STOCK TITAN

Provident Financial (NYSE: PFS) CIOO reports stock award and tax withholding

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

PROVIDENT FINANCIAL SERVICES INC executive Ravi Vakacherla reported equity compensation activity in Common Stock. He received a grant/award of 8,803 shares that vested based on performance criteria, at a stated price of $0.00 per share. To cover tax obligations, 2,760 shares were disposed of through a tax-withholding transaction at $22.15 per share, which is not an open-market sale. After these entries, he directly holds 25,167 shares and indirectly holds 593 shares through a 401(k) plan.

Positive

  • None.

Negative

  • None.
Insider Vakacherla Ravi
Role CIOO of Provident Bank
Type Security Shares Price Value
Grant/Award Common Stock 8,803 $0.00 --
Tax Withholding Common Stock 2,760 $22.15 $61K
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 25,167 shares (Direct, null); Common Stock — 593 shares (Indirect, By 401(k) Plan)
Footnotes (1)
  1. [object Object]
Tax-withholding shares 2,760 shares Common Stock disposed for tax at $22.15 on May 20, 2026
Tax-withholding price $22.15 per share Price used for 2,760-share tax-withholding disposition
Awarded shares 8,803 shares Performance-vesting stock award acquisition at $0.00 per share
Direct holdings after transactions 25,167 shares Common Stock directly owned following May 20, 2026 entries
Indirect 401(k) holdings 593 shares Common Stock held indirectly via 401(k) plan
Tax-withholding value $61,134.00 2,760 shares at $22.15 per share (derived transaction value)
Performance-vesting stock awards financial
"Performance-vesting stock awards granted May 20, 2024 which vested based on meeting certain performance criteria."
tax-withholding disposition financial
"transaction_action": "tax-withholding disposition""
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
Grant, award, or other acquisition financial
"transaction_code_description": "Grant, award, or other acquisition""
401(k) Plan financial
"nature_of_ownership": "By 401(k) Plan""
A 401(k) plan is a workplace retirement account that lets employees set aside part of their pay into a tax-advantaged savings pot, often with employers adding matching contributions — like a workplace piggy bank for future income. It matters to investors because the amount people save and how employers fund these plans influence consumer spending, corporate payroll costs and the flow of money into financial markets, which can affect stock prices and company valuations.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Vakacherla Ravi

(Last)(First)(Middle)
239 WASHINGTON STREET

(Street)
JERSEY CITY NEW JERSEY 07302

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
PROVIDENT FINANCIAL SERVICES INC [ PFS ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
CIOO of Provident Bank
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/20/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock05/20/2026A8,803(1)A$025,167D
Common Stock05/20/2026F2,760D$22.1522,407D
Common Stock593IBy 401(k) Plan
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Performance-vesting stock awards granted May 20, 2024 which vested based on meeting certain performance criteria.
Remarks:
/s/Chao Huang, Pursuant to Power of Attorney05/21/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did Ravi Vakacherla report for PFS?

Ravi Vakacherla reported a grant of 8,803 Provident Financial Services (PFS) common shares and a tax-withholding disposition of 2,760 shares. These entries reflect equity compensation vesting and related tax payments, rather than open-market buying or selling of stock.

How many PFS shares does Ravi Vakacherla hold after this Form 4?

After these transactions, Ravi Vakacherla directly holds 25,167 shares of Provident Financial Services (PFS) common stock and indirectly holds 593 shares through a 401(k) plan. These holdings reflect his updated equity position following the performance-based award vesting.

Was the 2,760-share PFS transaction an open-market sale?

No, the 2,760 Provident Financial Services (PFS) shares were disposed of as a tax-withholding transaction at $22.15 per share. This means shares were delivered to cover tax liabilities, not sold in the open market for discretionary liquidity.

What is the nature of the 8,803-share award reported for PFS?

The 8,803-share entry reflects performance-vesting stock awards in Provident Financial Services (PFS) common stock. These awards were granted in May 2024 and vested after certain performance criteria were met, resulting in an acquisition of shares at a stated price of $0.00.

How are PFS shares held indirectly by Ravi Vakacherla?

Ravi Vakacherla holds 593 shares of Provident Financial Services (PFS) common stock indirectly through a 401(k) plan. This indirect ownership reflects retirement-plan holdings separate from his directly held 25,167 shares reported in the Form 4 filing.