Oportun director gets 20,869 RSU award

Tambor Richard N. reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Tambor Richard N. reported acquisition or exercise transactions in this Form 4 filing.

Oportun Financial Corp director Richard N. Tambor received a grant of 20,869 restricted stock units (RSUs) on August 11, 2026. The RSUs vest in four equal installments on November 11, 2026, February 11, 2027, May 11, 2027, and the earlier of the date immediately preceding the 2027 annual stockholder meeting or August 11, 2027, subject to continued service. Following this award, Tambor directly holds 25,392 common shares and has indirect interests in 36,127 shares held by the Richard Tambor Revocable Living Trust and 36,127 shares held by The Dorsey Grant Revocable Living Trust.

Insider Trade Summary

Grant/Award: 20,869 shares

Grant/Award 3 txns

Insider Tambor Richard N.

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock F1, F2	20,869	--	--
holding	Common Stock F3	--	--	--
holding	Common Stock F4	--	--	--

Holdings After Transaction: Common Stock — 25,392 shares (Direct); Common Stock — 36,127 shares (Indirect, Richard Tambor Revocable Living Trust); Common Stock — 36,127 shares (Indirect, The Dorsey Grant Revocable Living Trust)

Footnotes (4)

1. F1. Represents an award of restricted stock units (RSUs) that will vest one-fourth on each of November 11, 2026, February 11, 2027, May 11, 2027, and upon the earlier of (i) the date immediately preceding the Issuer's 2027 annual stockholder meeting or (ii) August 11, 2027, subject to the Reporting Person's continued service through such date.
2. F2. Each RSU represents the right to receive, at settlement, one share of common stock.
3. F3. Represents shares held by the Richard Tambor Revocable Living Trust dated January 6, 2026, for which the Reporting Person is the trustee.
4. F4. Represents shares held by The Dorsey Grant Revocable Living Trust dated January 6, 2026. The Reporting Person is not the trustee but may be deemed to beneficially own the shares held by the trust.

Key Figures

RSUs granted: 20,869 RSUs Direct shares after grant: 25,392 shares Shares in Richard Tambor Revocable Living Trust: 36,127 shares +3 more

6 metrics

RSUs granted 20,869 RSUs Restricted stock unit award to director Richard N. Tambor on August 11, 2026

Direct shares after grant 25,392 shares Common stock directly owned by Richard N. Tambor following the RSU grant

Shares in Richard Tambor Revocable Living Trust 36,127 shares Indirect holdings where Tambor serves as trustee

Shares in The Dorsey Grant Revocable Living Trust 36,127 shares Indirect holdings that Tambor may be deemed to beneficially own

Initial vesting date November 11, 2026 First one-fourth of RSU award vests, subject to continued service

Final vesting deadline August 11, 2027 Latest possible date for final quarter of RSUs, tied to 2027 annual meeting

Key Terms

restricted stock units (RSUs), revocable living trust, beneficially own

3 terms

restricted stock units (RSUs) financial

"Represents an award of restricted stock units (RSUs) that will vest one-fourth"

Restricted stock units (RSUs) are a type of company promise to give employees shares of stock in the future, usually after certain conditions like working for a set time. They are like a gift promised today that you receive later, which can become valuable if the company's stock price goes up. RSUs matter because they are a way companies reward employees and can be a significant part of compensation.

revocable living trust financial

"Represents shares held by the Richard Tambor Revocable Living Trust dated"

beneficially own financial

"The Reporting Person is not the trustee but may be deemed to beneficially own"

Beneficially own means having the economic rights and risks of a security—such as the right to receive dividends, sell the shares, or profit from price changes—whether or not your name appears on the official share register. Think of it like renting a car: you use it and reap the benefits even if the title lists someone else. Investors care because beneficial ownership determines who truly controls value, must be disclosed under securities rules, and can signal potential influence or trading activity that affects a stock’s price.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did OPRT report for Richard N. Tambor?

Richard N. Tambor received a grant of 20,869 RSUs of Oportun Financial Corp common stock on August 11, 2026. These restricted stock units are part of his director compensation and settle into one share of common stock per unit at vesting.

How do the 20,869 RSUs granted to OPRT director Tambor vest?

The 20,869 RSUs vest one-fourth on November 11, 2026, February 11, 2027, May 11, 2027, and the earlier of the day before Oportun’s 2027 annual meeting or August 11, 2027. Vesting requires Tambor’s continued service through each applicable date.

How many OPRT shares does Richard N. Tambor hold directly after this grant?

After the August 11, 2026 RSU grant, Richard N. Tambor directly holds 25,392 shares of Oportun Financial Corp common stock. This figure reflects his direct ownership position reported as of that date in addition to the new restricted stock unit award.

What indirect OPRT holdings are reported for trusts associated with Tambor?

Two trusts each hold 36,127 Oportun shares. One is the Richard Tambor Revocable Living Trust, where he is trustee, and the other is The Dorsey Grant Revocable Living Trust, where he is not trustee but may be deemed to beneficially own the shares reported.

Does each RSU granted to Tambor by OPRT equal one common share?

Yes. Each of the 20,869 RSUs represents the right to receive, at settlement, one share of Oportun Financial Corp common stock. Settlement occurs as the units vest over the specified schedule tied to Tambor’s continued board service.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google

Add on Google Not now

Accepted by SEC EDGAR 08/13/2026 - 05:31 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Tambor Richard N.

(Last) (First) (Middle)

C/O OPORTUN FINANCIAL CORPORATION

1825 SOUTH GRANT STREET, SUITE 850

(Street)

SAN MATEO CALIFORNIA 94402

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Oportun Financial Corp [ OPRT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/11/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/11/2026		A		20,869(1)	A	(2)	25,392	D
Common Stock								36,127	I	Richard Tambor Revocable Living Trust(3)
Common Stock								36,127	I	The Dorsey Grant Revocable Living Trust(4)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents an award of restricted stock units (RSUs) that will vest one-fourth on each of November 11, 2026, February 11, 2027, May 11, 2027, and upon the earlier of (i) the date immediately preceding the Issuer's 2027 annual stockholder meeting or (ii) August 11, 2027, subject to the Reporting Person's continued service through such date.

2. Each RSU represents the right to receive, at settlement, one share of common stock.

3. Represents shares held by the Richard Tambor Revocable Living Trust dated January 6, 2026, for which the Reporting Person is the trustee.

4. Represents shares held by The Dorsey Grant Revocable Living Trust dated January 6, 2026. The Reporting Person is not the trustee but may be deemed to beneficially own the shares held by the trust.

Remarks:

	/s/Kathleen Layton (Attorney-in-Fact)	08/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)