[8-K] PEOPLES FINANCIAL SERVICES CORP. Reports Material Event

Rhea-AI Filing Summary

Peoples Financial Services Corp. filed an 8-K announcing unaudited results for the three and nine months ended September 30, 2025, and its financial condition at September 30, 2025. The company reported this under Item 2.02 and attached a press release as Exhibit 99.1, which is incorporated by reference.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report: October 30, 2025

(Date of earliest event reported)

PEOPLES FINANCIAL SERVICES CORP.

(Exact name of registrant as specified in its charter)

001-36388

(Commission

File Number)

PA	23-2391852
(State or other jurisdiction of incorporation)	(IRS Employer of Identification No.)

30 E D Preate Drive, Moosic, Pennsylvania 18507

(Address of principal executive offices) (Zip Code)

(570) 346-7741

(Registrant’s telephone number, including area code)

Securities registered pursuant to Section 12(b) of the Act:

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Title of each class:		Trading Symbol		Name of each exchange on which registered:
Common stock, $2.00 par value	​	PFIS	​	The Nasdaq Stock Market

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

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Indicate by check mark whether the registrant is an emerging growth company as defined in as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). 

Emerging growth company ☐

 If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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 Item 2.02 Results of Operations and Financial Condition.

On October 30, 2025, Peoples Financial Services Corp. issued a press release announcing unaudited results of operations for the three and nine month periods ended September 30, 2025 and financial condition at September 30, 2025. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits

The following exhibits are filed with this Form 8-K:

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Exhibit No.	​	Description
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99.1	​	Press release dated October 30, 2025 announcing results of operations and financial condition.

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Exhibit Index

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Exhibit No.	​	Description
	​
99.1	​	Press release dated October 30, 2025 announcing results of operations and financial condition.
104	​	Cover Page Interactive Data File (embedded within the Inline XBRL document).

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SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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​	PEOPLES FINANCIAL SERVICES CORP.
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​	By:		/s/ Gerard A. Champi
​	​		Gerard A. Champi
​	​		Chief Executive Officer
​	​		(Principal Executive Officer)
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​	By:		/s/James M. Bone, Jr.
​	​		James M. Bone, Jr., CPA
​	​		Executive Vice President and Chief Financial Officer
​	​		(Principal Financial Officer)

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Date: October 30, 2025

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FAQ

What did Peoples Financial Services (PFIS) file?

PFIS filed an 8-K reporting unaudited results for the three and nine months ended September 30, 2025, and its financial condition at that date.

Which period does PFIS’s update cover?

The update covers the three and nine month periods ended September 30, 2025, with financial condition at September 30, 2025.

How were the PFIS results characterized?

They were announced as unaudited results of operations.

Where can I find detailed PFIS results from this filing?

Details are in the press release attached as Exhibit 99.1 and incorporated by reference.

When was the PFIS press release issued?

The press release was issued on October 30, 2025.

What exchange lists PFIS common stock?

PFIS common stock is listed on The Nasdaq Stock Market under the symbol PFIS.