Welcome to our dedicated page for Peoples Finl Svcs SEC filings (Ticker: PFIS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SEC filings page for Peoples Financial Services Corp. (NASDAQ: PFIS) provides access to the company’s regulatory disclosures as a Pennsylvania-incorporated bank holding company for Peoples Security Bank and Trust Company. Through these filings, investors can review how PFIS reports its commercial banking activities, community banking footprint and financial condition over time.
Peoples Financial Services Corp. uses current reports on Form 8-K to announce unaudited quarterly and year-to-date earnings, including results of operations and financial condition for periods such as the quarters ended March 31, June 30 and September 30. These filings typically reference accompanying press releases as exhibits, where the company discusses net income, net interest income, provisions for credit losses, noninterest income and noninterest expenses, along with non-GAAP measures such as tangible stockholders’ equity, core net income, pre-provision net revenue and tax-equivalent net interest income.
Other 8-K filings cover capital and corporate actions, such as the private placement of fixed-to-floating rate subordinated notes structured to qualify as Tier 2 capital and the completion and integration of the FNCB Bancorp, Inc. merger. Executive and compensation-related disclosures, including adoption of a severance and change in control plan for the CEO and leadership team, are also detailed in 8-K filings with attached plan documents.
On Stock Titan, these SEC filings are updated in line with EDGAR and can be paired with AI-powered summaries that explain key points from lengthy documents, such as earnings releases, investor presentations and executive compensation plans. Users can quickly identify important items in PFIS filings, locate exhibits like press releases and presentations, and track how the company’s disclosures on community banking operations, capital structure and governance evolve across reporting periods.
Peoples Financial Services Corp. reported a profitable quarter. For Q3, net income was $15.2 million compared with a loss a year ago, and diluted EPS was $1.51. Net interest income rose to $41.2 million, helped by a credit loss release of $0.8 million versus a $14.5 million provision last year. Noninterest expense declined to $28.7 million from $35.5 million as prior acquisition costs rolled off.
The balance sheet expanded modestly: total assets reached $5.16 billion. Loans were $4.02 billion and deposits were $4.29 billion, compared with $3.99 billion and $4.41 billion at year‑end, respectively. Stockholders’ equity increased to $509.3 million, with accumulated other comprehensive loss improving to $29.2 million from $40.7 million at year‑end. Subordinated debt rose to $83.1 million.
Year to date, net income was $47.2 million with diluted EPS of $4.69. The board declared a $0.6175 per‑share dividend for Q4, payable December 15, 2025 to shareholders of record November 28, 2025. Shares outstanding were 9,994,595 as of November 1, 2025.
Peoples Financial Services Corp. (PFIS) furnished an investor presentation via Form 8-K. Management anticipates meetings with investors during 2025, and the materials are available on the company’s investor relations website. The presentation is included as Exhibit 99.1 and is provided under Item 7.01.
The company notes that information in the presentation is provided as of the indicated dates and it does not assume any obligation to update that information.
Peoples Financial Services Corp. (PFIS) reported an insider equity change for EVP/Chief Lending Officer Jeffrey Drobins. On October 31, 2025, he was granted 804 restricted stock units (RSUs) at $0, following the forfeiture of 804 RSUs previously granted on March 28, 2025.
The new 804 RSUs vest in three equal annual installments beginning March 11, 2026. He also reports 11,763 RSUs that vest in seven equal annual installments beginning August 29, 2026. Each RSU represents the right to receive one share of PFIS common stock.
Peoples Financial Services Corp. (PFIS)11,763 restricted stock units (RSUs) on August 29, 2025, recorded at $0 and held as Direct (D) ownership, with 11,763 derivative securities beneficially owned following the transaction.
The amendment notes the adjusted number of RSUs due to a calculation error. Each RSU represents a contingent right to receive one share of PFIS common stock. The RSUs are scheduled to vest in seven equal annual installments beginning August 29, 2026.
Peoples Financial Services Corp. (PFIS) reported an amended insider transaction for EVP/Chief Risk Officer Timothy H. Kirtley on a Form 4/A. The filing records the acquisition of 3,332 restricted stock units (RSUs) on August 29, 2025 at a price of $0. The RSU count was adjusted due to a calculation error.
The 3,332 RSUs vest in five equal annual installments beginning August 29, 2026. A separate RSU line shows 826 RSUs vesting in three equal annual installments beginning March 11, 2026. Reported holdings are shown as direct (D) ownership.
Peoples Financial Services Corp. filed an 8-K announcing unaudited results for the three and nine months ended September 30, 2025, and its financial condition at September 30, 2025. The company reported this under Item 2.02 and attached a press release as Exhibit 99.1, which is incorporated by reference.
Peoples Financial Services Corp. (PFIS) filed a Form 13F Holdings Report, disclosing institutional equity positions for the period. The filing lists a Form 13F Information Table Entry Total of 396 and a Form 13F Information Table Value Total of $221,441,895 (round to nearest dollar). Number of Other Included Managers: 0, indicating the report covers PFIS’s holdings only.
The report was signed by Carla Olenchak, VP, Trust Operations Manager, in Quinton, VA on 10-28-2025. PFIS’s address is 30 E D Preate Drive, Moosic, PA 18507.
Peoples Financial Services Corp. disclosed executive severance terms that vary by role and by whether a termination follows a change in control. For non-change-in-control terminations the company will continue the executive's base salary and provide a pro rata annual bonus plus reimbursement of COBRA health premiums for either 12 or 18 months depending on the group described. For change-in-control terminations the agreements provide lump-sum cash severance equal to a multiple of salary plus target bonus—ranging from 1.0× salary + 1× target bonus up to 36 months of salary + 2.99× target bonus—and COBRA premium reimbursement for 12, 24 or 36 months as specified. The filing lists these contractual payout formulas and the timing for payment (within 60 days of a qualifying termination).
Insider report for PFIS: executive Jeffrey A. Drobins recorded a mix of a sale and a grant on August 29, 2025. The filing shows a disposition of 4,128.582 shares of common stock due to an adjusted calculation. It also records an indirect beneficial ownership of 277.3779 shares held through the PSBT Employee Stock Ownership Plan. Separately, Mr. Drobins was granted 9,540 restricted stock units (RSUs) on the same date; each RSU represents a contingent right to one share and they vest in seven equal annual installments beginning August 29, 2026. The RSUs are reported as direct ownership with a $0 price. The signature indicates the form was filed by an attorney-in-fact on behalf of Mr. Drobins.
Peoples Financial Services Corp. (PFIS) reporting person Timothy Kirtley, EVP/Chief Risk Officer, reported an open-market disposal and new equity awards. The Form 4 shows a disposition of 5,066 shares of common stock and indicates beneficial ownership tied to the PSBT Employee Stock Ownership Plan of 215.2168 (as reported). The filing also reports two grants of restricted stock units: 826 RSUs (reported 03/28/2025) and 2,862 RSUs (reported 08/29/2025), each converting one-for-one into common shares at $0 exercise price. The RSUs vest over multi-year schedules: the 826 RSUs vest in three equal annual installments beginning March 11, 2026; the 2,862 RSUs vest in five equal annual installments beginning August 29, 2026.