Oportun Financial (OPRT) director Ginny Lee receives 20,869-share RSU award

Rhea-AI Filing Summary

Oportun Financial Corp director Ginny Lee reported an acquisition of 20,869 shares of common stock in the form of restricted stock units (RSUs). The RSUs vest in four installments between November 11, 2026 and August 11, 2027, subject to continued service, bringing Lee’s direct holdings to 121,387 shares.

Insider Trade Summary

Net Buyer: 20,869 shares

Net Buy 1 txn

Insider Lee Ginny

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock F1, F2	20,869	--	--

Holdings After Transaction: Common Stock — 121,387 shares (Direct)

Footnotes (2)

1. F1. Represents an award of restricted stock units (RSUs) that will vest one-fourth on each of November 11, 2026, February 11, 2027, May 11, 2027, and upon the earlier of (i) the date immediately preceding the Issuer's 2027 annual stockholder meeting or (ii) August 11, 2027, subject to the Reporting Person's continued service through such date.
2. F2. Each RSU represents the right to receive, at settlement, one share of common stock.

Key Figures

RSU Award Size: 20,869 shares Holdings After Transaction: 121,387 shares First Vesting Date: November 11, 2026 +1 more

4 metrics

RSU Award Size 20,869 shares Restricted stock units granted to director Ginny Lee

Holdings After Transaction 121,387 shares Total direct common stock holdings following RSU grant

First Vesting Date November 11, 2026 One-fourth of RSUs vest on this date

Final Vesting Outside Date August 11, 2027 Last tranche vests on earlier of date before 2027 annual meeting or this date

Key Terms

restricted stock units (RSUs), vest, settlement

3 terms

restricted stock units (RSUs) financial

"Represents an award of restricted stock units (RSUs) that will vest one-fourth"

Restricted stock units (RSUs) are a type of company promise to give employees shares of stock in the future, usually after certain conditions like working for a set time. They are like a gift promised today that you receive later, which can become valuable if the company's stock price goes up. RSUs matter because they are a way companies reward employees and can be a significant part of compensation.

vest financial

"RSUs that will vest one-fourth on each of November 11, 2026, February"

A vest is the process by which an employee earns the right to receive certain benefits or ownership interests, such as stock or retirement funds, over time. It’s similar to earning a reward gradually, ensuring that the benefit becomes fully yours only after a set period or meeting specific conditions. This makes it important for investors because it determines when they can actually claim or use those benefits.

settlement financial

"Each RSU represents the right to receive, at settlement, one share"

Settlement is the process of completing a financial transaction, like buying or selling a stock, by transferring money and ownership between parties. It ensures that both the buyer gets the asset and the seller gets paid, making the deal official. Without settlement, the transaction wouldn't be finalized or legally recognized.

FAQ

What did Ginny Lee report in this Form 4 for OPRT?

Ginny Lee reported an acquisition of 20,869 restricted stock units (RSUs) of Oportun Financial Corp common stock, granted as a director award and settled in shares upon vesting, increasing her direct holdings to 121,387 shares after the grant.

How many Oportun (OPRT) shares does Ginny Lee hold after this grant?

After the RSU grant, Ginny Lee directly holds 121,387 shares of Oportun common stock. This figure includes the newly awarded 20,869 RSUs, which will convert into shares upon future vesting, assuming continued service.

What is the size of Ginny Lee’s RSU award at Oportun (OPRT)?

Ginny Lee received an award of 20,869 RSUs tied to Oportun common stock. Each RSU represents the right to receive one share at settlement, subject to the specified vesting schedule and her continued service as a director.

When do Ginny Lee’s new Oportun (OPRT) RSUs vest?

The 20,869 RSUs vest in four tranches: one-fourth on November 11, 2026, February 11, 2027, May 11, 2027, and the remainder on the earlier of the day before the 2027 annual meeting or August 11, 2027.

What does each RSU in Ginny Lee’s Oportun (OPRT) award represent?

Each RSU in the award represents the right to receive one share of Oportun common stock at settlement. Delivery of the shares depends on the RSUs’ vesting and Ginny Lee’s continued service through each vesting date.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 08/13/2026 - 05:33 PM Accepted by SEC EDGAR 08/13/2026 - 05:33 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Lee Ginny

(Last) (First) (Middle)

C/O OPORTUN FINANCIAL CORPORATION

1825 SOUTH GRANT STREET, SUITE 850

(Street)

SAN MATEO CALIFORNIA 94402

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Oportun Financial Corp [ OPRT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/11/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/11/2026		A		20,869(1)	A	(2)	121,387	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents an award of restricted stock units (RSUs) that will vest one-fourth on each of November 11, 2026, February 11, 2027, May 11, 2027, and upon the earlier of (i) the date immediately preceding the Issuer's 2027 annual stockholder meeting or (ii) August 11, 2027, subject to the Reporting Person's continued service through such date.

2. Each RSU represents the right to receive, at settlement, one share of common stock.

Remarks:

	/s/Kathleen Layton (Attorney-in-Fact)	08/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)