OPFI Insider Files Form 144 to Sell 1,106 Shares (~$11.5k)

OppFi Inc. (OPFI) – Form 144 filing Director Chris McKay has notified the SEC of an intent to sell 1,106 Class A shares on 08 / 04 / 2025 through Fidelity Brokerage.

Rhea-AI Filing Summary

OppFi Inc. (OPFI) – Form 144 filing

Director Chris McKay has notified the SEC of an intent to sell 1,106 Class A shares on 08 / 04 / 2025 through Fidelity Brokerage. At the 07 / 31 / 2025 market price the transaction is valued at $11,535.58 and equates to roughly 0.004% of the 26.17 million shares outstanding, a de-minimis stake.

The shares were acquired on 08 / 01 / 2024 via restricted-stock vesting (compensation). In the prior three months McKay sold 9,030 shares for $121,092.30 on 07 / 02 / 2025. The filer represents that no non-public, material adverse information is known and may be relying on a Rule 10b5-1 trading plan (date not disclosed).

Investment take-away: The planned sale is immaterial to OPFI’s float and liquidity, but it extends a pattern of modest insider selling that investors may monitor for sentiment change. The document contains no operational or financial performance data.

Positive

• None.

Negative

• Continued insider selling by a director may signal lukewarm sentiment despite the small dollar amount.

Insights

Securities Analyst

TL;DR: Small insider sale (<0.01% float) – sentiment watch, no financial impact.

The filing signals McKay’s plan to liquidate 1,106 shares, following a 9,030-share sale last month. Combined, the disposals equal ~0.04% of average daily volume and are therefore liquidity-neutral. No additional corporate information or guidance is provided. While continued insider selling can cloud sentiment, the size is too small to affect valuation or governance risk assessments. I classify the disclosure as routine and not materially impactful to investors.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many OppFi (OPFI) shares does the insider plan to sell?

The Form 144 covers 1,106 Class A shares.

What is the approximate value of the planned sale?

At the reference price the shares are valued at $11,535.58.

What percentage of OPFI’s outstanding shares does the sale represent?

Approximately 0.004% of the 26.17 million shares outstanding.

Has the insider sold OPFI shares recently?

Yes. 9,030 shares were sold on 07 / 02 / 2025 for $121,092.30.

Does the filing disclose any operational or earnings information?

No. Form 144 is limited to insider sale notification and contains no financial performance data.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 08/04/2025 - 10:57 AM EDT Learn about SEC filing dates

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK	0001874705
Filer CCC	XXXXXXXX
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer	OppFi Inc.
SEC File Number	001-39550
Address of Issuer	130 E. RANDOLPH STREET SUITE 3400 CHICAGO ILLINOIS 60601
Phone	(312) 212-8079
Name of Person for Whose Account the Securities are To Be Sold	McKay Christopher J.
See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.
Relationship to Issuer	Officer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Class A	Fidelity Brokerage Services LLC 900 Salem Street Smithfield RI 02917	1106	11535.58	26172900	08/04/2025	NYSE

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Class A	08/01/2024	Restricted Stock Vesting	Issuer			1106	08/01/2024	Compensation

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
Chris McKay 130 E. Randolph Street Suite 3400 Chicago IL 60601	Class A	07/02/2025	9030	121092.30

144: Remarks and Signature

Remarks
Date of Notice	08/04/2025
Date of Plan Adoption or Giving of Instruction, If Relying on Rule 10b5-1	12/10/2024
ATTENTION:
The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.
Signature	/s/ Jackson Harris, as a duly authorized representative of Fidelity Brokerage Services LLC, as attorney-in-fact for Chris Mckay
ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)