OPFI insider files Form 144 to sell 1,130 shares worth $11.8K

OppFi Inc. (OPFI) filed a Form 144 indicating that an affiliate—identified as Pamela Johnson—intends to sell up to 1,130 Class A shares through Fidelity Brokerage on or about 08-04-2025.

Rhea-AI Filing Summary

OppFi Inc. (OPFI) filed a Form 144 indicating that an affiliate—identified as Pamela Johnson—intends to sell up to 1,130 Class A shares through Fidelity Brokerage on or about 08-04-2025. The expected aggregate market value of the planned sale is $11,785.90. The filing also discloses two prior sales within the last three months totaling 41,385 shares for gross proceeds of $575,213.15.

OppFi has 26.17 million Class A shares outstanding, so the proposed sale represents roughly 0.004 % of shares outstanding, while the cumulative three-month sales equal about 0.16 %. Securities being sold were acquired via restricted-stock vesting on 08-01-2024 and are being sold for the filer’s own account. No adverse insider knowledge is attested in the notice, and no other financial metrics or corporate developments are included.

Positive

• None.

Negative

• Continued insider selling: cumulative 41,385 shares sold in the past three months plus a planned 1,130-share sale may concern sentiment despite being only 0.16 % of shares outstanding.

Insights

Corporate Governance Analyst

TL;DR: Small Form 144; insider plans to sell 1,130 shares—immaterial to float, mildly negative sentiment.

The filing signals insider intent to liquidate a modest position following restricted-stock vesting. Even when combined with the 41,385 shares already sold since June, the total is far below reporting thresholds that typically raise governance or liquidity concerns (<0.2 % of outstanding). No new operational data accompanies the notice, so valuation impact should be minimal. Nonetheless, repeated insider selling can create perception risk, particularly for a micro-cap like OppFi where trading volumes are thinner. Overall, I classify the filing as neutral-to-slightly-negative given its small absolute size but potential sentiment effect.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many OppFi (OPFI) shares are being proposed for sale in the Form 144?

The filer plans to sell 1,130 Class A shares.

What is the approximate market value of the shares to be sold?

The aggregate market value is $11,785.90 based on the filing.

When is the planned sale date for the OPFI shares?

The filer lists an approximate sale date of 08-04-2025.

How many OPFI shares has the filer sold in the past three months?

The filer sold 41,385 shares on 06-11-2025 and 07-02-2025, generating $575,213.15 in gross proceeds.

What percentage of OppFi’s outstanding shares does the proposed sale represent?

About 0.004 % of the company’s 26.17 million outstanding Class A shares.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 08/04/2025 - 12:44 PM EDT Learn about SEC filing dates

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK	0001874038
Filer CCC	XXXXXXXX
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer	OppFi Inc.
SEC File Number	001-39550
Address of Issuer	130 E. RANDOLPH STREET SUITE 3400 CHICAGO ILLINOIS 60601
Phone	(312) 212-8079
Name of Person for Whose Account the Securities are To Be Sold	Johnson Pamela D.
See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.
Relationship to Issuer	Officer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Class A	Fidelity Brokerage Services LLC 900 Salem Street Smithfield RI 02917	1130	11785.90	26172900	08/04/2025	NYSE

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Class A	08/01/2024	Restricted Stock Vesting	Issuer			1130	08/01/2024	Compensation

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
Pamela Johnson 130 E. Randolph Street. Suite 3400 Chicago IL 60601	Class A	06/11/2025	35890	501525.20
Pamela Johnson 130 E. Randolph Street. Suite 3400 Chicago IL 60601	Class A	07/02/2025	5495	73687.95

144: Remarks and Signature

Remarks
Date of Notice	08/04/2025
Date of Plan Adoption or Giving of Instruction, If Relying on Rule 10b5-1	03/10/2025
ATTENTION:
The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.
Signature	/s/Wade Moss, as a duly authorized representative of Fidelity Brokerage Services LLC, as attorney-in-fact for Pamela Johnson
ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)