PennyMac (PFSI) director Kinsella adds shares and receives new RSU grant

Rhea-AI Filing Summary

PennyMac Financial Services director Patrick Kinsella reported two equity transactions in February 2026. On February 11, 2026, he acquired 1,963 restricted stock units at $0, granted for his board service. These units will vest in full on the first anniversary of the grant and convert into the same number of common shares.

On February 12, 2026, he made an open-market purchase of 2,250 shares of PennyMac common stock at $89.15 per share. Following these transactions, he beneficially owned 34,210 common share equivalents, consisting of 3,510 restricted stock units and 30,700 shares of common stock, all held directly.

Insider Trade Summary

Net Buyer: 2,250 shares ($200,588)

Net Buy 2 txns

Insider Kinsella Patrick

Role Director

Bought 2,250 shs ($201K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	2,250	$89.15	$201K
Grant/Award	Common Stock	1,963	$0.00	--

Holdings After Transaction: Common Stock — 34,210 shares (Direct)

Footnotes (1)

1. The Reporting Person was granted restricted stock units in connection with his service as a Director. These restricted stock units, which will vest in full on the first anniversary of the grant date, are to be settled in an equal number of shares of Common Stock upon vesting. The reported amount consists of 3,510 restricted stock units and 30,700 shares of Common Stock. The restricted stock units are to be settled in an equal number of shares of Common Stock upon vesting.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Kinsella Patrick

(Last) (First) (Middle)

C/O PENNYMAC

3043 TOWNSGATE ROAD

(Street)

WESTLAKE VILLAGE CA 91361

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
PennyMac Financial Services, Inc. [ PFSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/11/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/11/2026		A		1,963(1)	A	$0	31,960	D
Common Stock	02/12/2026		P		2,250	A	$89.15	34,210(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The Reporting Person was granted restricted stock units in connection with his service as a Director. These restricted stock units, which will vest in full on the first anniversary of the grant date, are to be settled in an equal number of shares of Common Stock upon vesting.

2. The reported amount consists of 3,510 restricted stock units and 30,700 shares of Common Stock. The restricted stock units are to be settled in an equal number of shares of Common Stock upon vesting.

	/s/ Derek W. Stark, attorney-in-fact for Mr. Kinsella	02/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did Patrick Kinsella report for PennyMac (PFSI)?

Patrick Kinsella reported a stock award and a share purchase. He received 1,963 restricted stock units as a director grant, then bought 2,250 PennyMac common shares in the open market at $89.15 per share on February 12, 2026.

How many PennyMac (PFSI) shares did Patrick Kinsella buy and at what price?

Patrick Kinsella bought 2,250 shares of PennyMac common stock. The open-market purchase was made at a price of $89.15 per share on February 12, 2026, increasing his directly held ownership position in the company.

What restricted stock units did Patrick Kinsella receive from PennyMac (PFSI)?

Kinsella received 1,963 restricted stock units from PennyMac as compensation for serving as a director. These units vest in full on the first anniversary of the grant date and will be settled in an equal number of PennyMac common shares upon vesting.

What is Patrick Kinsella’s total beneficial ownership in PennyMac (PFSI) after these transactions?

After the reported transactions, Kinsella beneficially owned 34,210 common share equivalents of PennyMac. This total includes 30,700 shares of common stock and 3,510 restricted stock units, all held directly and settling into common shares upon vesting.

Are Patrick Kinsella’s PennyMac (PFSI) restricted stock units settled in shares?

Yes. Both the 1,963 newly granted restricted stock units and the broader 3,510-unit total are scheduled to be settled in an equal number of PennyMac common shares once they vest, aligning his compensation directly with shareholder value.