PennyMac director granted 1,963 restricted shares

MCCALLION ANNE reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

MCCALLION ANNE reported acquisition or exercise transactions in this Form 4 filing.

Anne McCallion, a director of PennyMac Financial Services, Inc., received a grant of 1,963 shares of Common Stock on February 11, 2026. This was an award of restricted stock units granted for her board service at a price of $0 per share, which will vest in full on the first anniversary of the grant date and be settled in the same number of common shares.

After this award, she directly beneficially owns 3,510 shares of Common Stock. In addition, 154,956 shares of Common Stock are held indirectly through The McCallion Family Trust dated 12/21/98, reflecting separate trust ownership reported as indirect beneficial ownership.

Insider Trade Summary

Grant/Award: 1,963 shares

Grant/Award 2 txns

Insider MCCALLION ANNE

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,963	$0.00	$0.00
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 3,510 shares (Direct); Common Stock — 154,956 shares (Indirect, The McCallion Family Trust dated 12/21/98)

Footnotes (2)

1. F1. The Reporting Person was granted restricted stock units in connection with her service as a Director. These restricted stock units, which will vest in full on the first anniversary of the grant date, are to be settled in an equal number shares of Common Stock upon vesting.
2. F2. Represents restricted share units, which are to be settled in an equal number of common shares of beneficial interest upon vesting.

FAQ

What insider transaction did PFSI director Anne McCallion report?

Anne McCallion reported an equity award. She received 1,963 restricted stock units of PennyMac Financial Services, Inc. common stock as compensation for serving as a director, with the grant priced at $0 per share and settling in common shares upon vesting.

How many PFSI shares does Anne McCallion own directly after this Form 4?

She directly owns 3,510 common shares. This total reflects her holdings after receiving the 1,963-share restricted stock unit grant, which increases her direct beneficial ownership in PennyMac Financial Services, Inc. common stock reported in the filing.

When do Anne McCallion’s newly granted PFSI restricted stock units vest?

The restricted stock units vest on the first anniversary of the grant. The award granted in connection with her director service will fully vest one year after the February 11, 2026 grant date and then settle in an equal number of common shares.

What indirect PFSI ownership does The McCallion Family Trust hold?

The McCallion Family Trust holds 154,956 common shares. These shares are reported as indirectly beneficially owned by Anne McCallion through The McCallion Family Trust dated December 21, 1998, separate from her directly held shares.

Is Anne McCallion’s PFSI Form 4 transaction a purchase or a grant?

The transaction is a stock grant, not an open-market purchase. The filing shows a grant of restricted stock units for board service at $0 per share, categorized as an award or other acquisition rather than a market buy.

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Accepted by SEC EDGAR 02/13/2026 - 06:24 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

MCCALLION ANNE

(Last) (First) (Middle)

C/O PENNYMAC FINANCIAL SERVICES, INC.

3043 TOWNSGATE ROAD

(Street)

WESTLAKE VILLAGE CA 91361

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
PennyMac Financial Services, Inc. [ PFSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/11/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/11/2026		A		1,963(1)	A	$0	3,510(2)	D
Common Stock								154,956	I	The McCallion Family Trust dated 12/21/98

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The Reporting Person was granted restricted stock units in connection with her service as a Director. These restricted stock units, which will vest in full on the first anniversary of the grant date, are to be settled in an equal number shares of Common Stock upon vesting.

2. Represents restricted share units, which are to be settled in an equal number of common shares of beneficial interest upon vesting.

	/s/ Derek W. Stark, attorney-in-fact for Ms. McCallion	02/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.