Welcome to our dedicated page for ORRSTOWN FINANCIAL SERVICES SEC filings (Ticker: ORRF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Orrstown Financial Services, Inc. filings document bank holding company disclosures for Orrstown Bank, including quarterly operating results furnished on Form 8-K, Regulation FD investor materials, cash dividend declarations and related financial-condition updates. These records describe loan and deposit balances, net interest margin, noninterest income, operating expenses, liquidity sources, borrowings, credit metrics and capital ratios in the context of its community banking operations.
Proxy and current-report filings also cover governance matters such as director elections, annual meeting vote results, executive compensation, officer appointments and board classifications. The filings provide formal records for shareholder votes, leadership and compensation arrangements, and capital-allocation actions affecting the company’s common stock.
Orrstown Financial Services (ORRF) director reported a purchase coded “P” of 302 shares at $34.29 on 10/27/2025.
Following the transaction, the director directly beneficially owns 22,818 common shares and holds 2,500 shares of restricted stock.
Orrstown Financial Services (ORRF) announced quarterly updates and a dividend. The company furnished a press release reporting earnings for the quarter ended September 30, 2025, and posted an accompanying investor presentation on its website.
The Board declared a cash dividend of $0.27 per common share, payable on November 12, 2025 to shareholders of record as of November 5, 2025. The earnings release was furnished as Exhibit 99.1, and the investor presentation as Exhibit 99.2.
Orrstown Financial Services Inc. filed a Form 13F reporting institutional holdings with a Form 13F Information Table Value Total of $584,404,011 across 135 reported positions. The report is signed by Monica Balafoutas (SVP Wealth & Trust Investment Manager) and dated 10-10-2025.
Philip E. Fague, EVP, Trust & Wealth at Orrstown Financial Services, filed an amended Form 4 reporting a sale and current holdings. The earliest transaction date is 08/14/2025 and the amendment shows a disposition of 150 shares of Orrstown common stock at $33.81 each, leaving 44,328 shares beneficially owned directly. The filing discloses 2,195 time-vested restricted shares with various vesting dates over the next three years and 7,661 restricted stock units that vest three years after award based on pre-established company performance criteria. The form is signed by Casara I Kieffer as P.O.A. on 09/03/2025. The filing identifies that 27,849 of the reported shares are jointly owned with the reporting person’s spouse.
Sarah M. Brown, a director of Orrstown Financial Services, purchased 288 shares of Orrstown common stock at $35 per share on 09/03/2025, bringing her total reported beneficial ownership to 9,340 shares. The filing notes that 4,383 of those shares are owned jointly with her spouse. In addition, Ms. Brown holds 2,500 shares of restricted stock that vest over various dates during the next 18 months, indicating some holdings are subject to future vesting schedules.
Orrstown Financial Services, Inc. reported that its Board of Directors approved the full redemption of the Company’s $32,500,000 outstanding 6.0% Fixed-to-Floating Rate Subordinated Notes due 2028. The notes will be redeemed on September 30, 2025 at a cash price equal to 100% of the principal amount, plus accrued and unpaid interest to, but excluding, the redemption date.
The Company has instructed U.S. Bank National Association, as trustee under the December 19, 2018 indenture, to deliver the formal redemption notice. Holders are directed to rely on the trustee’s official notice for detailed redemption procedures.
Philip E. Fague, Executive Vice President, Trust & Wealth at Orrstown Financial Services Inc (ORRF), reported a non-derivative sale on Form 4. On 08/14/2025 he disposed of 150 shares of Orrstown common stock at $33.81 per share. After the reported transaction he beneficially owns 42,004 shares directly, which includes 27,849 shares owned jointly with his spouse.
The filing also discloses equity awards still outstanding: 7,661 restricted stock units that vest three years after grant based on company performance criteria, and 6,195 time-vested restricted shares with various vesting dates over the next three years. The Form 4 was signed by a power of attorney on 08/18/2025.
Fourthstone and related reporting persons disclosed a beneficial ownership stake of 1,258,740 shares in Orrstown Financial Services, Inc. (ORRF), equal to 6.45% of the outstanding common stock based on 19,061,344 shares outstanding as of March 31, 2025. The filing itemizes holdings across affiliated entities, including Fourthstone Master Opportunity Fund Ltd. with 984,077 shares (5.04%), Fourthstone GP LLC with 274,663 shares (1.41%), Fourthstone QP Opportunity Fund LP with 262,901 shares (1.35%), and Fourthstone Small-Cap Financials Fund LP with 11,762 shares (0.06%).
The Reporting Persons state these shares were acquired and are held in the ordinary course of business and were not acquired to change or influence control of the issuer. The Schedule 13G/A discloses ownership details and voting/dispositive power across the listed Fourthstone entities and L. Phillip Stone, IV, consistent with a passive investor reporting under the applicable rules.
Orrstown Financial Services reported substantially higher profitability in the first half of 2025 driven by stronger interest income and fee revenues. For the six months ended June 30, 2025 the company earned $37.5 million in net income versus $16.3 million a year earlier, and diluted earnings per share rose to $1.94 from $1.55. Net interest income more than doubled year-over-year to $98.3 million for six months, reflecting higher loan interest income of $126.5 million compared with $71.8 million a year ago. Noninterest income also increased to $24.5 million, helping offset higher operating expenses.
The balance sheet shows total assets of $5.39 billion and total deposits of $4.52 billion at June 30, 2025. Shareholders' equity increased to $548.4 million. The company completed its July 1, 2024 merger with Codorus Valley, recording $51.0 million of goodwill and identifiable intangibles including $40.1 million of core deposit intangibles. Allowance for credit losses on loans was $47.9 million and the company recorded no ACL on available-for-sale securities despite aggregate unrealized losses of $37.2 million, which management attributes to market rate movements.