Farhad Nanji receives 1,963 PennyMac (PFSI) restricted stock units

Rhea-AI Filing Summary

PennyMac Financial Services director Farhad Nanji reported an equity award in the form of restricted stock units. On February 11, 2026, he acquired 1,963 shares of Common Stock at $0, representing a grant in connection with his board service.

These restricted stock units vest in full on the first anniversary of the grant date and will be settled in an equal number of Common Stock shares upon vesting. After this grant, Nanji beneficially owns 187,499 Common Stock shares directly, consisting of 3,510 restricted stock units and 183,989 shares of Common Stock, and 4,531,792 shares indirectly through MFN Partners, LP.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider NANJI FARHAD

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,963	$0.00	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 187,499 shares (Direct); Common Stock — 4,531,792 shares (Indirect, MFN Partners, LP)

Footnotes (1)

1. The Reporting Person was granted restricted stock units in connection with his service as a Director. These restricted stock units, which will vest in full on the first anniversary of the grant date, are to be settled in an equal number of shares of Common Stock upon vesting. The reported amount consists of 3,510 restricted stock units and 183,989 of Common Stock. The restricted stock units are to be settled in an equal number of shares of Common Stock upon vesting.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

NANJI FARHAD

(Last) (First) (Middle)

C/O PENNYMAC FINANCIAL SERVICES, INC.

3043 TOWNSGATE ROAD

(Street)

WESTLAKE VILLAGE CA 91361

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
PennyMac Financial Services, Inc. [ PFSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/11/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/11/2026		A		1,963(1)	A	$0	187,499(2)	D
Common Stock								4,531,792	I	MFN Partners, LP

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The Reporting Person was granted restricted stock units in connection with his service as a Director. These restricted stock units, which will vest in full on the first anniversary of the grant date, are to be settled in an equal number of shares of Common Stock upon vesting.

2. The reported amount consists of 3,510 restricted stock units and 183,989 of Common Stock. The restricted stock units are to be settled in an equal number of shares of Common Stock upon vesting.

	/s/ Derek W. Stark, attorney-in-fact for Mr. Nanji	02/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did PennyMac (PFSI) director Farhad Nanji report in this Form 4?

Farhad Nanji reported an equity award in PennyMac stock. He acquired 1,963 shares of Common Stock on February 11, 2026 as a grant of restricted stock units tied to his director service, with no cash paid per share.

How many PennyMac (PFSI) shares does Farhad Nanji own after this transaction?

After the transaction, Farhad Nanji beneficially owns 187,499 shares directly. This includes 3,510 restricted stock units and 183,989 shares of Common Stock, plus an additional 4,531,792 shares held indirectly through MFN Partners, LP.

What are the vesting terms of Farhad Nanji’s new PennyMac (PFSI) restricted stock units?

The restricted stock units vest in full after one year. They will fully vest on the first anniversary of the February 11, 2026 grant date and will then be settled in an equal number of PennyMac Common Stock shares.

Was cash paid for the PennyMac (PFSI) shares acquired by Farhad Nanji?

No cash was paid for the acquired PennyMac shares. The 1,963 Common Stock shares were received at a reported price of $0 per share as part of a director compensation grant rather than an open-market purchase.

How are Farhad Nanji’s indirect holdings in PennyMac (PFSI) structured?

Nanji reports significant indirect ownership through MFN Partners, LP. The filing shows 4,531,792 PennyMac Common Stock shares held indirectly, with the nature of this indirect beneficial ownership described as “MFN Partners, LP.”