PennyMac Financial (PFSI) director granted 1,963 restricted stock units

Rhea-AI Filing Summary

PennyMac Financial Services director Sunil Chandra reported an equity award. On 02/11/2026 he acquired 1,963 shares tied to a grant of restricted stock units at a price of $0. These units vest in full on the first anniversary of the grant date and will be settled in an equal number of common shares upon vesting.

After this award, Chandra beneficially owns 4,435 shares in total, consisting of 3,510 restricted stock units and 925 shares of common stock held directly.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Chandra Sunil

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,963	$0.00	--

Holdings After Transaction: Common Stock — 4,435 shares (Direct)

Footnotes (1)

1. The Reporting Person was granted restricted stock units in connection with his service as a Director. These restricted stock units, which will vest in full on the first anniversary of the grant date, are to be settled in an equal number of shares of Common Stock upon vesting. The reported amount consists of 3,510 restricted stock units and 925 shares of Common Stock. The restricted stock units are to be settled in an equal number of shares of Common Stock upon vesting.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Chandra Sunil

(Last) (First) (Middle)

C/O PENNYMAC FINANCIAL SERVICES, INC.

3043 TOWNSGATE ROAD

(Street)

WESTLAKE VILLAGE CA 91361

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
PennyMac Financial Services, Inc. [ PFSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/11/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/11/2026		A		1,963(1)	A	$0	4,435(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The Reporting Person was granted restricted stock units in connection with his service as a Director. These restricted stock units, which will vest in full on the first anniversary of the grant date, are to be settled in an equal number of shares of Common Stock upon vesting.

2. The reported amount consists of 3,510 restricted stock units and 925 shares of Common Stock. The restricted stock units are to be settled in an equal number of shares of Common Stock upon vesting.

	/s/ Derek W. Stark, attorney-in-fact for Mr. Chandra	02/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did PennyMac Financial (PFSI) report for Sunil Chandra?

Sunil Chandra received an equity award of 1,963 shares tied to restricted stock units on 02/11/2026 at a price of $0. The grant reflects compensation for his service as a director and will be settled in common stock when the units vest.

How many PennyMac Financial (PFSI) shares does Sunil Chandra own after this Form 4?

After the reported transaction, Sunil Chandra beneficially owns 4,435 shares of PennyMac Financial common stock. This total includes 3,510 restricted stock units and 925 shares of common stock, all held directly according to the filing’s ownership table and footnotes.

What are the vesting terms of Sunil Chandra’s new restricted stock units at PFSI?

The restricted stock units vest in full one year after the grant date and are then settled in an equal number of PennyMac Financial common shares. This means all 1,963 units convert to shares on the first anniversary of the 02/11/2026 grant.

Was Sunil Chandra’s PennyMac Financial stock grant a market purchase?

No, the 1,963-share grant was awarded at a price of $0 as part of director compensation. The Form 4 lists the transaction code as a grant or award, not an open-market buy, and the units convert into common stock upon vesting.

How is Sunil Chandra’s ownership in PFSI characterized in the Form 4 filing?

The filing shows all 4,435 shares as directly owned by Sunil Chandra. This includes both 3,510 restricted stock units and 925 shares of common stock, with no indication of indirect ownership through trusts or other entities in the provided data.