[Form 4] ONITY GROUP INC. Insider Trading Activity

Rhea-AI Filing Summary

ONITY GROUP INC. (ONIT) director Robert S. Welborn received 1,949 restricted stock units (RSUs) on 10/01/2025. Each RSU represents a contingent right to one share of common stock at no additional cost. The RSUs vest on May 21, 2026 subject to the reporting person's continued service as a director, and the underlying shares will be delivered on May 21, 2028. The Form 4 was signed by an attorney-in-fact on 10/03/2025. The filing shows direct beneficial ownership of 1,949 shares following the grant.

Positive

• 1,949 RSUs granted to a director, aligning pay with long-term shareholder interests
• Clearly stated vesting date of May 21, 2026 and delivery date of May 21, 2028, providing transparency on timing

Negative

• None.

Insights

Corporate Governance Analyst

Director awarded 1,949 RSUs with multi-year vesting and delivery dates.

The grant aligns a director's compensation with shareholder outcomes by converting service into equity tied to continued board service through May 21, 2026. Delivery is deferred until May 21, 2028, creating a delayed equity realization.

Because the filing records the grant as direct ownership of 1,949 RSUs, investors can track potential share issuance on the delivery date; the document does not disclose percentages of outstanding shares or dilution impact.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

Welborn Robert S.

(Last) (First) (Middle)

1661 WORTHINGTON ROAD, SUITE 100

(Street)

WEST PALM BEACH FL 33409

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
ONITY GROUP INC. [ ONIT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
10/01/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	10/01/2025		A		1,949		(1)	(2)	Common Stock	1,949	$0	1,949	D

Explanation of Responses:

1. Consists of restricted stock units representing a contingent right to receive one share of ONIT common stock for no additional consideration (RSUs). The RSUs will vest May 21, 2026, subject to certain conditions relating to the reporting person's service as a director of the issuer, and the underlying shares will be delivered on May 21, 2028.

2. Not applicable.

	/s/ Leah E. Hutton, Attorney-in-Fact for Robert S. Welborn	10/03/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did ONIT director Robert S. Welborn receive on 10/01/2025?

He received 1,949 restricted stock units (RSUs), each representing a right to one share of ONIT common stock for no additional consideration.

When do Welborn's RSUs vest and when will the underlying shares be delivered?

The RSUs vest on May 21, 2026 subject to continued service, and the underlying shares will be delivered on May 21, 2028.

How many shares will Robert S. Welborn beneficially own after the transaction?

The Form 4 reports 1,949 shares (via RSUs) as beneficially owned following the reported transaction.

What price did Welborn pay for the RSUs?

The RSUs were issued for $0 additional consideration, as stated in the filing.

Who signed the Form 4 and when was it filed?

The Form 4 was signed by Leah E. Hutton, Attorney-in-Fact for Robert S. Welborn on 10/03/2025.

Does the filing show indirect ownership or other parties involved?

No. The filing indicates direct (D) ownership and was filed by one reporting person.