How is the warrant-related information from OppFi treated under securities laws?

The warrant-related information in Item 7.01 and Exhibits 99.1 and 99.2 is furnished and is not deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934.

OppFi (NYSE: OPFI) releases update on its outstanding warrants

Filing Impact

(Moderate)

Filing Sentiment

(Neutral)

Form Type

8-K

Rhea-AI Filing Summary

OppFi Inc. reported that it has released a press release and a supplemental investor presentation focused on its outstanding warrants to purchase shares of its Class A common stock. Both the press release and the presentation are being shared for informational purposes and are furnished, rather than filed, under securities laws, which limits how they are incorporated into other regulatory reports. The materials are provided as Exhibits 99.1 and 99.2 and are intended to give investors additional detail about the company’s warrant securities.

8-K Event Classification

2 items: 7.01, 9.01

2 items

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

08/21/2025 - 04:52 PM

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d)

OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): August 21, 2025

OppFi Inc.

(Exact name of registrant as specified in its charter)


Delaware	001-39550	85-1648122
(State or Other Jurisdiction of Incorporation)	(Commission File Number)	(IRS Employer Identification No.)

130 E. Randolph Street, Suite 3400

Chicago, Illinois 60601

(Address of principal executive offices, including zip code)

Registrant’s telephone number, including area code: (312) 212-8079

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d- 2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e- 4(c))

Securities registered pursuant to Section 12(b) of the Act:


Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Class A common stock, $0.0001 par value per share	OPFI	The New York Stock Exchange
Warrants, each whole warrant exercisable for one share of Class A common stock, each at an exercise price of $11.50 per share	OPFI WS	The New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 7.01 Regulation FD Disclosure.

On August 21, 2025, OppFi Inc., a Delaware corporation (the “Company”) issued a press release announcing the publication of a supplemental investor presentation regarding its outstanding warrants to purchase shares of the Company’s Class A common stock. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K and a copy of the supplemental investor presentation is furnished as Exhibit 99.2 to this Current Report on Form 8-K; each is incorporated herein by reference.

This information in this Item 7.01 and the information contained in Exhibit 99.1 and Exhibit 99.2 attached hereto is furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as may be expressly set forth by specific reference in any such filing, regardless of any general incorporation language in the filing.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits

Exhibit Index


Exhibit Number						Description
99.1						OppFi Inc. Press Release dated August 21, 2025.
99.2						OppFi Inc. Supplemental Investor Presentation dated August 21, 2025.
104						Cover Page Interactive Data File (the cover page tags are embedded within the Inline XBRL document).

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.


Date: August 21, 2025	OppFi Inc.

	By:	/s/ Pamela D. Johnson
		Pamela D. Johnson
		Chief Financial Officer

Source: View Original Filing on SEC EDGAR

FAQ

What did OppFi Inc. (OPFI) disclose in this 8-K?

OppFi Inc. furnished a press release and a supplemental investor presentation that discuss its outstanding warrants to purchase Class A common stock.

What are the key exhibits attached to OppFi’s 8-K for OPFI?

The report includes Exhibit 99.1, a press release dated August 21, 2025, and Exhibit 99.2, a supplemental investor presentation dated the same day, plus Exhibit 104 for the cover page data file.

What topic does OppFi’s supplemental investor presentation cover?

The supplemental investor presentation focuses on OppFi’s outstanding warrants to purchase shares of its Class A common stock.

Who signed OppFi Inc.’s 8-K report for OPFI?

The report was signed on behalf of OppFi Inc. by Pamela D. Johnson, the company’s Chief Financial Officer.