OceanFirst (OCFC) COO uses 9,499 shares for restricted stock tax withholding

Rhea-AI Filing Summary

OceanFirst Financial Corp executive reports tax-related share withholding

Senior EVP and COO Joseph Lebel III reported a Form 4 transaction involving 9,499 shares of OceanFirst Financial Corp common stock on March 4, 2026. These shares were withheld at a price of $18.58 per share to satisfy tax liabilities tied to the vesting of restricted stock, and the footnote clarifies that no shares were sold in the market.

After this withholding event, Lebel directly owns 320,152 common shares, and also holds various stock options and indirect holdings through a 401(k), an ESOP, and shares held by his spouse. The filing mainly updates his ownership records rather than reflecting an open-market trade.

Insider Trade Summary

8 transactions reported

Mixed 8 txns

Insider Lebel Joseph III

Role Senior EVP and COO

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	9,499	$18.58	$176K
holding	Stock Option (right to buy)	--	--	--
holding	Stock Option (right to buy)	--	--	--
holding	Stock Option (right to buy)	--	--	--
holding	Stock Option (right to buy)	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 320,152 shares (Direct); Stock Option (right to buy) — 45,000 shares (Direct); Common Stock — 12,976 shares (Indirect, By 401(k))

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Lebel Joseph III

(Last) (First) (Middle)

110 WEST FRONT STREET

(Street)

RED BANK NJ 07701

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
OCEANFIRST FINANCIAL CORP [ OCFC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Senior EVP and COO

3. Date of Earliest Transaction (Month/Day/Year)
03/04/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/04/2026		F		9,499	D	$18.58	320,152	D(1)
Common Stock								12,976	I	By 401(k)
Common Stock								15,093	I	By ESOP
Common Stock								783	I	By Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (right to buy)	$29.01							03/15/2018	03/15/2027	Common Stock	45,000		45,000	D
Stock Option (right to buy)	$27.4							03/01/2019	01/24/2028	Common Stock	15,485		15,485	D
Stock Option (right to buy)	$25.2							03/01/2020	03/01/2029	Common Stock	100,670		100,670	D
Stock Option (right to buy)	$20.44							03/01/2021	02/28/2030	Common Stock	153,585		153,585	D

Explanation of Responses:

1. The reported shares were withheld to satisfy the tax liability in connection with the vesting of restricted stock. No shares were sold. Total includes unvested restricted stock.

Remarks:

	/s/ Steven J. Tsimbinos, Power of Attorney	03/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did OceanFirst (OCFC) executive Joseph Lebel report in this Form 4?

Joseph Lebel III reported shares withheld to cover taxes from restricted stock vesting, not an open-market sale. On March 4, 2026, 9,499 common shares at $18.58 were used for tax withholding, updating his beneficial ownership records at OceanFirst Financial Corp.

Were any OceanFirst (OCFC) shares sold by the executive in this filing?

No, the filing states that no shares were sold. Instead, 9,499 shares of common stock were withheld to satisfy the tax liability from vesting restricted stock, a non-market transaction that reduces reported holdings without an open-market sale.

How many OceanFirst (OCFC) shares does Joseph Lebel directly own after the transaction?

After the tax-withholding disposition, Joseph Lebel directly owns 320,152 shares of OceanFirst common stock. This figure includes unvested restricted stock, as noted in the footnote, and reflects his updated direct beneficial ownership following the March 4, 2026 event.

What was the price used for the OceanFirst (OCFC) tax-withholding shares?

The tax-withholding disposition used a price of $18.58 per share for the 9,499 OceanFirst common shares. This value determines the amount of stock applied toward covering the executive’s tax liability related to the vesting of restricted stock awards.

Does the OceanFirst (OCFC) Form 4 show any changes in stock options?

Yes, the Form 4 updates option holdings as of March 4, 2026, showing several stock option positions with 45,000, 15,485, 100,670, and 153,585 rights to buy shares. These entries are holdings updates, not new option grants or exercises disclosed in this data.

What indirect OceanFirst (OCFC) holdings are reported for Joseph Lebel?

The filing lists indirect ownership of OceanFirst common stock through a 401(k), an ESOP, and shares held by his spouse. Reported balances are 12,976 shares by 401(k), 15,093 by ESOP, and 783 by spouse, reflecting different beneficial ownership channels.