Welcome to our dedicated page for Onity Group SEC filings (Ticker: ONIT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Onity Group Inc. (NYSE: ONIT) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. As a Florida-incorporated, NYSE-listed mortgage finance company, Onity uses current reports on Form 8-K and other filings to report material events, financial results and key agreements related to its mortgage servicing and originations business.
In its Form 8-K filings, Onity has reported items such as quarterly results and business updates, including net income, originations volume, servicing unpaid principal balance, liquidity and non-GAAP measures like adjusted pre-tax income and adjusted return on equity. These filings often attach earnings press releases as exhibits and describe how management evaluates performance.
Other 8-Ks detail material definitive agreements and terminations, such as PHH Mortgage’s agreements with Finance of America Reverse to sell a reverse mortgage servicing portfolio and certain reverse originations assets while entering into a multi-year subservicing arrangement, or Rithm Capital Corp.’s decision not to renew subservicing agreements with PHH. Filings also cover board and governance changes, including the appointment of independent directors and related committee information.
On this page, users can review Onity’s quarterly (10-Q) and annual (10-K) reports when available, along with 8-Ks and other forms. Stock Titan’s tools surface new filings as they appear on EDGAR and offer AI-powered summaries to explain complex sections, such as mortgage servicing rights disclosures, capital structure changes, warrant exercises and risk factor discussions.
Investors researching ONIT can use this filings archive to understand how Onity describes its mortgage servicing and originations operations, subservicing relationships, non-GAAP metrics, liquidity and governance matters in official SEC documents, and to monitor ongoing regulatory and financial reporting over time.
Onity Group Inc. filed a current report describing an investor relations event. On March 3, 2026, Executive Vice President and Chief Financial Officer Sean O’Neil is scheduled to host an investor presentation at the J.P. Morgan 2026 Global Leveraged Finance Conference.
The accompanying investor presentation deck is provided as Exhibit 99.1. The company states that this information is being furnished under Regulation FD and will not be treated as filed for liability purposes under the Securities Exchange Act or incorporated into other securities law filings unless specifically referenced.
ONITY GROUP INC. reported that Chief Accounting Officer Aulene Wessel acquired 6,147 restricted stock units as a compensation award on February 23, 2026. Each unit represents a right to receive one share of ONIT common stock when it vests.
According to the vesting schedule, 1,844 units are set to vest on August 23, 2026, another 1,844 on August 23, 2027, and 2,459 on February 23, 2028. All vesting is subject to continued employment and other specified conditions, meaning the shares are earned gradually over time rather than immediately.
ONITY GROUP INC. officer Wessel Aulene filed an initial insider ownership report on Form 3 as Chief Accounting Officer. The filing lists no reportable transactions or share movements, serving as a baseline disclosure of insider status rather than documenting any recent trading activity.
Onity Group Inc. appointed Aulene Wessel as Senior Vice President and Chief Accounting Officer, effective February 23, 2026, succeeding Francois Grunenwald, who will leave the company after a transition period and whose departure is stated not to stem from any accounting-related disagreement.
Wessel brings senior accounting and financial reporting experience from Truist Bank, SoFi Technologies, Silicon Valley Bank and American Express. Her compensation includes annual base salary of $435,000, an annual cash target incentive of $235,000, a cash sign-on package totaling $525,000, and cash-settled restricted stock units and long-term incentives with target values of $250,000 each.
Onity Group Inc. is a Florida-based financial services company that focuses on servicing and originating forward and reverse residential mortgages through its PHH Mortgage and Liberty Reverse Mortgage brands. Its core strategy centers on capital‑light growth, cost efficiency and dynamic management of mortgage servicing rights (MSRs).
The company operates three segments—Servicing, Originations and Corporate. As of December 31, 2025, Onity serviced and subserviced about 1.4 million loans with an unpaid principal balance of $328.3 billion, earning fees from both owned MSRs and subservicing for institutional clients. Originations are used primarily to replenish and grow the servicing and subservicing portfolios via retail, correspondent and wholesale channels, as well as bulk and flow MSR purchases and Agency Cash Window co‑issue programs.
Onity highlights significant client concentration and relationship shifts. Its largest subservicing client, Rithm Capital, accounted for $32.2 billion of UPB and 12% of servicing and subservicing fees in 2025 but has opted not to renew subservicing agreements effective January 31, 2026, prompting expected downsizing and repayment of portfolio float. A prior strategic alliance with Oaktree’s MSR vehicle MAV was largely unwound by late 2025, though PHH remains MAV’s exclusive subservicer through November 2029 for most MSRs. The 10‑K also emphasizes extensive regulatory oversight, multiple categories of risk—legal, liquidity, market, operational and credit—and outlines robust risk management, human capital, ESG and information‑security programs to support long‑term operations.
Onity Group Inc. reported a strong 2025 with net income attributable to common stockholders of $185 million and diluted EPS of $21.46, delivering a GAAP ROE of 35%. GAAP revenue rose 9% to $1.1 billion, while book value per share increased to $74, up $17 year over year.
Fourth quarter 2025 results were particularly strong, with net income of $126 million, diluted EPS of $14.24 and ROE of 89%, although adjusted pre-tax income was $9 million, reflecting notable MSR and runoff impacts. For 2025, adjusted pre-tax income was $82 million, producing a 17% adjusted pre-tax ROE.
Operationally, originations volume grew 43% to $43 billion, total servicing unpaid principal balance reached $328 billion, and total liquidity was $205 million as of December 31, 2025. The company also released a $120 million deferred tax valuation allowance, raised new capital, and continued deleveraging.
Onity’s Board authorized a share repurchase program of up to $10 million of common stock, running through August 2026 unless completed or amended earlier. Management’s 2026 outlook targets adjusted ROE of 13%–15% (16%–18% excluding the tax allowance release) and servicing UPB growth of 5%–15%.
Onity Group Inc. reported that its subsidiaries PHH Corporation and PHH Escrow Issuer LLC completed the issuance and sale of $200 million aggregate principal amount of 9.875% Senior Notes due 2029.
These PHH Senior Notes are an additional issuance that will form a single series and vote together with the existing $500.0 million aggregate principal amount of 9.875% Senior Notes due 2029 originally issued in November 2024 under the same Indenture structure.
Onity Group Inc. filed an update describing a completed debt financing by two of its subsidiaries. On January 30, 2026, PHH Corporation and PHH Escrow Issuer LLC closed a previously announced offering of 9.875% Senior Notes due 2029 with an aggregate principal amount of $200,000,000.
The company disclosed this transaction under a Regulation FD section and attached the related press release as an exhibit, indicating the information is being furnished for transparency rather than as a filing incorporated into other securities law documents.
Oaktree-affiliated entities report reduced ownership in Onity Group Inc. They disclose beneficial ownership of 390,836 shares of common stock, representing 4.8% of the class, based on 8,058,874 shares outstanding as of November 3, 2025. Opps OCW Holdings, LLC and ROF8 OCW MAV PT, LLC each directly hold 195,418 shares, or 2.4% of the class.
Brookfield Corporation and Partners Trust now report beneficial ownership of 0% and state they no longer act together with the Oaktree reporting persons. All reporting persons certify that the securities are not held for the purpose of changing or influencing control of Onity Group.
Onity Group Inc. reported that two of its subsidiaries, PHH Corporation and PHH Escrow Issuer LLC, have priced their previously announced offering of 9.875% Senior Notes due 2029 with an aggregate principal amount of $200,000,000. These notes are a form of debt that will require the subsidiaries to pay 9.875% interest until maturity in 2029.
The company noted that the notes have not been, and will not be, registered under the Securities Act of 1933 or the securities laws of any other jurisdiction, meaning they are being offered through a private placement rather than a public offering. Onity also furnished a press release as an exhibit providing further details on this financing transaction.