Welcome to our dedicated page for Orrstown Finl Svcs SEC filings (Ticker: ORRF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Orrstown Financial Services, Inc. filings document bank holding company disclosures for Orrstown Bank, including quarterly operating results furnished on Form 8-K, Regulation FD investor materials, cash dividend declarations and related financial-condition updates. These records describe loan and deposit balances, net interest margin, noninterest income, operating expenses, liquidity sources, borrowings, credit metrics and capital ratios in the context of its community banking operations.
Proxy and current-report filings also cover governance matters such as director elections, annual meeting vote results, executive compensation, officer appointments and board classifications. The filings provide formal records for shareholder votes, leadership and compensation arrangements, and capital-allocation actions affecting the company’s common stock.
Orrstown Financial Services (ORRF) executive vice president and chief administrative officer reported equity transactions and updated holdings on a Form 4 dated 11/14/2025. The filing shows a stock option with the right to buy 5,596 shares of common stock at $19.64, with transaction code M and an expiration date of 11/17/2025, resulting in 0 options remaining from that grant. After the reported transactions, the insider beneficially owns 25,040 shares of common stock, 2,720 shares of restricted stock, and 2,719 restricted stock units. The restricted stock vests on various dates over the next three years, while the restricted stock units vest three years after grant based on pre-established company performance criteria. Additional stock options remain outstanding on 3,134, 2,309, and 1,998 shares at exercise prices of $21.23, $25.99, and $29.92.
Orrstown Financial Services, Inc. reported much stronger results for the quarter ended September 30, 2025. Net income was $21.9 million, compared with a net loss of $7.9 million a year earlier, helped by lower merger-related expenses and solid fee income.
For the first nine months of 2025, net income rose to $59.4 million from $8.4 million, with diluted earnings per share increasing to $3.07 from $0.62. Total assets were $5.47 billion, loans were $3.98 billion, and deposits were $4.53 billion as of September 30, 2025. Shareholders’ equity increased to $571.9 million, reflecting retained earnings growth and improved accumulated other comprehensive income.
The company continues to integrate its July 2024 merger with Codorus Valley Bancorp, Inc., which added $51.0 million of goodwill and sizable core deposit and customer relationship intangibles. Credit quality remains supported by a detailed CECL-based allowance framework across commercial and consumer portfolios.
Orrstown Financial Services (ORRF) director reported a purchase coded “P” of 302 shares at $34.29 on 10/27/2025.
Following the transaction, the director directly beneficially owns 22,818 common shares and holds 2,500 shares of restricted stock.
Orrstown Financial Services (ORRF) announced quarterly updates and a dividend. The company furnished a press release reporting earnings for the quarter ended September 30, 2025, and posted an accompanying investor presentation on its website.
The Board declared a cash dividend of $0.27 per common share, payable on November 12, 2025 to shareholders of record as of November 5, 2025. The earnings release was furnished as Exhibit 99.1, and the investor presentation as Exhibit 99.2.
Orrstown Financial Services Inc. filed a Form 13F reporting institutional holdings with a Form 13F Information Table Value Total of $584,404,011 across 135 reported positions. The report is signed by Monica Balafoutas (SVP Wealth & Trust Investment Manager) and dated 10-10-2025.
Philip E. Fague, EVP, Trust & Wealth at Orrstown Financial Services, filed an amended Form 4 reporting a sale and current holdings. The earliest transaction date is 08/14/2025 and the amendment shows a disposition of 150 shares of Orrstown common stock at $33.81 each, leaving 44,328 shares beneficially owned directly. The filing discloses 2,195 time-vested restricted shares with various vesting dates over the next three years and 7,661 restricted stock units that vest three years after award based on pre-established company performance criteria. The form is signed by Casara I Kieffer as P.O.A. on 09/03/2025. The filing identifies that 27,849 of the reported shares are jointly owned with the reporting person’s spouse.
Sarah M. Brown, a director of Orrstown Financial Services, purchased 288 shares of Orrstown common stock at $35 per share on 09/03/2025, bringing her total reported beneficial ownership to 9,340 shares. The filing notes that 4,383 of those shares are owned jointly with her spouse. In addition, Ms. Brown holds 2,500 shares of restricted stock that vest over various dates during the next 18 months, indicating some holdings are subject to future vesting schedules.
Orrstown Financial Services, Inc. reported that its Board of Directors approved the full redemption of the Company’s $32,500,000 outstanding 6.0% Fixed-to-Floating Rate Subordinated Notes due 2028. The notes will be redeemed on September 30, 2025 at a cash price equal to 100% of the principal amount, plus accrued and unpaid interest to, but excluding, the redemption date.
The Company has instructed U.S. Bank National Association, as trustee under the December 19, 2018 indenture, to deliver the formal redemption notice. Holders are directed to rely on the trustee’s official notice for detailed redemption procedures.
Philip E. Fague, Executive Vice President, Trust & Wealth at Orrstown Financial Services Inc (ORRF), reported a non-derivative sale on Form 4. On 08/14/2025 he disposed of 150 shares of Orrstown common stock at $33.81 per share. After the reported transaction he beneficially owns 42,004 shares directly, which includes 27,849 shares owned jointly with his spouse.
The filing also discloses equity awards still outstanding: 7,661 restricted stock units that vest three years after grant based on company performance criteria, and 6,195 time-vested restricted shares with various vesting dates over the next three years. The Form 4 was signed by a power of attorney on 08/18/2025.
Fourthstone and related reporting persons disclosed a beneficial ownership stake of 1,258,740 shares in Orrstown Financial Services, Inc. (ORRF), equal to 6.45% of the outstanding common stock based on 19,061,344 shares outstanding as of March 31, 2025. The filing itemizes holdings across affiliated entities, including Fourthstone Master Opportunity Fund Ltd. with 984,077 shares (5.04%), Fourthstone GP LLC with 274,663 shares (1.41%), Fourthstone QP Opportunity Fund LP with 262,901 shares (1.35%), and Fourthstone Small-Cap Financials Fund LP with 11,762 shares (0.06%).
The Reporting Persons state these shares were acquired and are held in the ordinary course of business and were not acquired to change or influence control of the issuer. The Schedule 13G/A discloses ownership details and voting/dispositive power across the listed Fourthstone entities and L. Phillip Stone, IV, consistent with a passive investor reporting under the applicable rules.