PennyMac (PFSI) CFO reports tax withholding of shares after RSU vesting

Rhea-AI Filing Summary

PennyMac Financial Services, Inc. Chief Financial Officer Daniel Stanley Perotti reported a tax-related share disposition. On February 24, 2026, 616 shares of common stock were withheld at $90.33 per share to cover taxes upon vesting of restricted stock units.

After this withholding, Perotti directly held 16,550 shares of common stock, consisting of 12,077 restricted stock units and 4,473 shares. He also indirectly held 213,550 shares through The Perotti Family Trust.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Perotti Daniel Stanley

(Last) (First) (Middle)

C/O PENNYMAC FINANCIAL SERVICES, INC.

3043 TOWNSGATE ROAD

(Street)

WESTLAKE VILLAGE CA 91361

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
PennyMac Financial Services, Inc. [ PFSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/24/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/24/2026		F		616(1)	D	$90.33	16,550(2)	D
Common Stock								213,550	I	The Perotti Family Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares withheld for taxes upon vesting of restricted stock units.

2. The reported amount consists of 12,077 restricted stock units and 4,473 shares of Common Stock. The restricted stock units are to be settled in an equal number of shares of Common Stock upon vesting.

	/s/ Derek W. Stark, attorney-in-fact for Mr. Perotti	02/26/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did PennyMac (PFSI) report for CFO Daniel Perotti?

PennyMac reported that CFO Daniel Perotti had 616 common shares withheld to cover taxes on vested restricted stock units. The withholding occurred on February 24, 2026, and is classified as a tax-withholding disposition, not an open-market stock sale.

How many PennyMac (PFSI) shares were withheld for Daniel Perotti’s taxes?

A total of 616 PennyMac common shares were withheld to satisfy Daniel Perotti’s tax obligations upon RSU vesting. The shares were valued at $90.33 each on February 24, 2026, according to the reported transaction details in the insider filing.

How many PennyMac (PFSI) shares does Daniel Perotti hold directly after the transaction?

After the tax withholding, Daniel Perotti directly held 16,550 PennyMac common shares. This reported amount includes 12,077 restricted stock units and 4,473 actual shares, with the RSUs scheduled to settle in common stock upon vesting.

What is The Perotti Family Trust’s PennyMac (PFSI) share position?

The Perotti Family Trust held 213,550 PennyMac common shares after the reported transactions. These shares are reported as indirectly owned by Daniel Perotti, reflecting holdings through the family trust rather than in his direct personal account.

Was the PennyMac (PFSI) CFO’s Form 4 transaction an open-market sale?

The Form 4 does not show an open-market sale by the PennyMac CFO. The 616 shares were withheld to cover tax liabilities on vested restricted stock units, designated as a tax-withholding disposition under transaction code F.

What does the restricted stock unit disclosure mean for PennyMac (PFSI) CFO holdings?

The filing states Perotti’s direct holdings include 12,077 restricted stock units and 4,473 shares. The RSUs will convert into an equal number of PennyMac common shares upon vesting, potentially increasing his freely tradable share count over time.