units that vest in equal thirds beginning on March 21, 2025, March 20, 2026, and March 19, 2027.

Orange County Bancorp EVP and Deputy CLO Gregory Sousa reported equity compensation transactions in Common Stock. He received a grant of 5,056 shares at no cost, while 1,307 shares were withheld at $31.15 per share to cover tax obligations. After these movements, he directly holds 13,619 Common Stock shares, with additional indirect holdings of 7,065 shares in a 401(k) plan and 4,943 units of Phantom Stock tied to Common Stock. Several blocks of these holdings consist of restricted stock units that vest in equal thirds beginning on March 21, 2025, March 20, 2026, and March 19, 2027.

Orange County Bancorp SVP David P. Dineen reported equity compensation activity. He received a grant of 4,333 shares of Common Stock at no cost on March 19, 2026, and 790 shares were withheld at $31.15 per share to cover tax obligations. After these transactions, he directly holds 11,480 shares, plus 2,780 shares held indirectly through a 401(k) plan.

Orange County Bancorp President and CEO Michael J. Gilfeather reported mainly compensation-related equity activity. He received two Common Stock awards of 16,853 and 9,438 shares at no cost, increasing his direct holdings before taxes. To cover tax obligations, 6,189 shares were withheld at a price of $31.15 per share, leaving him with 129,449 directly held shares, including restricted stock units that vest over several future dates. He also made a small open-market purchase of 200 Common Stock shares in an IRA at $31.2499 per share, bringing that indirect IRA position to 16,400 shares. In addition, he holds 26,460 phantom stock units, each economically equivalent to one share of Common Stock, payable upon his separation from service as a director.

Gilfeather Michael J reported acquisition or exercise transactions in this Form 4 filing.

Orange County Bancorp President and CEO Michael J. Gilfeather received a grant of phantom stock tied to 151 shares of common stock. The phantom stock was awarded at an indicated value of $31.29 per share, bringing his total phantom stock balance to 26,460 units.

Each phantom stock unit is economically equivalent to one share of common stock and becomes payable when he separates from service as a director. The filing also shows he holds 109,347 common shares directly and 16,200 common shares indirectly through an IRA, reflecting a substantial ongoing equity stake.

Tirado Olga Luz reported acquisition or exercise transactions in this Form 4 filing.

Orange County Bancorp director Olga Luz Tirado received a small phantom stock award tied to company shares. On the reported date, she was granted phantom stock economically equivalent to 2 shares of common stock at a reference price of $31.29 per share, bringing her total phantom stock-based units to 377.

After this filing, Tirado directly holds 2,963 shares of Orange County Bancorp common stock. Footnotes explain that each phantom stock unit and related restricted stock units will generally be settled in issuer common stock upon her separation from service as a director.

Orange County Bancorp director Gregory F. Holcombe received a phantom stock grant tied to 138 shares of common stock. The award is coded as a grant acquisition and is priced at $31.29 per phantom share, with each phantom share economically equivalent to one common share.

After this grant, Holcombe holds 24,146 phantom stock units directly. His common stock position includes 68,824 shares held directly, plus indirect holdings of 14,920 shares by a foundation and 12,054, 34,720 and 34,720 shares held through three separate trusts. The phantom stock and related restricted stock units become payable or are settled in common shares upon his separation from service as a director.

Orange County Bancorp director Kevin J. Keane received a grant of phantom stock representing 100 shares of common stock on March 16, 2026. The award is classified as a grant or other acquisition at an indicated value of $31.29 per phantom share and is economically equivalent to common stock, becoming payable upon his separation from service as a director.

Following this grant, Keane holds 17,480 phantom stock units. The filing also shows direct ownership of 19,266 common shares, plus indirect holdings of 7,400 shares through a partnership and 832 shares through a 401(k) plan.

Kennedy Marianna R reported acquisition or exercise transactions in this Form 4 filing.

Orange County Bancorp, Inc. director Marianna R. Kennedy reported an equity-related award and updated holdings. She received a grant of phantom stock tied to 57 shares of common stock, increasing her phantom stock balance to 9,914 units, each economically equivalent to one common share and payable upon her separation from service as a director.

Kennedy also reported direct ownership of 1,466 shares of common stock. Footnotes explain that her reported holdings include restricted stock units that vest either immediately on the grant date or on February 19, 2027, and are settled in common shares when her service ends.

Orange County Bancorp, Inc. director William D. Morrison reported a compensation-related grant of phantom stock. On the reported date, he acquired phantom stock units economically equivalent to 12 shares of common stock at a reference price of $31.29 per share, payable upon his separation from board service.

Following this grant, Morrison holds 2,166 phantom stock units102,510 shares of common stock, plus indirect holdings of 10,932 shares through an IRA and 324 shares through a Roth IRA. The filing reflects ongoing equity-based compensation rather than any open-market buying or selling.

Rouis Jonathan F reported acquisition or exercise transactions in this Form 4 filing.

Orange County Bancorp, Inc. director Jonathan F. Rouis received a phantom stock award equivalent to 40 shares of common stock on March 16, 2026. The award is priced at $31.29 per share and is economically equal to common stock, becoming payable when he separates from service as a director.

Following this grant, Rouis holds 7,083 phantom stock units. His reported common stock position totals 9,166 shares held directly and 400 shares held indirectly through his spouse. Related restricted stock units vest either immediately or in 2027 and are settled in common shares upon his separation from service.

Rowley Richard B reported acquisition or exercise transactions in this Form 4 filing.

Orange County Bancorp director Richard B. Rowley received a phantom stock award tied to company common shares. On the reported date, he was granted phantom stock economically equivalent to 142 shares of common stock at a reference price of $31.29 per share, increasing his phantom stock holdings to 24,869 units. Phantom stock and related restricted stock units vest as described in the footnotes and are settled in shares of common stock upon his separation from service as a director. Following this award, he also directly held 537,134 shares of common stock, including restricted stock units that vest on specified future dates.

Schiller Jon reported acquisition or exercise transactions in this Form 4 filing.

Orange County Bancorp director Jon Schiller received a grant of phantom stock that represents 28 shares of common stock on March 16, 2026. Each phantom stock unit is economically equivalent to one common share and becomes payable when he separates from service as a director.

After this grant, Schiller holds 4,811 phantom stock units and 12,473 shares of common stock directly. Footnotes state that related restricted stock units vest 100% on February 19, 2027 and will be settled in common shares upon his separation from service.

Sousa Gregory reported acquisition or exercise transactions in this Form 4 filing.

Orange County Bancorp EVP and Deputy CLO Gregory Sousa received a grant of phantom stock tied to common shares. On March 16, 2026, he was awarded phantom stock at $31.29 per unit, representing 28 underlying shares of common stock. Following this award, his phantom stock balance is 4,943 units under a Performance-Based SERP that may be settled in company stock based on his prior election.

Separately, Sousa directly holds 9,870 shares of common stock and indirectly holds 6,794 shares of common stock through a 401(k) plan. His direct holdings include restricted stock units that vest in equal annual thirds beginning on March 11, 2024, March 21, 2025, and March 20, 2026.

Orange County Bancorp director Gregory F. Holcombe reported compensation-related equity awards and a routine share disposition to the issuer. On February 20, 2026, he received a grant of phantom stock economically equal to 1,011 shares of common stock, increasing his phantom stock holdings to 24,008 units payable upon separation from service.

On the same date he returned 995 shares of common stock to Orange County Bancorp in a disposition to the issuer, leaving 68,824 common shares held directly. A day earlier, on February 19, 2026, he was granted 866 restricted stock units that vest 100% on February 19, 2027 and will be settled in common shares upon his separation from service. Additional indirect common stock holdings are reported through a foundation and several trusts.

Orange County Bancorp EVP and Deputy CLO Gregory Sousa reported a routine tax-related share disposition. On March 10, 2026, 410 shares of Common Stock were withheld at $31.47 per share to cover tax obligations, a non‑market transaction coded as tax-withholding.

After this event, Sousa directly owned 9,870 Common Stock shares and held 6,794 additional shares indirectly through a 401(k) plan. He also had 4,915 phantom stock units tied to Common Stock under a performance-based SERP, which may be settled in shares according to his prior election.

Orange County Bancorp EVP and CLO Michael J. Coulter reported a routine tax-related share disposition. On March 10, 2026, 499 shares of Common Stock were withheld at $31.47 per share to cover tax obligations tied to equity compensation. After this withholding, he directly holds 4,485 shares and indirectly holds 33 shares through a 401(k) plan. Footnotes note additional restricted stock units that vest in thirds beginning on March 11, 2024 and March 21, 2025, as well as other transactions that are not required to be reported under Section 16.

Orange County Bancorp, Inc. senior vice president David P. Dineen reported a tax-related share disposition and updated holdings in company stock. On 2026-03-10, 277 shares of common stock were withheld at $31.47 per share to satisfy tax obligations, a non-market transaction coded as a tax-withholding disposition.

After this event, Dineen directly holds 7,937 shares of common stock and indirectly holds 2,633 shares through a 401(k) plan. These amounts include restricted stock units that vest in equal annual thirds beginning on May 28, 2023, March 11, 2024, and March 20, 2026.

Orange County Bancorp President and CEO Michael J. Gilfeather reported a routine tax-related share disposition. On March 10, 2026, 1,682 shares of Common Stock were withheld at $31.47 per share to satisfy tax obligations, a non-market transaction coded as a tax-withholding disposition.

After this event, he directly holds 109,347 Common shares, plus 16,200 Common shares held indirectly through an IRA. He also has 26,309 phantom stock units, each economically equivalent to one Common share and payable upon his separation from service as a director, alongside multiple restricted stock unit grants that vest in stages through December 31, 2026.

Orange County Bancorp, Inc. executive Elizabeth A. Jones, the SVP and Chief Operating Officer, reported a routine tax-related share disposition. On this Form 4, 220 shares of common stock were delivered at $31.47 per share to satisfy tax obligations, classified as a tax-withholding disposition rather than an open-market sale. After this transaction, she directly holds 7,950 shares of common stock. Her holdings include restricted stock units that vest in thirds beginning on March 11, 2024, March 21, 2025, and March 20, 2026, reflecting a multi-year equity compensation schedule.

Orange County Bancorp, Inc. executive Michael Lesler reported a routine tax-related share disposition. On March 10, 2026, 271 shares of common stock were withheld at $31.47 per share to satisfy tax obligations, a non‑market transaction coded as a tax-withholding disposition.

After this event, Lesler directly held 12,334 shares of common stock, plus indirect holdings of 1,550 shares through a 401(k) and 2,000 shares through an IRA. He also had 2,504 phantom stock units tied to common stock under a performance-based SERP, which may be settled in shares according to his prior election.

Orange County Bancorp SVP and Chief Risk Officer Michael Listner reported a small tax-related share disposition. On March 10, he disposed of 326 shares of common stock at $31.47 per share to cover tax obligations, a non-market transaction classified as a tax-withholding disposition. After this event, he directly holds 7,974 shares of common stock. His holdings also include restricted stock units that vest in equal one-third installments beginning on March 11, 2024, March 21, 2025, and March 20, 2026.

Orange County Bancorp, Inc. senior vice president and chief credit officer Stephen Rooney reported a small tax-related share disposition. On March 10, 2026, 133 shares of common stock were withheld at a price of $31.47 per share to cover tax obligations, a routine non-market transaction. After this withholding, Rooney directly held 8,135 shares, which include restricted stock units that vest in thirds beginning on March 11, 2024, March 21, 2025, and March 20, 2026.

Orange County Bancorp, Inc. officer reports routine tax withholding share disposition. Regional President Joseph A. Ruhl reported a Form 4 transaction where 459 shares of Common Stock were disposed of at $31.47 per share to satisfy tax obligations, not as an open-market sale.

Following this tax-withholding disposition, Ruhl directly holds 31,036 shares. His position includes restricted stock units that vest in thirds starting on March 11, 2024, March 21, 2025, and March 20, 2026, reflecting ongoing equity-based compensation.

Orange County Bancorp director Olga Luz Tirado received an equity award of 866 shares of common stock on February 19, 2026 as a grant or other acquisition, increasing her directly held common shares to 2,963.

She also holds 375 phantom stock units, each economically equivalent to one common share and payable upon her separation from service as a director. Related restricted stock units vest 100% in February 2026 and February 2027 and are settled in common shares upon separation from service.

Orange County Bancorp director Gregory F. Holcombe reported a mix of stock awards and a share disposition. On February 19, 2026, he acquired 866 shares of common stock as a grant that vests 100% on February 19, 2027 and will be settled in common shares upon his separation from service. On February 20, 2026, he received a grant of phantom stock, bringing his phantom stock balance to 22,997 units, each economically equivalent to one common share and payable after he leaves the board. That same day, he disposed of 995 common shares back to the issuer, leaving 68,824 directly held common shares. Separate indirect holdings in a foundation and three trusts, including 14,920 and 12,054 shares and two positions of 34,720 shares, were reported as continuing under indirect ownership.

Orange County Bancorp director Kevin J. Keane reported equity compensation and related adjustments. On February 19, 2026, he received a grant of 866 shares of common stock, bringing his direct common stock holdings to 20,261 shares, and indirect holdings included 7,400 shares by partnership and 832 shares by 401(k). On February 20, 2026, he disposed of 995 common shares to the issuer, leaving 19,266 directly held common shares, and reported 17,380 phantom stock units, each economically equivalent to one common share and payable upon separation from service.

Orange County Bancorp director Marianna R. Kennedy reported equity awards and a share disposition. On February 19, 2026, she was granted 866 shares of common stock as a stock award. On February 20, 2026, she disposed of 995 common shares back to the issuer, leaving 1,466 common shares held directly.

She also reported phantom stock and restricted stock units that are economically equivalent to common shares and generally settle in common stock upon her separation from service as a director, with certain units vesting 100% on specified future dates.

Orange County Bancorp director William D. Morrison reported a mix of equity awards and a share disposition in recent Form 4 activity. On February 19, 2026, he received a grant of 866 shares of common stock as a stock award, increasing his directly held common shares to 103,505. On February 20, 2026, he disposed of 995 common shares in a disposition to the issuer, leaving 102,510 directly owned shares.

He also reported a grant of phantom stock, which the footnotes state is economically equivalent to common stock and becomes payable in shares upon his separation from service as a director. Additional restricted stock units vest 100% on February 20, 2026 and February 19, 2027 and will be settled in common shares upon his separation from service. Indirect holdings include 10,932 common shares by IRA and 324 common shares by Roth IRA as of February 19, 2026.

Orange County Bancorp, Inc. director Jonathan F. Rouis reported several equity-related transactions. He received a grant of common stock awards, acquiring 866 shares on February 19, 2026, lifting his direct common stock holdings to 10,161 shares. On February 20, 2026, he disposed of 995 common shares back to the issuer, leaving 9,166 shares held directly. He also holds 400 common shares indirectly through his spouse. In addition, his phantom stock balance increased to 7,043 units, which are economically equivalent to common shares and become payable upon his separation from service as a director.

Orange County Bancorp, Inc. director Richard B. Rowley reported equity compensation and a related share surrender. On February 19, 2026, he received an award of 866 shares of common stock, bringing his direct common stock holdings to 538,129 shares. On February 20, 2026, he disposed of 995 common shares to the issuer, leaving 537,134 shares held directly.

On the same date, he also acquired phantom stock, which brought his phantom stock balance to 24,727 units. Each phantom stock unit is economically equivalent to one share of common stock and becomes payable, along with certain restricted stock units that vest 100% on February 20, 2026 and February 19, 2027, in issuer common stock upon his separation from service.

Orange County Bancorp director Jon Schiller reported equity-based compensation and a related share disposition. On February 19, he received a grant of 866 shares of common stock as a stock award, bringing his direct common stock holdings to 13,468 shares. On February 20, he disposed of 995 common shares back to the issuer at no stated price, leaving 12,473 common shares directly owned.

He also reported 4,783 phantom stock units, each economically equivalent to one common share and payable after his separation from service as a director. Footnotes describe restricted stock units that vest 100% on February 20, 2026 and February 19, 2027, with settlement in common stock upon his separation from service.

Sousa Gregory reported acquisition or exercise transactions in this Form 4 filing.

Orange County Bancorp EVP and Deputy CLO Gregory Sousa received a grant of phantom stock tied to the company’s Performance-Based SERP. The phantom stock, valued at $28.38 per unit, brings his total phantom stock holdings to 4,915 units. He also holds 10,280 shares of common stock directly and 6,394 shares indirectly through a 401(k).

Gilfeather Michael J reported acquisition or exercise transactions in this Form 4 filing.

Orange County Bancorp President and CEO Michael J. Gilfeather reported equity awards and updated holdings. He received a grant of 4,241 shares of common stock at no cost, bringing his directly held common stock to 111,029 shares. His phantom stock holdings, which are economically equivalent to common shares and become payable upon his separation of service as a director, now total 26,309 units. The filing also reports 16,200 common shares held indirectly through an IRA.

Orange County Bancorp, Inc. executive vice president and chief financial officer Michael Lesler reported an additional grant of phantom stock interests on February 19, 2026, classified as a grant or award acquisition. Following this award, he holds 2,504 phantom stock units valued at $28.38 per unit for this transaction.

His reported common stock holdings total 12,605 shares directly, plus 1,401 shares through a 401(k) and 2,000 shares through an IRA. These totals include restricted stock units that vest in one-third installments beginning on December 23, 2023, March 11, 2024, March 21, 2025, and March 20, 2026.

Orange County Bancorp, Inc. director Gregory F. Holcombe reported an internal reallocation of his indirect holdings. On February 6, 2026, an LLC associated with him transferred 34,720 shares of common stock to Trust 3 in a transaction coded as a gift at $0 per share, leaving the LLC with no shares and Trust 3 holding 34,720 shares indirectly.

Following the reported transactions, Holcombe’s reported positions include 68,953 shares of common stock held directly (including restricted stock units described in the notes), plus indirect holdings of 14,920 shares through a foundation and 12,054, 34,720, and 34,720 shares through three separate trusts. He also holds 22,997 shares of phantom stock, each economically equivalent to one share of common stock and payable upon his separation from service as a director.

Orange County Bancorp director Richard B. Rowley reported updated equity holdings. On January 28, 2026, he received phantom stock that is economically equivalent to common stock and becomes payable when his board service ends. Following this, he beneficially owned 23,716 phantom stock units and 537,263 shares of common stock, including restricted stock units that vest either immediately at grant or on February 20, 2026, and are settled in common shares upon his separation from service.

Orange County Bancorp, Inc. director Richard B. Rowley reported his equity holdings in a Form 4 filing. The filing shows 537,263 shares of common stock held directly after the reported transactions, which include restricted stock units that either vest 100% as of the grant date or will vest 100% on February 20, 2026, and are settled in common shares upon his separation from service.

Rowley also reported derivative holdings in the form of phantom stock. After the latest transaction, he directly holds 23,665 phantom stock units, each economically equivalent to one share of common stock and payable when he separates from service as a director. These awards reflect equity-based compensation rather than open‑market buying or selling.

Orange County Bancorp, Inc. EVP and CFO Michael Lesler reported an equity-related compensation change. On January 2, 2026, he acquired 369 units of phantom stock under a Performance-Based SERP, at a reference price of $28.35 per unit, bringing his total phantom stock interests to 1,270 units.

As of this report, Lesler also beneficially owned 12,605 shares of common stock directly, plus 1,401 shares held through a 401(k) plan and 2,000 shares held in an IRA. Some of the directly held common stock includes restricted stock units that vest in thirds over several years.

Orange County Bancorp, Inc. executive Jennifer Staub, EVP and Chief Financial Officer, reported a routine equity transaction involving company stock. On December 16, 2025, she had 240 shares of common stock withheld at a price of $28.95 in a transaction coded "F," which typically reflects shares withheld to cover taxes on vesting equity awards. After this transaction, she beneficially owned 12,605 common shares directly, plus 1,401 shares through a 401(k) plan and 2,000 shares through an IRA. She also acquired 6 units of phantom stock tied to the company’s Performance-Based SERP, bringing her total to 902 phantom stock units, which may be settled in company shares upon distribution based on her prior election. Several of her holdings include restricted stock units that vest in equal annual installments beginning in late 2023, 2024, 2025, and 2026.

Orange County Bancorp, Inc. director reports updated equity holdings. A company director filed a Form 4 for activity on December 16, 2025. After the reported transactions, the director beneficially owns 12,446 shares of Orange County Bancorp common stock directly and 3,065 derivative securities in the form of phantom stock units. The filing notes an acquisition of 19 phantom stock units at $28.95, each economically equivalent to one share of common stock and payable when the director separates from service. The beneficially owned common stock amount includes restricted stock units that vest 100% on February 20, 2026 and will be settled in shares upon the reporting person’s separation from service.

Orange County Bancorp, Inc. director reported updated holdings of company stock and related awards. As of the reported transaction on December 16, 2025, the director beneficially owned 2,097 shares of common stock, which include restricted stock units that vest 100% on February 20, 2026 and are settled in shares of common stock when the director leaves service.

The filing also shows the grant of 1 share of phantom stock, economically equivalent to one common share, at a reference price of $28.95. Following this, the director held 198 phantom stock units, which become payable in common stock value upon separation from service as a director.

Orange County Bancorp, Inc. reported an insider equity transaction by its President and CEO, who also serves as a director. On 12/16/2025, the insider acquired 136 shares of phantom stock, each economically equivalent to one share of common stock, at $28.95 per unit. These phantom stock units become payable when the insider separates from service as a director.

Following the reported transactions, the insider beneficially owns 106,788 shares of common stock directly and 16,200 shares indirectly through an IRA, along with 22,055 phantom stock units. The common stock totals include several blocks of restricted stock units that vest in stages between March 2024 and December 2026.

Orange County Bancorp, Inc. (OBT) director reported updated equity holdings as of 12/16/2025. Following the reported transactions and holdings, the director beneficially owns 19,395 shares of common stock directly, 7,400 shares indirectly through a partnership, and 832 shares indirectly through a 401(k) plan.

The filing also shows a grant of 97 shares of phantom stock with an underlying value based on common stock at $28.95 per share, bringing the director’s total phantom stock holdings to 15,661 units. Certain restricted stock units vest immediately on the grant date and others vest 100% on February 20, 2026, all payable in common stock upon the director’s separation from service.