Welcome to our dedicated page for Onity Group SEC filings (Ticker: ONIT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Onity Group Inc. (NYSE: ONIT) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. As a Florida-incorporated, NYSE-listed mortgage finance company, Onity uses current reports on Form 8-K and other filings to report material events, financial results and key agreements related to its mortgage servicing and originations business.
In its Form 8-K filings, Onity has reported items such as quarterly results and business updates, including net income, originations volume, servicing unpaid principal balance, liquidity and non-GAAP measures like adjusted pre-tax income and adjusted return on equity. These filings often attach earnings press releases as exhibits and describe how management evaluates performance.
Other 8-Ks detail material definitive agreements and terminations, such as PHH Mortgage’s agreements with Finance of America Reverse to sell a reverse mortgage servicing portfolio and certain reverse originations assets while entering into a multi-year subservicing arrangement, or Rithm Capital Corp.’s decision not to renew subservicing agreements with PHH. Filings also cover board and governance changes, including the appointment of independent directors and related committee information.
On this page, users can review Onity’s quarterly (10-Q) and annual (10-K) reports when available, along with 8-Ks and other forms. Stock Titan’s tools surface new filings as they appear on EDGAR and offer AI-powered summaries to explain complex sections, such as mortgage servicing rights disclosures, capital structure changes, warrant exercises and risk factor discussions.
Investors researching ONIT can use this filings archive to understand how Onity describes its mortgage servicing and originations operations, subservicing relationships, non-GAAP metrics, liquidity and governance matters in official SEC documents, and to monitor ongoing regulatory and financial reporting over time.
Onity Group Inc. released preliminary estimates for its fourth quarter and full-year 2025 results, showing net income attributable to common stockholders of $107–$131M for the quarter and $166–$190M for the year. Diluted EPS is estimated at $12.2–$15.0 for the quarter and $19.3–$22.1 for 2025, with adjusted pre-tax income (a non-GAAP measure) projected at $7–$11M for the quarter and $80–$84M for the year.
Results include an estimated $(13)–$(15)M accelerated servicing loss tied to a government shutdown and FHA modification changes, a $102–$122M deferred tax valuation allowance release, and significant legal and regulatory settlement expenses of $25–$24M for the year. Estimated adjusted return on equity is 5%–8% annualized for the quarter and 16%–17% for 2025, with book value per share of $71–$74.
Onity also reports total 2025 origination funded volume of approximately $43B UPB, average servicing UPB of about $312B, and ending available liquidity of $205M. Separately, subsidiaries PHH Corporation and PHH Escrow Issuer LLC commenced an offering of $150M additional 9.875% Senior Notes due 2029, to form a single series with an existing $500M issuance.
Onity Group Inc. reported an equity award to one of its directors. Dawn C. Morris received 1,010 restricted stock units (RSUs), each representing the right to receive one share of ONIT common stock for no additional payment. The RSUs are scheduled to vest on May 21, 2026, if service conditions related to her role as a director are met. The underlying shares will be delivered six months after her service as a director ends.
Onity Group Inc. filed a report describing changes to its Board of Directors. Dawn C. Morris, Founder and CEO of Growth Partners Group, LLC, has been appointed as a director effective January 1, 2026, temporarily increasing the Board size to nine members. The Board determined she is an independent director under New York Stock Exchange and SEC rules, including those for compensation and audit committee members.
Morris brings prior executive experience at several financial institutions and currently serves on multiple corporate boards. She will receive the same compensation as other non-management directors and will enter into a customary indemnification agreement with the company.
The filing also notes that director Dr. Jenne Britell will not stand for re-election at the 2026 annual shareholder meeting scheduled for May 19, 2026, and will serve until then. The Board plans to reduce its size to seven directors immediately before that meeting to reflect the planned departures of Dr. Britell and Dr. DeForest B. Soaries, Jr.
Onity Group Inc. reported that a new director, Dawn C. Morris, filed an initial statement of beneficial ownership for the company’s stock. The filing indicates that at the time she became a director of Onity Group Inc., she did not own any of the company’s securities. It also states that no securities are currently beneficially owned by her in either direct or indirect form. The form is signed on her behalf by an attorney-in-fact, referencing a separate power of attorney document.
Onity Group Inc. reported that funds managed by Oaktree Capital Management exercised warrants to purchase 1,184,768 shares of its common stock. Onity elected a net share settlement, issuing 462,762 shares based on a trailing average share price of $44.01 versus the $26.82 exercise price, to preserve liquidity for growth and capital structure initiatives.
After this transaction, Onity has no warrants outstanding, removing uncertainty about any future warrant-related dilution. The exercise reduced implied book value per share by $3.38, or 5.4%, using book value per share of $62.21 as of September 30, 2025, and brought total shares outstanding to 8,521,636. Oaktree’s previously disclosed board observer rights had already terminated after its ownership fell below the required threshold.
Onity Group Inc. filed a current report to note that its Executive Vice President and Chief Financial Officer, Sean O’Neil, is hosting an investor presentation at the Bank of America Leveraged Finance Conference on December 2, 2025. The company’s common stock trades on the New York Stock Exchange under the symbol ONIT.
The presentation materials are provided as an exhibit to the report and are designated as “furnished” rather than “filed,” which means they are not subject to certain liability provisions of the securities laws and are not automatically incorporated into other registration statements or reports.
Onity Group Inc., through its subsidiary PHH Mortgage Corporation, has agreed to sell its reverse mortgage servicing portfolio and certain reverse originations assets to Finance of America Reverse LLC. The sale covers reverse mortgage servicing rights on approximately 40,000 Ginnie Mae home equity conversion mortgage loans with an unpaid principal balance of $9.6 billion as of September 30, 2025.
Based on that balance, the transaction is expected to generate approximately $189 million in cash proceeds before transaction costs, repayment of certain warehouse financings, and other closing adjustments, with net proceeds estimated at $100 to $110 million. PHH will remain involved as subservicer for the sold reverse servicing rights under a three-year agreement that renews automatically for one year unless FAR gives notice, and may be renewed further by mutual agreement.
FAR will also acquire PHH’s pipeline of reverse mortgage loans as of closing and expects to assume some of PHH’s U.S.-based reverse originations employees. In connection with the deal, PHH has agreed to discontinue its reverse originations business upon closing. The transaction is expected to close in the first quarter of 2026, subject to regulatory approval and customary closing conditions.
Onity Group Inc. reported third‑quarter 2025 results in its Form 10‑Q. Revenue was $280.3 million, up from $265.7 million a year ago, driven by servicing and subservicing fees of $217.5 million. Net income was $18.7 million with diluted EPS of $2.03. MSR valuation adjustments were a $45.0 million net loss in the quarter.
The balance sheet showed $16,107.4 million in total assets, including mortgage servicing rights at fair value of $2,762.9 million, loans held for investment of $10,117.4 million, and loans held for sale of $1,915.6 million. HMBS‑related borrowings were $9,924.6 million, MSR financing facilities $1,223.2 million, and senior notes $489.0 million. Stockholders’ equity was $501.4 million.
For the nine months, revenue totaled $776.7 million and net income was $62.3 million. Cash flows showed operating use of $517.4 million, investing provided $1,327.8 million, and financing used $804.7 million. Shares outstanding were 8,058,874 as of November 3, 2025.
Onity Group Inc. (ONIT) reported that Rithm Capital will not renew its subservicing agreements, effective January 31, 2026. The agreements represented approximately $33 billion UPB, or 10% of Onity’s total servicing and subservicing unpaid principal balance and 20% of its loan count, and included about 55% of all delinquent loans serviced, as of September 30, 2025.
The servicing transfer to Rithm’s platform is expected in the first and second quarters of 2026, with $8.5 billion UPB subject to required consents. Onity expects to recognize a restructuring obligation upon transfer and states it believes it can replace the earnings contribution with more profitable consumer and commercial relationships, indicating it does not expect a material financial impact for full-year 2026. The company also issued a press release announcing third-quarter 2025 results and a business update.
ONITY GROUP INC. (ONIT) director Robert S. Welborn received 1,949 restricted stock units (RSUs) on 10/01/2025. Each RSU represents a contingent right to one share of common stock at no additional cost. The RSUs vest on May 21, 2026 subject to the reporting person's continued service as a director, and the underlying shares will be delivered on May 21, 2028. The Form 4 was signed by an attorney-in-fact on 10/03/2025. The filing shows direct beneficial ownership of 1,949 shares following the grant.