[Form 4] OppFi Inc. Insider Trading Activity

Rhea-AI Filing Summary

Todd G. Schwartz, Chief Executive Officer, Director, and 10% Owner of OppFi, reported significant changes in beneficial ownership on June 18, 2025. The transaction involved the disposition of 35,032 shares of Class V Common Stock at $0 per share.

Key details of the transaction:

• The disposition was related to the surrender and cancellation of Class V Common Stock in connection with an exchange of Opportunity Financial LLC's Class A common units by other members
• Following the transaction, Schwartz indirectly owns 59,269,542 shares through OppFi Shares LLC (OFS)
• OFS is wholly owned by TGS Revocable Trust, where Schwartz serves as sole trustee

The Class V Common Stock represents voting, non-economic interests in the company, carrying one vote per share on matters to be voted on by stockholders. Schwartz disclaims beneficial ownership of the shares held by OFS, except for his pecuniary interest.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Schwartz Todd G.

(Last) (First) (Middle)

ONE NORTH WACKER DRIVE, SUITE 3605

(Street)

CHICAGO IL 60606

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
OppFi Inc. [ OPFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	X	10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

3. Date of Earliest Transaction (Month/Day/Year)
06/18/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class V Common Stock(1)	06/18/2025		D(2)		35,032	D	$0(2)	59,269,542	I	By OppFi Shares, LLC(3)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares of Class V common stock, par value $0.0001 per share ("Class V Common Stock"), of the issuer represent voting, non-economic interests in the issuer. Except as provided in the issuer's certificate of incorporation, as amended, or as required by applicable law, holders of Class V Common Stock will be entitled to one vote per share of Class V Common Stock on all matters to be voted on by the issuer's stockholders generally.

2. Reflects the surrender and cancellation of shares of Class V Common Stock to the issuer in connection with the exchange of Class A common units of Opportunity Financial, LLC ("Opportunity Financial") by members thereof, other than the reporting person, for shares of Class A common stock, par value $0.0001 per share, of the issuer pursuant to the exchange provisions of the Third Amended and Restated Limited Liability Company Agreement of Opportunity Financial.

3. The shares of Class V Common Stock are held by OppFi Shares, LLC ("OFS"), which has sole voting power over the shares of Class V Common Stock reported in Table I hereof. OFS is wholly owned by TGS Revocable Trust, whose sole trustee is the reporting person. By virtue of these relationships, the reporting person may be deemed to have voting power over the shares of Class V Common Stock held by OFS. The reporting person disclaims beneficial ownership of the shares of Class V Common Stock held by OFS, except to the extent of his pecuniary interest therein.

	/s/ Marv Gurevich, Esq., as attorney-in-fact for Todd G. Schwartz	06/23/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

How many shares of OPFI Class V common stock did CEO Todd Schwartz dispose of on June 18, 2025?

According to the Form 4 filing, CEO Todd Schwartz disposed of 35,032 shares of OPFI Class V common stock on June 18, 2025. The shares were surrendered and cancelled in connection with an exchange of Class A common units by other Opportunity Financial, LLC members.

What is Todd Schwartz's total indirect ownership of OPFI Class V common stock after the June 2025 transaction?

Following the reported transaction, Todd Schwartz indirectly beneficially owns 59,269,542 shares of OPFI Class V common stock through OppFi Shares, LLC (OFS). These shares are technically held by OFS, which is wholly owned by TGS Revocable Trust, where Schwartz serves as the sole trustee.

What positions does Todd Schwartz hold at OPFI as of June 2025?

According to the Form 4 filing, Todd Schwartz holds multiple positions at OPFI: he serves as the Chief Executive Officer, Director, and is also a 10% Owner of the company.

What was the transaction price for OPFI shares in the June 18, 2025 disposal?

The Form 4 indicates that the transaction price for the disposed shares was $0. This was because the shares were surrendered and cancelled as part of an exchange transaction where other Opportunity Financial, LLC members exchanged Class A common units for Class A common stock of the issuer.

What voting rights do OPFI Class V common shares carry?

According to the filing's explanatory notes, OPFI Class V common stock represents voting, non-economic interests in the issuer. Holders are entitled to one vote per share on all matters to be voted on by stockholders generally, except as provided in the issuer's certificate of incorporation or as required by applicable law.