PFS director granted 4,012 restricted shares

MCCRACKEN ROBERT E reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

MCCRACKEN ROBERT E reported acquisition or exercise transactions in this Form 4 filing.

PROVIDENT FINANCIAL SERVICES INC director Robert E. McCracken reported a grant of 4,012 shares of common stock as compensation. The restricted stock was awarded at $0.00 per share and will vest on the earlier of the one-year anniversary of the grant date or the next annual meeting of stockholders that meets the stated timing condition.

After this grant, McCracken directly owns 72,530 shares of common stock and indirectly owns 62,330 shares through an LLC. The filing does not show any open-market buying or selling, only this equity award and an updated record of existing indirect holdings.

Insider Trade Summary

Grant/Award: 4,012 shares

Grant/Award 2 txns

Insider MCCRACKEN ROBERT E

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	4,012	$0.00	$0.00
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 72,530 shares (Direct); Common Stock — 62,330 shares (Indirect, By LLC)

Footnotes (1)

1. F1. Grant of restricted stock will vest on the earlier of the one-year anniversary of the date of grant or the next annual meeting of stockholders which is at least 50 weeks after the immediately preceding year's annual meeting.

Key Figures

Restricted stock grant: 4,012 shares Grant price: $0.00 per share Direct holdings after grant: 72,530 shares +1 more

4 metrics

Restricted stock grant 4,012 shares Common stock award to director on transaction date

Grant price $0.00 per share Compensation grant, not market purchase

Direct holdings after grant 72,530 shares Common stock held directly by McCracken

Indirect holdings via LLC 62,330 shares Common stock held indirectly by LLC

Key Terms

restricted stock, annual meeting of stockholders, grant/award acquisition, indirect ownership

4 terms

restricted stock financial

"Grant of restricted stock will vest on the earlier of the one-year anniversary"

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

annual meeting of stockholders financial

"or the next annual meeting of stockholders which is at least 50 weeks"

grant/award acquisition financial

"transaction_action: "grant/award acquisition" for the 4,012-share transaction"

indirect ownership financial

"ownership_type: "indirect" and nature_of_ownership: "By LLC" for 62,330 shares"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did PFS director Robert McCracken report on this Form 4?

Robert E. McCracken reported receiving a grant of 4,012 shares of Provident Financial Services common stock. This was an equity award at $0.00 per share, reflecting compensation rather than an open-market share purchase or sale.

How many Provident Financial Services (PFS) shares does Robert McCracken hold after this grant?

After the reported grant, Robert McCracken directly holds 72,530 shares of Provident Financial Services common stock. He also indirectly holds 62,330 shares through an LLC, according to the ownership details disclosed in the Form 4 filing.

What are the vesting terms of the restricted stock granted to PFS director McCracken?

The 4,012-share restricted stock grant will vest on the earlier of the one-year anniversary of the grant date or the next annual meeting of stockholders that is at least 50 weeks after the prior year’s annual meeting, as specified in the footnote.

Was the PFS Form 4 transaction an open-market buy or sell of shares?

No, the Form 4 shows a grant/award acquisition of 4,012 shares at $0.00 per share, not an open-market trade. The filing also includes an updated holding entry for 62,330 indirectly owned shares through an LLC entity.

How is McCracken’s indirect ownership in Provident Financial Services (PFS) structured?

The filing reports 62,330 shares of Provident Financial Services common stock held indirectly, classified as ownership “By LLC.” This indicates the shares are owned through an LLC associated with McCracken, rather than held directly in his own name.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 05/28/2026 - 12:19 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

MCCRACKEN ROBERT E

(Last) (First) (Middle)

239 WASHINGTON ST

(Street)

JERSEY CITY NEW JERSEY 07302

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
PROVIDENT FINANCIAL SERVICES INC [ PFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/26/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/26/2026		A		4,012(1)	A	$0	72,530	D
Common Stock								62,330	I	By LLC

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Grant of restricted stock will vest on the earlier of the one-year anniversary of the date of grant or the next annual meeting of stockholders which is at least 50 weeks after the immediately preceding year's annual meeting.

Remarks:

	/s/Chao Huang, Pursuant to Power of Attorney	05/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)