Every 8-K that OneMain Holdings, Inc. (OMF) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow OMF and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full OMF filings page.
OneMain Holdings, Inc. (OMF) reported that its direct subsidiary OneMain Finance Corporation issued $600.0 million aggregate principal amount of 7.125% Senior Notes due 2034, guaranteed on an unsecured basis by OneMain Holdings, Inc.
The Notes mature on March 15, 2034 and bear interest at 7.125% per annum, payable semiannually in arrears on March 15 and September 15, beginning March 15, 2027. They are senior unsecured obligations of OMFC and rank equally with its other unsubordinated debt, are effectively subordinated to secured debt to the extent of collateral value, and structurally subordinated to liabilities of subsidiaries other than OMFC.
The Notes may be redeemed at OMFC’s option at a make-whole price before August 15, 2029, and thereafter at 103.5625% in 2029, 101.7813% in 2030, and 100.0000% in 2031 and later, plus accrued interest. The Indenture includes covenants limiting liens and certain mergers or asset sales, customary events of default, and no sinking fund.
OneMain Holdings, Inc., acting as guarantor, and its subsidiary OneMain Finance Corporation agreed to issue and sell $600.0 million of 7.125% Senior Notes due 2034 in an underwritten public offering. Barclays Capital Inc. and BMO Capital Markets Corp. are representatives of the several underwriters under an Underwriting Agreement dated August 6, 2026.
The offering is expected to close on August 20, 2026, subject to customary closing conditions. OneMain Finance Corporation intends to use the net proceeds for general corporate purposes, which may include debt repurchases or repayments. The agreement includes customary representations, warranties, covenants, indemnification and contribution provisions.
OneMain Holdings, Inc. reported second quarter 2026 pretax income of $196 million and net income of $152 million, down from $214 million and $167 million in the prior-year quarter. Diluted EPS was $1.32 versus $1.40. Consumer and Insurance adjusted net income was $151 million, with C&I adjusted diluted EPS of $1.31. Capital generation reached $229 million, up from $222 million. Total revenue was $1.6 billion, driven by interest income of $1.4 billion, while the provision for finance receivable losses rose to $610 million and the allowance increased $104 million on receivable growth.
Managed receivables were $26.9 billion, up 7% from $25.2 billion a year earlier, and consumer loan originations were $4.3 billion, up 10% from $3.9 billion. The consumer net charge-off ratio was 7.77%, with a 30+ delinquency ratio of 5.17% and 90+ of 2.15%. During the quarter OneMain repurchased approximately 576 thousand shares for $32 million and declared a quarterly dividend of $1.05 per share, payable August 14, 2026 to holders of record on August 10, 2026. Liquidity included $567 million of cash and cash equivalents, $1.0 billion of undrawn corporate revolver capacity, $6.5 billion of undrawn conduit and credit card facilities, and $11.6 billion of unencumbered receivables against principal debt of $23.1 billion.
OneMain Holdings, Inc. reported results of its 2026 annual stockholder meeting. Stockholders holding 102,914,559 shares, about 89.07% of the 115,533,440 shares outstanding as of April 20, 2026, were represented, providing a strong quorum.
Phyllis R. Caldwell and Roy A. Guthrie were elected as Class I directors to serve until the 2029 annual meeting. Stockholders approved, on an advisory basis, executive compensation and chose an annual frequency for future advisory votes on pay, which the board adopted.
Investors also approved the 2026 Omnibus Incentive Plan, providing the framework for future equity and incentive awards, and ratified PricewaterhouseCoopers LLP as independent registered public accounting firm for the fiscal year ending December 31, 2026.
OneMain Holdings, Inc. reported stronger first quarter 2026 results, with pretax income of $296 million and net income of $226 million, up from $275 million and $213 million in the prior-year quarter. Diluted EPS rose to $1.93 from $1.78.
The Consumer and Insurance segment generated adjusted net income of $229 million and adjusted diluted EPS of $1.95, supported by capital generation of $194 million. Total revenue reached $1.6 billion, up 6% from $1.5 billion, driven by interest income of $1.4 billion on higher receivables.
Managed receivables were $26.1 billion at March 31, 2026, up 6% from $24.6 billion a year earlier, with consumer loan originations of $3.1 billion, up 3%. Credit performance remained stable but elevated, with a consumer loan net charge-off ratio of 8.02% and 30+ day delinquency ratio of 5.37%.
The company declared a quarterly dividend of $1.05 per share, payable May 15, 2026, and repurchased about 1.9 million shares for $105 million. Liquidity included $834 million of cash and cash equivalents, $1.1 billion of undrawn corporate revolver capacity, $6.4 billion of undrawn conduit and credit card facilities, and $11.4 billion of unencumbered receivables against principal debt of $22.7 billion.
OneMain Holdings, Inc. filed a current report to share that it has released financial results for its fiscal quarter ended December 31, 2025, via a press release attached as Exhibit 99.1.
The company also declared a cash dividend of $1.05 per share, payable on February 23, 2026 to shareholders of record as of the close of business on February 17, 2026. Both the earnings results and dividend details are being furnished through accompanying press releases rather than formally filed into other securities law documents.
OneMain Finance Corporation, a subsidiary of OneMain Holdings, issued $1.0 billion aggregate principal amount of 6.750% senior notes due 2033. The notes are senior unsecured obligations of OMFC, guaranteed on an unsecured basis by OneMain Holdings, and rank equally with its other unsubordinated debt while being structurally subordinated to subsidiary liabilities and effectively subordinated to secured debt.
The notes bear interest at 6.750% per year, paid semiannually on March 15 and September 15, starting on March 15, 2026, and mature on September 15, 2033. OMFC may redeem them at a make-whole price before December 15, 2028, or at premiums declining from 103.375% in 2028 to par from 2030 onward. The indenture includes covenants limiting liens and certain mergers or asset sales, provides customary events of default, and the notes have no sinking fund.
OneMain Holdings, Inc., through its subsidiary OneMain Finance Corporation, entered into an underwriting agreement to issue and sell $1.0 billion aggregate principal amount of 6.750% Senior Notes due 2033 in an underwritten public offering. OneMain Holdings will guarantee these notes. The transaction is being conducted under an effective registration statement and related prospectus supplement filed with the SEC and is expected to close on December 18, 2025, subject to customary closing conditions.
OMFC plans to use the net proceeds primarily to repay outstanding secured facilities, with any remaining amount designated for general corporate purposes. The underwriting agreement includes standard representations, warranties, covenants, and indemnification provisions among OMFC, OneMain Holdings, and the underwriters, led by Citigroup Global Markets Inc. and Truist Securities Inc.
OneMain Holdings (OMF) reported three updates. The company furnished a press release announcing results for the quarter ended September 30, 2025. It also declared a quarterly dividend of $1.05 per share, a 1% increase from $1.04, payable on November 14, 2025 to shareholders of record on November 10, 2025. In addition, the Board authorized a new $1.0 billion stock repurchase program on October 23, 2025 that replaces the prior program and runs through December 31, 2028.
Repurchases may occur via open market purchases, block trades, privately negotiated transactions (including accelerated share repurchases), related derivatives, or under Rule 10b5-1 plans, and can be suspended or discontinued based on market, regulatory, and corporate considerations. The press release information and dividend announcement were furnished, not filed.
OneMain Holdings, Inc. filed a Current Report on Form 8-K reporting a Twenty-Third Supplemental Indenture dated September 17, 2025 among OneMain Finance Corporation, OneMain Holdings, Inc. and Wilmington Trust, National Association, as trustee. The filing incorporates the form of 6.500% Senior Notes due 20 33 as Exhibit A to the supplemental indenture. The submission also includes legal opinions from Jeffrey M. Gershon and Skadden, Arps, Slate, Meagher & Flom LLP, and their consents are included. The filing references an earlier Indenture dated December 3, 2014 filed as Exhibit 4.1 and lists exhibits related to the supplemental indenture, opinions, and consents.
OneMain Holdings, Inc. filed a Form 8-K reporting an Underwriting Agreement dated September 3, 2025. The agreement names OneMain Finance Corporation and OneMain Holdings, Inc. as parties, with Mizuho Securities USA LLC and RBC Capital Markets, LLC acting as representatives of the underwriters. The filing identifies the company as a Delaware corporation trading on the New York Stock Exchange under the symbol OMF and includes the company’s principal executive office address and a signature from the Executive Vice President and Chief Financial Officer.
OneMain Finance Corporation issued $750.0 million aggregate principal amount of 6.125% Senior Notes due May 15, 2030. The notes pay interest 6.125% per annum semiannually on May 15 and November 15, beginning November 15, 2025, and are OMFC's senior unsecured obligations that rank equally with its other unsubordinated indebtedness.
The notes are guaranteed on an unsecured basis by OneMain Holdings, Inc., will not be guaranteed by OMFC's subsidiaries, and are effectively subordinated to OMFC's secured obligations to the extent of the value of collateral and structurally subordinated to liabilities of its other subsidiaries. Redemption provisions permit repurchase prior to November 15, 2029 at specified prices and at 100% plus accrued interest on or after November 15, 2029. The Indenture includes customary covenants limiting liens and certain consolidations, and customary events of default, including acceleration by holders of at least 25% of outstanding principal.