Provident Financial (NYSE: PFS) EVP gets stock award, covers taxes with shares

Rhea-AI Filing Summary

Provident Financial Services EVP Valerie O. Murray reported a mix of equity compensation and related tax transactions in company common stock. On March 3, she acquired 3,380 shares through a grant/award that vested based on performance criteria. To cover tax obligations, she disposed of 2,469 shares in three tax-withholding transactions on March 3 and March 4 at prices around $21.42–$21.55 per share. After these moves, she directly owns 75,022 common shares, with additional indirect holdings of 30,806 shares in a 401(k) plan and 500 shares in an IRA.

Insider Trade Summary

7 transactions reported

Mixed 7 txns

Insider Murray Valerie O

Role EVP & Chief Wealth Mgmt Off

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	562	$21.55	$12K
Tax Withholding	Common Stock	774	$21.42	$17K
Grant/Award	Common Stock	3,380	$0.00	--
Tax Withholding	Common Stock	1,133	$21.42	$24K
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 75,022 shares (Direct); Common Stock — 0 shares (Indirect, By ESOP)

Footnotes (1)

1. Performance-vesting stock awards granted March 3, 2023 which vested based on meeting certain performance criteria. Reflects transfer of 11,262 shares resulting from termination of ESOP and transfer into 401(k) Plan, and transactions not required to be reported pursuant to Section 16 of the Securities Exchange Act of 1934, as amended.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Murray Valerie O

(Last) (First) (Middle)

239 WASHINGTON STREET

(Street)

JERSEY CITY NJ 07302

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
PROVIDENT FINANCIAL SERVICES INC [ PFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & Chief Wealth Mgmt Off

3. Date of Earliest Transaction (Month/Day/Year)
03/03/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/03/2026		F		774	D	$21.42	73,337	D
Common Stock	03/03/2026		A		3,380(1)	A	$0	76,717	D
Common Stock	03/03/2026		F		1,133	D	$21.42	75,584	D
Common Stock	03/04/2026		F		562	D	$21.55	75,022	D
Common Stock								0(2)	I	By ESOP
Common Stock								30,806(2)	I	By 401(k)
Common Stock								500	I	by IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Performance-vesting stock awards granted March 3, 2023 which vested based on meeting certain performance criteria.

2. Reflects transfer of 11,262 shares resulting from termination of ESOP and transfer into 401(k) Plan, and transactions not required to be reported pursuant to Section 16 of the Securities Exchange Act of 1934, as amended.

Remarks:

	/s/Chao Huang, Pursuant to Power of Attorney	03/05/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did PFS executive Valerie O. Murray report?

Valerie O. Murray reported a performance-based stock award of 3,380 common shares and three related tax-withholding dispositions totaling 2,469 shares. These transactions reflect equity compensation vesting and shares withheld to satisfy tax obligations.

How many Provident Financial (PFS) shares does Valerie O. Murray now own?

After the reported transactions, Valerie O. Murray directly owns 75,022 shares of Provident Financial common stock. She also has indirect holdings of 30,806 shares in a 401(k) plan and 500 shares in an IRA account.

What was the nature of the share disposals reported by PFS executive Murray?

All reported disposals were tax-withholding dispositions coded “F,” meaning shares were delivered to cover tax liabilities. Murray disposed of 2,469 shares in total at prices around $21.42–$21.55 per share, rather than selling shares for investment purposes.

What performance-based award did Valerie O. Murray receive at Provident Financial (PFS)?

Murray received 3,380 performance-vesting stock awards that were granted on March 3, 2023 and vested after meeting specified performance criteria. The vesting of these awards increased her direct ownership of Provident Financial common stock.

How are Murray’s indirect PFS share holdings structured?

In addition to directly held shares, Murray reports indirect ownership through retirement accounts. She holds 30,806 shares via a 401(k) plan and 500 shares through an IRA, providing retirement-linked exposure to Provident Financial stock.