Welcome to our dedicated page for Oceanfirst Finl SEC filings (Ticker: OCFC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
OceanFirst Financial Corp. filings document the regulatory disclosures of a Delaware bank holding company for OceanFirst Bank N.A. Its Form 8-K reports cover operating results, Regulation FD investor presentations, common stock dividend announcements, material events, and other capital-structure matters related to the company’s banking operations.
Proxy and governance filings describe shareholder voting matters, board oversight, executive compensation, governance practices, and share-related proposals. The filing record also includes risk-factor and material-agreement disclosures tied to a regional bank that provides commercial and residential financing, treasury management, trust and asset management, and deposit services.
OceanFirst Financial Corp. completed its merger with Flushing Financial Corporation and closed a concurrent $225 million strategic investment from Warburg Pincus. Flushing shareholders received 0.85 shares of OceanFirst common stock per Flushing share, with total merger consideration estimated at about $560.9 million and approximately 29.30 million OceanFirst shares issuable as stock consideration.
Warburg purchased about 9.5 million OceanFirst common shares and 1,812 shares of non-voting, common-equivalent stock for $225 million, and received a seven-year warrant to buy about 11.4 million additional NVCE shares at $19,760 per share. Pro forma, OceanFirst estimates about 96.7 million common shares outstanding after closing and reports combined assets of roughly $23.5 billion as of March 31, 2026. Pro forma net income was $29.3 million for the three months ended March 31, 2026 and $96.4 million for 2025, with basic earnings per share of $0.30 and $0.94, respectively.
OceanFirst Financial Corp. reported results of its 2026 Annual Meeting of Stockholders held on May 27, 2026. Stockholders elected thirteen directors for one-year terms, with each nominee receiving over 43.6 million votes in favor and substantial broker non-votes recorded separately.
Stockholders approved on an advisory, non-binding basis the compensation of the company’s named executive officers, with 42.5 million shares voted for and 1.8 million against. They also approved the OceanFirst Financial Corp. 2026 Stock Incentive Plan, which will govern future equity-based awards. In addition, stockholders ratified the appointment of Deloitte & Touche LLP as independent registered public accounting firm for the fiscal year ending December 31, 2026, with 49.5 million shares voted for.
OceanFirst Financial Corp. ownership disclosure: Wellington Management Group LLP and affiliated entities report beneficial ownership of 2,595,433 shares of common stock, representing 4.52% of the class as reported on the cover pages. The filing attributes the shares to clients of Wellington investment advisers and lists the relevant parent and adviser entities.
The filing states shared voting and dispositive power of 2,595,433 shares across Wellington Management Group LLP, Wellington Group Holdings LLP and Wellington Investment Advisors Holdings LLP. The schedule is signed by a Compliance Manager on 05/15/2026.
State Street Corporation reports beneficial ownership of 2,882,373 shares of OceanFirst Financial Corp. The filing states this equals 5% of the issuer's common stock as of 03/31/2026. The filing shows shared voting power of 391,625 shares and shared dispositive power of 2,882,373 shares and lists affiliated investment-adviser entities.
OceanFirst Financial Corp. reported Q1 2026 net income available to common stockholders of $20.5 million, or $0.36 per diluted share, similar to $20.5 million, or $0.35, a year earlier. Net interest income rose to $96.4 million and net interest margin improved to 2.93%, helped by lower funding costs.
Total loans reached $11.12 billion, up $91.9 million from year-end, while deposits increased $191.5 million to $11.16 billion, bringing the loan‑to‑deposit ratio to 99.7%. Asset quality remained strong with non‑performing loans at 0.31% of total loans and an allowance of 0.77%. The Company stayed well‑capitalized, including a common equity Tier 1 ratio of 10.75% and a stockholders’ equity‑to‑assets ratio of 11.47%.
OceanFirst Financial Corp. furnished an investor presentation outlining its Q1 2026 results and outlook. Core diluted EPS was $0.43, with net interest income of $96 million and a net interest margin of 2.93%, reflecting continued interest-earning asset growth.
Total loans reached $11.1 billion, rising by $92 million in the quarter, led by strong commercial and industrial originations and a $418 million pipeline. Asset quality remained solid, with non-performing loans at 0.26% of loans and criticized loans at 1.53% of total loans. The allowance plus credit marks covered 0.81% of total loans.
Core profitability metrics included core ROAA of 0.68% and core ROTCE of 8.56%. The CET1 ratio was 10.7%, and tangible common equity to tangible assets was 8.15%. Management’s 2026 outlook for the standalone bank calls for 7–9% loan growth, NIM above 3.00%, and a strong CET1 ratio above 10.5%. The previously announced merger with Flushing Financial Corporation has received certain regulatory and shareholder approvals and remains subject to Federal Reserve approval and customary closing conditions.
OceanFirst Financial Corp. is asking stockholders to elect 13 directors, approve 2025 executive pay on an advisory basis, adopt a new 2026 Stock Incentive Plan, and ratify Deloitte & Touche LLP as auditor. The proxy highlights a pending merger with Flushing Financial Corporation and a related $225 million equity investment from Warburg Pincus, intended to expand the bank’s New York and Long Island presence. It also outlines extensive governance practices, ESG initiatives, and a pay-for-performance program using cash and equity incentives tied to earnings, expense control, deposit growth, and multi‑year return metrics. Executive pay changes include modest salary increases for most NEOs and a larger raise for the CFO as responsibilities expanded.
OceanFirst Financial Corp. and Flushing Financial Corporation received key regulatory approvals for their previously announced merger: the Board of Governors of the Federal Reserve System approved the transaction on April 24, 2026, the New York State Department of Financial Services on March 23, 2026, and the Office of the Comptroller of the Currency on April 6, 2026. The parties state that no further regulatory approvals are required and anticipate closing the transaction no later than June 1, 2026, subject to satisfaction or waiver of remaining closing conditions under the Agreement and Plan of Merger dated December 29, 2025. OceanFirst also announced its 2026 virtual Annual Meeting of Stockholders to be held on May 27, 2026, with a record date of April 2, 2026.
OceanFirst Financial Corp. announced that all required regulatory and shareholder approvals have been received to proceed with its merger with Flushing Financial Corporation. The Federal Reserve approved the deal on April 24, 2026, following approvals from New York’s banking regulator on March 23, 2026 and the OCC on April 6, 2026. Both companies’ shareholders approved the transaction on April 2, 2026, and the merger is expected to close no later than June 1, 2026, subject to remaining customary conditions. OceanFirst also set its 2026 virtual annual stockholder meeting for May 27, 2026 at 8:00 a.m. Eastern Time, with a record date of April 2, 2026 for voting eligibility.